Freedom Debt Relief 2023 Review
Freedom Debt Relief, a subsidiary of Freedom Financial Network, is currently the largest debt negotiator in the US (serving 40 states and 3 US territories). Freedom Debt Relief aims to help Americans lower and resolve their unsecured debt such as credit cards, personal loans, and medical bills.
Since 2002, they have helped over 750,000 consumers settle their debts and currently lead the industry with over $10 billion in total debts settled.
Freedom Debt Relief states that their debt resolution services are best for customers with at least $15,000 in unsecured debt and who are considering the bankruptcy or debt consolidation process.
Freedom Debt Relief's affordable and individually customized program could help you completely resolve your debt in 24 to 48 months.
Potential clients are eligible for a 100% free no-obligation debt relief consultation to learn more about how debt settlement and consolidation can help their situation. They can sign up for a consultation by phone, email, or online.
You can call Freedom Debt Relief and speak to a debt relief specialist who will evaluate your debts, explain the debt relief process, and give you recommendations on the best path to take based on your individual situation. Freedom Debt Relief will authorize a soft pull on your credit (which does not affect your score) to see which plan is best for you.
Once you sign up, you will have to stop making payments to your creditors and begin making monthly deposits into an FDIC-insured savings account, which is controlled by you. The deposit you make is based on your income, debt, and other related factors.
Freedom Debt Relief negotiates with your creditors using the lump sum you have saved up and makes an offer to settle your debt. During this time, you can use Freedom Debt Relief's online dashboard to track your progress 24/7.
Freedom Debt Relief Pros
- #1 in Debt Settlement Clients Served: Over 750,000 clients have been enrolled in Freedom Debt Relief's program. Since 2002, FDR has settled over 2.9 million accounts for their clients. As of April 2021, they are currently settling about $200 million in debt (over 55,000 debt settlements per month). FDR employs about 2,000 professionals dedicated to helping clients with debt.
- #1 in Total Debt Amount Settled: Freedom Debt Relief has helped resolve over $10 billion in debt for their clients (saving them over $2 billion dollars).
- Top Rated Customer Service: Overall, customers reviewed Freedom Debt Relief positively (4.6 out of 5 Trustpilot rating out of 33,055 reviews as of 4/2/2021), reporting that employees were courteous, professional, thoroughly explained the process, and kept them updated on any changes.
- Top Industry Accreditations: Freedom Debt Relief is accredited by the American Fair Credit Council (AFCC), which ensures debt settlement companies comply with industry standards, and International Association of Professional Debt Arbitrators (IAPDA), which ensures that all Freedom Debt Relief agents to undergo a three-month training to receive this certification. Freedom Debt Relief also helped set industry standards by being a founding member of the AFCC and in 2010, they helped establish the FTC's rules banning abusive debt settlement practices.
- 100% Free Initial Debt Consultation: Simply fill out a form on their website or call Freedom Debt Relief.
- No Upfront Fees: You only pay if and after your debts are settled.
- Fully Customized Debt Relief Plan: You receive a customized plan that best suits your budget. You will receive a free consultation, no upfront fees, and a trained debt consultant to help with the entire settlement process.
- Track Your Progress: Freedom Debt Relief provides a personalized online dashboard for customers to view their progress in real time. This includes the amount you have saved, the status of your accounts, and any fees you owe. This online dashboard also lets you connect with customer service and access additional services.
- Additional Resources: Freedom Debt Relief provides free resources and tools such as an estimated savings calculator and additional options beyond debt settlement.
- Great Customer Service: Customers report helpful representatives who are available by phone or email to answer any questions about the debt relief process.
Freedom Debt Relief Cons
- Freedom Debt Relief's services are not available in Colorado, Hawaii, Illinois, North Dakota, Oregon, Rhode Island, Vermont, Washington, West Virginia, or Wyoming.
- Although Freedom Debt Relief may have fees as low as 15% of the total debt enrolled, prices could also range as high as 25%. Be sure to request a free savings quote from Freedom Debt Relief before you sign up.
- Some customers reported that their debts took too long to settle. However, keep in mind that every case is unique and debt settlement timelines can vary.
How Does Freedom Debt Relief Work?
Freedom Debt Relief works with consumers who have debt that they aren’t able to afford to repay. It focuses on unsecured debts, such as credit card debt, medical debt, personal loans, and private student loans.
