Meet the Author
97 Articles by The Credit Review

Best Bank Account for Small Businesses
Looking for a bank account for your small business? Learn more here.

10 Reasons Good Credit Can Change Your Life
You may wonder why having a good credit score is so important and what effects it has on your day to day life. The Credit Review breaks down ten reasons why having good credit can change your life for the better.

Should Small Businesses Use Rewards Cards?
Proper management of cash flow is a perennial concern for any company, but is often particularly difficult for small businesses that have lower capital overall. A business rewards credit card is one tool you can use to manage this concern, but it is important to choose your credit card carefully.

Mastering Cash Flow Forecasting: A Roadmap to Financial Success
Discover the power of cash flow forecasting and how it can help you make informed financial decisions for your business. Read our blog to learn practical strategies and tools to implement effective cash flow forecasting.

What to Consider When Opening a Bank Account for a Non-Profit Organization in 2023 and Frequently Asked Questions
There are some important factors to consider when opening a bank account for a non-profit organization. Learn more here.

Optimizing Account Balances (for Maximizing Cash Flow in your Business Account)
A guide to understand how account balances can be optimized for maximizing cash flow in your business account.

The Essential Steps for Building Business Credit
Learn the steps for building business credit.

Automating Invoicing and Collections (for Maximizing Cash Flow in your Business Account)
As more and more financial experts confirm the benefits of automating invoicing and payment collections, here’s a thorough guide to help you get started.

How to Use Your Credit Card to Improve Your Credit
Trying to build your credit? Here's how you can use your credit card to help.

Easy Money-Saving Tips for College Students
Learning how to save money as a college student can create healthy financial habits that last a lifetime. These habits can also reduce your overall debt.

Maximizing Cash Flow in Your Business Account: Monitoring and Managing Float
Explore strategies, tools, and bank options to effectively manage float and maximize cash flow in your business account.

Electric Car Price: Are Electric Cars Worth It?
The upfront cost of an electric vehicle can range from under $25,000 to over $80,000. The lifespan and cost to charge the battery can also vary. Ultimately, whether an EV or hybrid car is worth purchasing depends on your goals, driving habits, and budget.

The Importance of Accurate Recordkeeping for Your Business Bank Accounts
Learn about the importance of recordkeeping for your business bank accounts in this comprehensive guide.

Buy Here Pay Here Loans: What You Need To Know
What is a buy here pay here loan? We break down what it is, where to find it, and whether you need it.

How non-US Residents can Apply For a Bank Account For an LLC – All You Need To Know
Below, we detail how non-US residents can apply for a US business bank account.

Maximizing Cash Flow: Streamlining Payments for Business Accounts
How to consolidate and streamline payments for maximizing cash flow in your business account with strategies and tools to optimize efficiency and reduce costs.

What Is A Roth IRA?
What is a Roth IRA and why is it so important? Read on to learn everything you need to know about a Roth IRA.

How to Build Your Savings
Building a savings account is essential. Here are our best tips and tricks to help you build your savings, no matter where you are in your financial goals.

Utilizing Sweep Accounts for Maximizing Business Cash Flow
Discover how Sweep Accounts can optimize your business's cash flow. Explore types, benefits, and best practices to maximize returns.

Taking Surveys for Extra Cash
Looking to make a few extra dollars? We looked at the most popular survey sites and ranked them. Read our review to learn more.

What You Need To Know About Credit Cards
When it comes to credit cards, your options are nearly endless. Below, we outline all the benefits you receive from using credit cards and the best way to improve your credit to qualify for the best credit card deals.

Why You Should Refinance Your Mortgage
By refinancing your home loan, you can lower your monthly payments, reduce or eliminate your mortgage insurance premiums, and convert your home equity into cash when you need it. Here, we discuss the benefits of refinancing and explain how homeowners can decide if it’s right for them.

Bad Credit Title Loans
Considering a title loan? We break down everything you need to know about car title loans and their alternatives.

Bluevine Bank vs. Found Bank: Choosing The Right Fit For Your Biz
Bluevine Bank vs. Found Bank -- learn which one is right for you.

