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49 Articles by The Credit Review
Dumb Money Advice: 10 Financial Recommendations That You Can Honestly Just Ignore
It seems that everywhere you look, there is some well-meaning person wanting to offer (often unsolicited) advice — especially when it comes to handling money. While some of this advice can be helpful, particularly if you’re just learning to navigate your finances, much of it should be taken with a grain of salt. Here are 10 pieces of financial advice that, while common, perhaps shouldn’t be taken at face value.
Married Money: 8 Financial Things Every Spouse Should Be Doing Today
Managing your own money successfully can be a challenge, whether it’s keeping yourself on budget or making the right choices to support your long-term plans. Add another person to that mix, though, and managing finances gets even trickier. Whether you have been married for years, are a newlywed, or are just thinking about marriage with your significant other, money is both a shared interest and potential pitfall. As such, it should be a frequent topic of conversation in your home if you want to avoid conflict and better your chances of financial success. Here are the top eight things that we think every spouse should be doing today, if they want to ensure a healthy financial situation for their family.
Credit-Builder Loans: How They Can Help
When you have bad credit or no credit, your finances choices and opportunities can be limited. Here's how to use a credit-builder loan to improve your credit.
Bad Credit? Here's How To Open A Bank Account Online
Have you been denied a bank account due to bad credit or too many overdrafts? Read on to learn how you can get a second chance bank account.
10 Reasons Good Credit Can Change Your Life
You may wonder why having a good credit score is so important and what effects it has on your day to day life. The Credit Review breaks down ten reasons why having good credit can change your life for the better.
Why You Need a Secured Credit Card
Want to build your credit? A secured credit card may be the best option for you. Read on to learn pros, cons, and more.
Should Small Businesses Use Rewards Cards?
Proper management of cash flow is a perennial concern for any company, but is often particularly difficult for small businesses that have lower capital overall. A business rewards credit card is one tool you can use to manage this concern, but it is important to choose your credit card carefully.
How to Use Your Credit Card to Improve Your Credit
Trying to build your credit? Here's how you can use your credit card to help.
Generation Z’s Financial Habits
Like every generation before them, Gen Z is demonstrating unique financial habits. However, as this generation is just entering adulthood, these trends are still emerging.
Easy Money-Saving Tips for College Students
Learning how to save money as a college student can create healthy financial habits that last a lifetime. These habits can also reduce your overall debt.
Busting Common Credit Card Myths
If you're a credit card user, it's important to know how to properly manage it. Here are some credit card myths and truths that you should know.
Is Living Without a Car Right for You?
Getting rid of your car might seem like a financially sound choice, but you’ll want to consider where you live, transportation options, and what your plan is before you decide.
Buy Here Pay Here Loans: What You Need To Know
What is a buy here pay here loan? We break down what it is, where to find it, and whether you need it.
Auto Loan Refinancing With Bad Credit
It's difficult to refinance your auto loans when you have bad credit. The Credit Review outlines what to do if you have bad credit and need auto loan refinancing.
How to Pay Off Your Student Loans Quickly
Want to pay off your student loans quickly? Here are some methods to help speed up the process.
How To Pay Off Your Credit Card Debt
Dealing with credit card debt? Here are some ways in which you can pay it off for good.
How to Use Your Tax Refund
Not sure what to do with your tax refund? Here are the best ways to use it.
The Best Student Loan Refinancing Services
Student loan refinancing can be an important tool to help consumers pay off their student loans by lowering interest rates or combining multiple loans. The Credit Review breaks down the top student loan refinancing companies and how to choose the best one for you.
What Is A Roth IRA?
What is a Roth IRA and why is it so important? Read on to learn everything you need to know about a Roth IRA.
How to Build Your Savings
Building a savings account is essential. Here are our best tips and tricks to help you build your savings, no matter where you are in your financial goals.
How to Budget Like a Pro
Budgeting is essential. Below are the tried and true ways to create and maintain a budget to build your savings while covering your expenses.
How Prepaid Cards Work
Want to know how a prepaid card could help you? We break down everything you need to know about it: what it is, how it works, and how to find the right one for you.
How to Prevent Identity Theft
Identity theft can happen in a variety of ways. Here are the steps you can take to prevent it.
Taking Surveys for Extra Cash
Looking to make a few extra dollars? We looked at the most popular survey sites and ranked them. Read our review to learn more.
What You Need To Know About Credit Cards
When it comes to credit cards, your options are nearly endless. Below, we outline all the benefits you receive from using credit cards and the best way to improve your credit to qualify for the best credit card deals.
Top 5 Best Credit Repair Companies Of 2023
If you are ready to fix your credit but you're not sure which credit repair service is best for you, then look no further. The Credit Review breaks down the top 5 picks for the best credit repair company.