When you work with Freedom Debt Relief, the company will negotiate with your creditors on your behalf. During these negotiations, the company will try to get your creditors to agree to settle your debts for less than the full amount that you owe or to let you adjust the repayment terms of your debt to be more affordable.
Once you start working with Freedom Debt Relief, the company opens a savings account for you and you start making deposits to that account instead of making payments on your debts. This will hurt your credit and could cause lenders to add late fees and penalties to your balances. However, Freedom Debt Relief will try to negotiate away these fees.
Once you complete the payment plans that Freedom has negotiated for you, you’ll be out of debt. The fee you pay to Freedom Debt Relief will be a percentage of the amount of debt you enrolled in the plan.
What Freedom Debt Relief Can Do For You
- Freedom Debt Relief Graduates may have their debt dramatically reduced to when they first began the program.
- In general, the median enrolled debt decreased from $28,000 (at enrollment) to $3,800 forty-five months after enrollment.
- FDR Graduates’ FICO® Scores continue to improve more than two years after graduation with more graduates moving into the financial mainstream.
Signing up for Freedom Debt Relief involves a standardized process.
- Initial consultation. Before you get started, you’ll meet with a specialist to determine whether you’re a good fit for Freedom Debt Relief’s services. This includes going over your debts and financial situation with the company.
- Payment plan. If you’re a good fit, Freedom Debt Relief will design a repayment plan for you to review. If you think it looks good, you’re ready to move forward.
- Pause your debt payments. Once you’ve approved a plan, you’ll stop making payments on your debts. Instead, you’ll deposit money to a savings account that Freedom Debt Relief opens for you.
- Wait for negotiations. Once you have a sufficient balance in your savings account, Freedom will reach out to your lenders to negotiate. The hope is that the combination of months of missed payment and the opportunity to get a sum of cash right away will make lenders willing to settle for less than you owe.
- Approve the settlement. If Freedom Debt Consolidation reviews your situations and is successful in negotiating settlements or repayment plans, you get to read over and approve the offers.
- Pay off debts. Once you approve a debt settlement offer, Freedom will pull money from your savings account to pay the lender and to cover its fees.
If you have many delinquent debts, this process will repeat as you build up enough savings to make good offers to each lender. Freedom Debt Relief says most individuals take between two and four years to complete the entire process.
Terms and Requirements
If you’re interested in Freedom Debt Reliefs services, it’s important to understand how you can qualify. The good news is that the company only has two qualification requirements.
One is that it can only assist borrowers with unsecured debt, such as medical debt or credit card balances.
Second is that your total unsecured debt must be at least $7,500.
Freedom Debt Relief Pricing
Freedom Debt Relief accepts a minimum of $15,000 in unsecured debt, such as credit cards and medical bills, rather than secured debt, which is backed by collateral, such as home and auto loans.
Freedom Debt Relief's fees for services are generally 15 to 25% of the client's total debt, which is comparable to the rest of the debt consolidation industry. This fee is based on a number of factors, including the state and the amount of debt.
Clients are given an online portal which allows 24/7 access to see progress as it happens. Freedom Debt Relief's customers only pay if their debt is reduced (there are no upfront fees and no fees are charged until you see results), and the program could help resolve debt in 24-48 months.
Who is the Best Fit for Freedom Debt Relief?
Freedom Debt Relief can help people who have large amounts of unsecured debt set up a payment plan or settle for less than they owe. The drawback is that part of the process involves intentionally missing payments on your debts, which can really tank your credit.
That means that the service is best for people who have high debt balances and who already have poor credit. If your credit is already lower, damaging it further isn’t a major drawback and you could save a lot of money.
Freedom Debt Relief and Your Credit Score
A debt settlement program is a good first step towards making a long-term positive impact on your credit score. While your credit can be damaged short-term, decreasing your debt burden is essential for great creditworthiness.
Clients may see an initial temporary credit score drop in the first six months (due to late and missed payments). However, clients enrolled in Freedom Debt Relief’s program see their credit scores recover once debts begin to be resolved and credit card utilization is reduced.
According to a longitudinal study of Freedom Debt Relief clients between 2014 and 2018, Freedom Debt Relief Graduates’ FICO® scores continued to improve over more than two years after the program as clients exercised improved financial habits.
In short, clients that successfully completed the Freedom Debt Relief program had both a lower debt burden and a credit score that recovered to approximately the same level as during the initial program enrollment.
If you’re not sure that Freedom Debt Relief is right for you, there are other options out there.