How Can I Get Signature Loans With Bad Credit?
Are you struggling with bad credit but need to take out a loan? A signature loan may be the right option for you. Read on to learn about how these loans can assist you -- and how to improve your credit to qualify for better rates and terms.

Small Business Funding: 6 Steps to Securing the Financing You Need
Need small business financing to get your business off the ground? Follow these 6 steps to get funding, fast. Plus, compare top business lenders online.

25 Best U.S. Metros to Start a Small Business in High-Growth Sectors
See the 25 best US metros to start a small business.

The Top Business Loan Requirements You Need to Know
Have you wondered what business loan requirements are necessary? This post covers the top 20 you’ll need to apply. Learn what you’ll need to provide and when.

What Is A Paydex Score & Why Does It Matter?
Learn about your paydex score and why it matters.

How to Securely Store Your Passwords
Learn how to store your multiple passwords securely to protect yourself from identity theft.

Strategically Timing Deposits & Withdrawals to Maximize Cash Flow
Managing cash flow is crucial for business success. Timing your deposits and withdrawals effectively is one way to improve your cash flow and maximize your business account.

Strategies for Maximizing Cash Flow
Stuck managing your cash flow issues? Here’s a detailed look into strategies that help business owners maximize their cash flow.

Top Tax Planning Strategies Every Business Should Know
With the help of this guide, you can take control of your business's tax planning, reduce your tax liabilities, and focus on what you do best - growing your business.

Debt Relief 101: How To Get Out Of Debt
When you're swimming in debt, it can feel like a never-ending cycle. The Credit Review outlines a few ways in which you can jumpstart your journey to finally being debt-free for good.

Your Business Credit Report Explained
Learn more about your business credit report.

Working with a Tax Professional
Filing taxes can be daunting if you’re not well-versed with the process. Read this guide to understand how tax professionals help to ease filing taxes and provide various other benefits.

Personal Vs. Business Checking Accounts
If you're a small business owner, a checking account is a must. We break down the differences between a personal and business checking account, and why the latter will serve you better.

Best Small Personal Loans of 2023
You can take a small personal loan of $5000 or less without difficulty. Read our article and explore small personal loan options and how to choose the best one!

Can Personal Loans Be Included In Bankruptcy?
Personal loans can be affected by bankruptcy. Read on to learn the types of bankruptcy, how to manage your debt, and more.

Everything You Need To Know About Getting A Personal Loan Online
When you're looking to take out a loan, it may be hard to know where to start. The Credit Review breaks down why online lenders are growing in popularity and what to look for while shopping for loans online.

Payday Loan Alternatives: Your Best Options
Being hit with an unexpected bill can make life difficult. While you may consider taking out a payday loan, this may not be an affordable or safe choice. Our article outlines alternative methods of funding you can pursue before turning to a payday loan.

The Best Personal Loans For Fair Credit
If you are looking for a personal loan but you find that having fair credit makes it difficult to get the best terms and rates, then look no further. Here are the best personal loan options for borrowers with fair credit.

The Complete Guide To Personal Loans
Taking out a personal loan is a serious decision. The Credit Review breaks down everything you need to know about personal loans, including credit score requirements, interest rates, and the risks and benefits of taking one out.

How to Get a Loan When You're Unemployed
When you're unemployed and have bad credit, it may seem impossible to get approved for a loan. We explain your loan options while you are struggling with unemployment -- even if you have bad or no credit.

The Best Loans For Home Improvement
When the number of options to finance your home improvement project seems overwhelming, it may seem difficult to find the ideal loan. The Credit Review breaks down everything you need to know about financing your home renovation and which type of loan is best for your situation.

Get a Home Equity Loan With Bad Credit
If you have bad credit and you are looking for a home equity loan or HELOC, you may find it difficult to qualify. Here is how you can get a home loan with bad credit and to improve your credit to qualify for better options in the future.

Lili Bank vs. Relay Bank: Which One Is Right For My Small Biz?
Lily Bank vs. Relay Bank -- find out which one is right for you.

Mistakes to Avoid with the Bank Account for a Non-profit
Learn about the mistakes to avoid with a non-profit bank account.

BlueVine Bank vs Relay Bank: Which is Better?
Bluevine Bank vs. Relay Bank -- which is better?