How Do I Improve My Credit After A Repossession?
Repossession can seriously damage your credit and impact any future financial decisions you plan on making. Here is everything you need to know about repossession and how to get your credit back on track.
How to Refinance a Loan With Bad Credit
Looking to refinance your auto loan, mortgage, or student loan? Our guide breaks down where to start with refinancing -- even if you have bad credit.
Why You Should Refinance Your Mortgage
By refinancing your home loan, you can lower your monthly payments, reduce or eliminate your mortgage insurance premiums, and convert your home equity into cash when you need it. Here, we discuss the benefits of refinancing and explain how homeowners can decide if it’s right for them.
How to Improve Your Credit Before Buying a Home
Ready to buy a home? Then you have to make sure your credit is in top shape. Look to our guide to see how you can improve your credit before buying a house.
How to Freeze Your Credit
Freezing your credit is a step that you might need to do in the certain cases. We break down when, why, and how to authorize a credit freeze.
How To Avoid Foreclosure
Are you at risk of facing foreclosure? Here are the steps you can take to avoid it.
The Financial Health Index: Which U.S. Cities are Flourishing?
Find out which US cities are growing here.
How to Get a Loan When You're Unemployed
When you're unemployed and have bad credit, it may seem impossible to get approved for a loan. We explain your loan options while you are struggling with unemployment -- even if you have bad or no credit.
How Does A Personal Loan Affect Your Credit Score?
Personal loans are helpful in a situation in which you need extra cash, but it's important to know how it affects your credit. Read on to learn everything you need to know about personal loans and your credit score.
Can Personal Loans Be Included In Bankruptcy?
Personal loans can be affected by bankruptcy. Read on to learn the types of bankruptcy, how to manage your debt, and more.
What to Consider When Opening a Bank Account for a Non-Profit Organization in 2023 and Frequently Asked Questions
There are some important factors to consider when opening a bank account for a non-profit organization. Learn more here.
Rules to Follow with a Nonprofit Bank Account and Frequently Asked Questions You Need Answered 2023
Starting a nonprof bank account? Here is what you need to know.
How to Evaluate a Bank When Opening a Bank Account for a Non-profit in 2023
Selecting the right bank for a non-profit organization is essential. Learn more here.
Bad Credit Title Loans
Considering a title loan? We break down everything you need to know about car title loans and their alternatives.
The Top Business Loan Requirements You Need to Know
Have you wondered what business loan requirements are necessary? This post covers the top 20 you’ll need to apply. Learn what you’ll need to provide and when.
The Best Online Business Banking Services
In need of an online business checking account? Here are our top picks.
How to Open a Business Bank Account
Every business needs a bank account to manage its finances well. Read to know more about how you can open a hassle-free business banking account.
How to Choose a Business Checking Account
Looking for a business checking account? Here are the top factors to look for.
Do I Need An EIN To Open A Business Bank Account?
As a business owner, you may or may not have an EIN (Employee Identification Number). We break down whether you need it to open a bank account and everything else you need to know about getting started.
Personal Vs. Business Checking Accounts
If you're a small business owner, a checking account is a must. We break down the differences between a personal and business checking account, and why the latter will serve you better.
How to Manage Credit Card Debt
Credit card debt just hit a record high. Here's how to trim back your spending.
Checking, Savings, and CD: Which One Is Right For You?
Checking, savings, or CD -- which one is right for you? The Credit Review breaks down everything you need to know about each type of account and how to pick the best one for you.
How to Securely Store Your Passwords
Learn how to store your multiple passwords securely to protect yourself from identity theft.
5 Company Reviews by The Credit Review
Avant Personal Loans Review
Avant Personal Loans 2022 Review Avant is a popular fintech company that offers personal loans to borrowers with credit scores of 580 or higher. Personal loans are available for a variety of purposes,...
LoansUnder36 Personal Loans: 2023 Review
LoansUnder36 Overview LoansUnder36's loan comparison marketplace does exactly what their name suggests by connecting borrowers with a marketplace of 100+ vetted lenders who offer personal loans with i...
SuperMoney Review: Auto Loan Refinancing
SuperMoney Review – Auto Loan Refinancing Options and Testimonials Submit a single form and receive multiple loan refinancing offers, all in one place. Are you looking for a way to refinance your vehi...
myAutoLoan Review: Best Auto Loan Refinancing Services
myAutoLoan Auto Refinancing Review – Pros, Cons and Important Information An online lender marketplace that helps you meet and sustain all of your auto lending goals for new and used vehicles. Are you...
PenFed Credit Union Review: Auto Loan Refinancing Options
PenFed Credit Union Auto Loan Refinancing Review – Pros, Cons and Important Information Start the refinancing journey today to lower your interest rate and to enjoy a lower monthly car payment. If you...