One is to try negotiating with your creditors on your own. This can be much cheaper than a debt relief company, but it isn’t easy. If you’d rather work with a professional, consider:
- National Debt Relief
- New Era Debt Solutions
Freedom Debt Relief is one of the largest debt settlement companies in the debt relief space and carries an industry-leading reputation of professionalism and great customer service with experienced debt consultants, all while meeting industry accreditations and backing their service with a money-back guarantee.
However, their potentially high rates may be a concern, so if you are interested you should call to receive a free consultation and savings quote from the company before moving forward.
Freedom Debt Relief disclaimer: Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.
Contact Freedom Debt Relief
Email: [email protected] Phone: 800-910-0065 Address: 1875 S Grant St. Suite 400 San Mateo, CA 94402-2676
Customer Reviews for Freedom Debt Relief
Freedom Debt Relief has generally positive reviews from clients and as of April 2021, they have a 4.6/5 on Trustpilot.
Here are some real customer reviews from Trustpilot:
With one little hiccup, your service was excellent. Jan and me are greatful for your help. -May 2020
Just getting started with this company and you couldn’t ask for nicer people to work with they will answer all the questions you need answered call you back when you need them to -May 2020
The information provided has given me an honest way out of debt. Customer helpline is immediate and the site is easy to navigate. I have been given all documents through the online site and mailed paper copies as well. I feel like I’m getting control of my financial life again. -May 2020
Speak To A Freedom Debt Relief Representative Now(888) 658-3981 Visit Freedom Debt Relief Website
Frequently Asked Questions
What is the minimum debt needed to qualify for Freedom Debt Relief's services?
The minimum unsecured debt needed to enroll in Freedom Debt Relief's services is $15,000.
What are Freedom Debt Relief's fees for debt reduction?
Freedom Debt Relief's fees range from 15% to 25% of the total unsecured debt enrolled in the program. You pay no fees upfront, you only pay if a debt settlement is successfully negotiated with your creditor.
Should I include all of my credit cards in the Freedom Debt Relief program?
If you have a low balance credit card, it is advised to pay that off. However, the program will not work generally unless you enroll all of your high balance (greater than $500) credit card accounts. Open credit cards make it difficult to negotiate with creditors because they see you settling on some accounts but not others.
When does Freedom Debt Relief start negotiating with creditors?
Until you have enough money saved in your settlement account, negotiation activity is limited. The first settlement typically happens between months two and four of the customer’s program. However, this depends greatly on your monthly deposit amount, how many creditors you have enrolled in your program, and the balance on each account. In some cases, it may be more than six months before the first settlement is reached.
What happens if my debts are sent to a law firm?
Lawsuits are only filed on a small percentage of enrolled debts. However, in the case that a lawsuit is filed, Freedom Debt Relief is established with a third party service from a law firm that can negotiate with the goal of resolving the debt.
Does Freedom Debt Relief work with all types of debt?
Freedom Debt Relief deals with unsecured debts such as credit cards, medical bills, and personal loans. They don't work with secured debt like auto loans, federal student loans, or mortgages.
Will I have to take out a loan to cover my existing debts?
Freedom Debt Relief's services don't require you to take out a loan to pay off your debts. Most clients make a monthly deposit into their savings account to fund their settlement. Freedom does have a relationship with a lender, so customers who consistently make a monthly payment are eligible for a loan to pay of at least one of their settlements.
Will I owe taxes on any forgiven debt?
The IRS code states any forgiven debt from a creditor should be treated as income. However, if you are unable to pay any of your owed debts and your insolvency was greater than the amount of debt settled, you are not required to pay taxes on the amount of debt relieved. Either way, you must attach Form 982 to notify the IRS when you file your tax return.
If you are unsure of your exact situation, you can contact a tax specialist for more information.
Will late fees and interest accrue on my accounts?
Your creditors will add late fees and interest to your balances as your accounts become delinquent, so your total balance increases until a settlement is reached. Your interest will accrue even if you make minimum payments on your account. Freedom Debt Relief aims to negotiate large reductions on your debt, even with the added fees and interest.
Do I have control of the savings account that holds my funds before settlement?
Yes. Your savings account is set up in your name so you have complete control of the funds.
Is Freedom Debt Relief legit?
Yes, Freedom Debt Relief is legit. The company can help you get out of debt, but you will have to pay a fee and expect your credit score to drop a bit in the process.