Lili Bank vs. Novo Bank: Choosing The Right One For You
Lili Bank vs. Novo Bank -- learn which one is right for you.

Grasshopper Bank vs. BlueVine Bank: Which One is Right for Your Business?
Grasshopper bank vs BlueVine bank -- learn which one is right for you.

Backup Withholding Requirements: All You Need To Know
Learn all you need to know about backup withholding requirements.

Business Tax Deductions and Credits
A comprehensive guide to understanding business tax deductions and credits, their types, eligibility, and strategies to maximize their benefits.

Navigating Audits and Tax Disputes: A Guide for Business Owners
Tax audits on your business checking account? Don't panic! Our blog covers common reasons for audits, types of tax disputes, and strategies to prepare and avoid them.

Your Guide to FBAR and FATCA Compliance
Learn about FBAR and FATCA compliance: discover who needs to comply, what accounts are subject to reporting, and the severe penalties for non-compliance.

Business Income and Expenses: A Guide to Managing Business Finances
Learn how to manage your business income and expenses with our comprehensive guide. From tax deductions to cash flow management, we've got you covered.

Bank Account Interest and Tax Reporting: The What, Why, and How?
The last guide you’ll ever need to understand bank account interest, the tax reporting process, and much more for your business.

Navigating the World of Form K Reporting
Accurately reporting on your business’s Form K is essential for tax compliance.

Tax Implications and Reporting for Business Checking Accounts
A comprehensive guide to understanding the tax implications and reporting for business checking accounts, including various tax forms, types, and more.

Neobanks vs. Challenger Banks: Similarities and Differences
Neobanks and challenger banks are changing the financial landscape. Learn what they are, their similarities and differences, and the best option for you.

Why You Shouldn't Mix Business and Personal Finances
Learn why you shouldn't mix business and personal finances.

How To Quickly Build Up Your Business Credit
Learn how to build your business credit.

Your Guide to Opening a Bank Account
Read our guide to learn about how to open a bank account.

How Do You Disburse Funds From A Nonprofit Business Bank Account?
Learn how to disburse funds from a nonprofit business bank account.

The 5 Worst Mistakes To Make While Building Business Credit
Learn what mistakes to not make while building business credit.

Your Personal Credit vs. Business Credit Explained
Learn about the differences between your personal and business credit.

The Importance of Having A DUNS Number
Learn about the importance of having a DUNS number.

Wells Fargo vs Chase Business Checking: Which is Better?
Are you still confused in choosing Wells Fargo or Chase to get a business checking account? Then explore our guide that helps you choose the best one! Check now.

Top Reasons To Refinance Your Home Loan
By refinancing your home loan, you can lower your monthly payments, reduce or eliminate your mortgage insurance premiums, and convert your home equity into cash when you need it. Here, we discuss the benefits of refinancing and explain how homeowners can decide if it’s right for them.

What is a Non-Filer Tax Statement? The Complete Guide for Students
Are you required to fill out a Non-Filer Statement? Not sure what one is? Learn all about it and how to complete it correctly in this student guide.

How to Use Your Tax Refund
Not sure what to do with your tax refund? Here are the best ways to use it.

Why Are Tax Liens Being Removed From My Credit Report?
In the past, tax liens were a major delinquency on your credit report. However, due to the Consumer Financial Protection Bureau, noncomplying tax liens are being removed from credit reports. Here is what you need to know about this new change and how it will affect your credit.

What Happens If I Don't Pay My Taxes?
Consumers are expected to pay their income taxes to the IRS each year, but what happens if you miss the deadline and don't pay your taxes? The Credit Review breaks down the consequences of IRS tax debt and what you can do about it.

Innocent Vs Injured Spouse: Know Your Options For Tax Relief
What is the difference between Innocent Spouse and Injured Spouse relief? Know your tax relief options and avoid IRS trouble with this guide.

Tax Relief 101
If you are in need of tax relief and you are curious about the tax debt relief programs offered by the IRS, then look no further. The Credit Review explains everything you need to know about tax relief programs, including which one will be most beneficial to your situation.

The Complete Guide To Debt Management Plans
When you're struggling with debt and you are in need of a way to make your payments more manageable, it may be time to get ahold of a credit counseling agency to create a debt management plan. The Credit Review outlines everything you need to know about using debt management plans to restart your finances.