Reviews for Freedom Debt Relief
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Your reviews are a valuable source of insight for us to improve our service as well as improve the offerings. All pros and cons submitted here are evaluated and are responded. We also share these insights with our partners so that they could improve their offerings as well.
4.9 out of 5 stars(357 Reviews)
Post your review for Freedom Debt Relief
357 Freedom Debt Relief Consumer Reviews and Complaints
Linda Henry, on December 10, 2019
Very happy with Freedom Debt Relief. They came to our aid at a very low point in our lives, we had overwhelming debt from medical expenses and everything was out of control. They took charge of the debt, quickly started negotiating with the creditors to reduce the amount owed, set up payments on the reduced balance and stopped the calls and harassment from creditors. It was such a relief, I was able to focus on getting the medical care that my husband needed without all the worry of the mountain of debt. I have to admit that I was a little worried about turning everything over the them, but they are very professional, do exactly what they say and are always available to talk with you and answer any questions. I highly recommend Freedom Debt Relief, it truly does free you from the debt.
Nirmala Riordan, on July 23, 2019
It was THE best financial decision I have ever made to use FDR to pay off my creditors. The whole transition was so easy, I called customer service and spoke to Jennifer Aldorati, (not sure if I spelled her last name correctly) she was such a nice person and after spoke to her once I was convinced that I was making the right choice, she was professional and explained aĺl of the process in details. She was definitely one of the nicest and well informed customer service rep I ever spoke to and if I had any questions during the process, I got the answers from her as she gave me her direct line. I would recommend them to anyone who has a debt and is overwhelmed by it like I was. Hats off to them.
Joan, on December 04, 2019
It was the most important decision I had made to pay of my debts by using FDR. The whole transitions was so easy...everyone I spoke with was very professional an nice. When I join the program I really had to be very patient. I had to continue making the deposit which I had FDR take directly from my account every two weeks. Less than a year FDR starting to negotiate my account ..however, all my account are now settle .FDR called me an offer me a loan to pay off my account,I accepted the loan best thing I could have done.i don’t have to worry anymore about my account going to collecting agency or to any law firms... thank you FDR it would take me thirty years to pay off my credit cards.
Vicki G., on April 02, 2020
I am very new to FDR . . Joining FDR was a very difficult decision for me. I have been struggling financially for a couple of years since i lost my job 2 years ago & I just cannot keep up. I can say that my representative was very informative and was always available to answer all of my questions. He walked me thru everything, step by step, he was very assuring, caring & understanding. I don't this this this program is for everyone, but it is really up to you if its something that would work for you and your situation. As of this review, I have nothing negative to say. It was very easy to get set up & now i am just awaiting for my first settlement to come.
Brian T, on January 04, 2020
Wow its amazing at how fast my balances have gone down. Instead of 25 plus years that it would have taken me to pay all my debt off, it will only take less than 4 years, best decision made to enroll all my debts with this program. Its amazing at how they settle the amounts for less than half of what i owed. I thought i was never going to get out of debt. Bankruptcy was not an option, i knew there was other ways of working something out, until i one day got a phone call and letters to start the program and i was always putting it aside. I am glad i did it i am almost half way the program and could not be any happier! Thank you FDR!
Richard Browder, on August 17, 2019
So far, as others have said, it’s the best financial decisions I’ve ever made. I’ve saved over $19,000 so far. Still got a ways to go but they’ve managed to settle on a few of my larger accounts. The key is to be patient. I was very nervous the first few months. Once those first settlements started coming in, my anxiety level went way down. Just have to wait it out. They’re customer service is excellent and they respond to questions very fast. The entire process was very smooth and transparent. I would highly recommend them to anyone is a severe financial crisis.
Odilia Diaz, on April 09, 2020
This is the worst decision I’ve made in my lifetime. Before you go into this program be aware your credit score goes down incredibly. There promise to take care of the accounts within 4 years is possible but your monthly payments are pretty high. Then if you have to reduce your monthly payments for any reason they make you call a few days before the payment is due. If for any reason you forget it reverses to the original amount, which will cause problems. So before you get into these program make sure if there’s ant other way to pay the bills.
Ana, on September 02, 2019
They did a great job settling my accounts. I am about half way thru and hope that we can settle the remaining by mext year. I do think their fees are alittle high. I feel like it could be slightly lower because I've settled a few other accounts on my own. But if you are stuck and feel like you need help making progress, I would recommend this company. Also, keep in mind. The more you add yhe faster they can start resolving your accounts. Even if your first payment is double than what you agreed to, that will help.
Liz, on November 22, 2019
Freedom Debt Relief has helped reduce my debt by a significant amount within one year. Customer service representatives were very nice and debt counselors were very understanding and carefully explained to me how I can pay my debt off. The dashboard on their customer website helps me keep track as to who is getting paid and how much left is owed. I could not have made a better choice. There are other debt relief programs out there, however none better than Freedom Debt Relief.
Angela Black, on April 15, 2020
I am just beginning the first steps into financial freedom. I have been so stressed about everything building and struggled to make my payments. I made the choice to join FDR and have them assist me. This has been unnerving to me but Katelyn answered all my questions, assisted me with what I needed and has such compassion to the circumstances. I feel like a weight has been lifted. I can finally see where this is headed and now I am so excited to get it rolling.
Vernon Goodrich, on January 08, 2020
I entered into these negotiations with trepidation. I had the feeling I might be doing the wrong thing. As the process evolved I learned a lot more about the program and became aware that it was a good and strong organization working for my benefit to help me take care of the debts I owed and the extreme interest paid on certain debts. Now that I understand the whole principle of this program I am feeling more confident that I've made the correct decision.
Jo Christopher, on May 01, 2020
My back was againest a wall of debt. I had lost my job.I prayed for relief and I saw the ad for FDR. I can only express this compaany has help me keep my home pay my bill,keep my sanity,get my life on track .Thank you for I was at the bottom I am not out of the water BUT I know FDR it is getting easier. Your client customer service team members are soo understanding.What a great group of worker,again I say THANKS Thank you
CAROLE LeMaster, on August 14, 2019
I am so relieved to get this help in paying off my debt. I've tried on my own before but it never worked out. I even tried to use some of my invested retirement funds once and encountered a big tax penalty which was so difficult to pay. I needed help in making good decisions that worked in my favor, not against me as a 76 yr. old retired widow living on a fixed income. This takes time but is worth the wait. Thank you!
Dorothy E Brooks, on April 18, 2021
I called to increase my monthly deposit since I was able to save money on my T.V. Service. The associate was very pleasant, walked me through the steps, insured that I understood the transaction I wanted to make. As I have said before my spouse and I signed up, cancelled, and signed up again all within 24 hours. Now that we have come this far, we are both thankful of our decision to continue with FDR. Gend & Dottie
Deborah Robinson, on January 03, 2020
My first settlement was done quicker than I could've imagined. I'm just now settled with my second and final account which was also quick, but it was also very large. Everything is in place, just waiting for it all to disappear, as I make my payments directly to FDR and FDR handles my creditors payments which comes from money in my designated account. FDR is good when it comes to helping with financial decisions!
Annette Lucretia Bert, on December 27, 2019
Freedom debt relief is the best thing that ever happened to me. I am on my way to financial freedom. By this time next year I am hoping to be in my own home. I can say for the first time I can truly see the light at the end of the tunnel. Thanks freedom debt relief. You are changing my life for the better. Feedom debt relief put my financial future in perspective. I am happy to be a part of your family.
Steffany Reid, on November 22, 2019
I am very pleased with Freedom Debt Relief. Everything is on track. I love how I am always updated about any and all changes or requests for settlement approvals. I tried another debt relief service previously and it ruined my credit! They were awful. I would recommend Freedom Debt Relief Services to anyone who truly want to get out of debt and has the patience to let the process work for them.
Julie Collier, on March 26, 2020
I have been so grateful for FDR! They have been faithful throughout this process to settle debt after debt, work with a company who was trying to take me to court, and recently helped to temporarily reduce my payments to something I could handle during this Corona virus quarantine! And everyone I've ever talked to has been kind and very helpful! Thank you SO much, all of you at Freedom Debt Relief!!
Denise Homick, on August 07, 2019
I was always afraid of debt relief programs. After much research I called Freedom Debt Relief. They made me feel comfortable and completely sure I had chosen the right team to help me. I’m just in the beginning stages but they keep me informed at all times of any actions they are making towards settlements of my accounts. I would recommend FDR if you are feeling overwhelmed with credit card debt.
Richard Dziedzicki, on August 02, 2019
My wife and I after some medical issues and got behind with our debit we were worried as we could not see a way to resolve the issue. After some searching on the internet we found FreedomDebit Relief. We had some initial difficulties understanding the process but too date 2 are resolved and we are working towards the rest I would recommend if you need help look into there process it works.