How To Pay Off Your Credit Card Debt
Dealing with credit card debt? Here are some ways in which you can pay it off for good.

How to Evaluate a Bank When Opening a Bank Account for a Non-profit in 2023
Selecting the right bank for a non-profit organization is essential. Learn more here.

A Glossary of 20 Uncommon Business Banking Terms for Non-Profit Organizations: An Easy Guide
This guide covers 20 widely used terms in regards to business banking with nonprofits.

How to Choose a Business Checking Account
Looking for a business checking account? Here are the top factors to look for.

How to Change Business Bank Accounts
Thinking about switching your business bank account? Read our step-by-step guide that will assist you in a smooth transition of your bank account!

How To Consolidate Your Credit Card Debt
Are you struggling with credit card debt and can't seem to pay it off? The Credit Review outlines the top ways in which you can consolidate credit card debt and get rid of it once and for all.

The Best Online Business Banking Services
In need of an online business checking account? Here are our top picks.

How to Open a Joint Business Bank Account
Joint bank accounts make it easier to manage your finances and business transactions. Learn its benefits and disadvantages with TheCreditReview. Visit us now!

Why You May Need Student Loan Refinancing
If you're on the fence about refinancing your student loans, we can help you make an informed decision. The Credit Review breaks down the pros and cons of refinancing your student loans and whether it's really the best option for you.

The Best Student Loan Refinancing Services
Student loan refinancing can be an important tool to help consumers pay off their student loans by lowering interest rates or combining multiple loans. The Credit Review breaks down the top student loan refinancing companies and how to choose the best one for you.

What Is a DUNS Number and Why Is It Important?
Learn what a DUNS number is and why it is important.

Why You Should Pick A Credit Repair Company Over DIY Credit Repair
Are you looking to improve your credit but you're still on the fence about hiring a credit repair company? Here is why hiring a credit repair company is more effective than DIY credit repair.

The Guide To DIY Credit Repair
If bad credit is preventing you from receiving the best rates on loans and credit lines, then you may want to look into credit repair. Here are seven DIY ways to improve your credit.

Top 5 Credit Repair Companies Of 2023
If you are ready to fix your credit but you're not sure which credit repair service is best for you, then look no further. The Credit Review breaks down the top 5 picks for the best credit repair company.

Checking, Savings, and CD: Which One Is Right For You?
Checking, savings, or CD -- which one is right for you? The Credit Review breaks down everything you need to know about each type of account and how to pick the best one for you.

How Does A Personal Loan Affect Your Credit Score?
Personal loans are helpful in a situation in which you need extra cash, but it's important to know how it affects your credit. Read on to learn everything you need to know about personal loans and your credit score.

What is Business Banking?
Understanding business banking is crucial for every business owner before conducting business dealings and transactions. Read our guide to learn more!

Relay Bank vs. Chase Bank: Choosing The Right One
Relay Bank vs Chase Bank -- learn which one is right for you.

What is a Challenger Bank?
What is a challenger bank? Learn more.

Lili Bank vs. Wells Fargo: An In-Depth Comparison
Comparison of Lili Bank and Wells Fargo, focusing on their features and benefits, to help readers decide which bank is best for their financial needs.

Lili Bank vs. Chase Bank: How Do I Know Which One Is Right For Me?
Lili bank vs. Chase bank -- learn which one is for you.
3 Company Reviews by The Credit Review

SuperMoney Review: Auto Loan Refinancing
SuperMoney Review – Auto Loan Refinancing Options and Testimonials Submit a single form and receive multiple loan refinancing offers, all in one place. Are you looking for a way to refinance your vehi...

PenFed Credit Union Review: Auto Loan Refinancing Options
PenFed Credit Union Auto Loan Refinancing Review – Pros, Cons and Important Information Start the refinancing journey today to lower your interest rate and to enjoy a lower monthly car payment. If you...

myAutoLoan Review: Best Auto Loan Refinancing Services
myAutoLoan Auto Refinancing Review – Pros, Cons and Important Information An online lender marketplace that helps you meet and sustain all of your auto lending goals for new and used vehicles. Are you...