Julie M., on July 01, 2019
What was nice about the Freedom Debt Relief is that when I spoke with my first contact, she was so, so kind. I felt like she cared and that helped me overcome any fear that I had, any concerns that I had. I’ve experienced the quality and professionalism on a first-hand basis. And this is a great company. I really believe in this company, and I know it’s doing good for people.
Barbara Shepherd, on August 22, 2019
FDR has taken all of the stress and worries of debt collectors off of my shoulders. They are handling the negotiations and the overseeing payments so I can turn my own attentions to the care of my incapacitated mom and 100% disabled hubby. Medical bills can bring down an otherwise healthy budget, like a boulder drowning us in an ocean. THANK YOU FDR and the legal team of NLL
Carol, on December 02, 2019
FDR has helped me so much! I no longer feel the stress of being in debt over a job that I am no longer at, that required me to travel, yet didn't provide a company credit card. Going 5 to 6 weeks without being reimbursed, I was robbing from Peter to pay Paul. My accounts are settling so quickly, and everyone has been so helpful and considerate. I recommend FDR to anyone!!!
Fredina I Rogers, on September 01, 2019
This program has been a great plan. Life has been difficult and credit cards got overwhelming. I found myself at a point of no return. After long discussions with my supportive husband I made the coice to call Freedom debt and now I am free from all the threatening phone calls and letters. I am still paying my debt but its under control. Thank you Freedom debt Relief.
Myrna Miller, on April 22, 2020
When I finally accepted the fact that since I could not work again and that my funds would thenceforth be limited, I knew I could not pay down my debts , I saw one of the ads on TV and decided to at least ask about it. I feel relieved that I have given up the debt, and it does not impact me as much each month, though I look forward to getting past the initital bumps.
Carol, on August 01, 2019
After joining with Freedom Dept relief, I started to actually feel the freedom from being in debt took away from me. I choose to live a simpler debt free life and no longer under the heavy dept creditors want you in so you keep paying high interest rates. Thank you too the team of members that are very helpful anytime I have a question or need assistance.
Judith Brant, on December 11, 2019
I have been with freedom credit relief for 1 year. I have nothing but good things to say, anytime I have a question staff is always informed on what I can do. all I can say if you need to consolidate your Bill's this is the place to go. there are alot of companies out there that do the same thing but here at freedom debt relief is one of the best.
Noel Ramirez, on January 01, 2020
Hi my name is Noel Ramirez When i apply for freedom debt relief i had 35,000 debt when i told freedom debt about all i spent along the years and nobody wanted to help me But freedom debt help me they took my step by step Sonia Garcia help me she was the one with all the help she gave me and let me understand what to expect in freedom debt relief
Anenda J Helle, on February 22, 2020
I feel confident in my decision to use this program. I habe been treated with the utmost respect by all involved. I now see the light at the end of the tunnel, while all I saw previously was mounting interest on multiple credit cards. Never able to make additional payment to get out from under the multiplying interest upon interest. Relief is here.
Claire Watts, on May 25, 2020
So far feeling ok, but I'm brand new only first month in. Still nervous about the future but confident in the caring way, so far, that I've been treated. This is probably the hardest thing I've had to face on my own in these, the last years of a very long life, supposed to be"Golden". That's a laugh! Thanks, FDR, hoping it will get better.
Christine Lamb, on August 21, 2019
Enrolling in FDR was the best decision that I made. Their counseling and advice was fantastic. I sought advice regarding some accounts and each time Freedom Debt Relief laid out the positive and negative results of my decision. The customer support counselors were excellent. Again this was the wisest decision I made over a year ago.
Roderick Johnson, on July 27, 2019
I have been very pleased with Freedom Debt Relief. I have been enrolled for a little over six months, and already have had two of my larger credit card debts settled. I was very apprehensive in the beginning, but now am pleased with the progress being made toward debt resolution. I highly recommend Freedom Debt Relief.
Bernard, on November 26, 2019
It has been a great experience so far and I really don't see any reason for it to change. FDR has experience with creditors and really knows how to handle them. I have been very pleased with the clarity from FDR on how the program works and the support they have provided. The staff is quick with responses to questions.
Dorothy Crespo, on December 13, 2019
I am very happy with FDR. They have accomplished more than I would ever think. They stick to their guns to get the job done, they have prove to us they can do more than a job well done. I would recommend them to anyone who needs help. From my husband and I we thank you for you help us to keep our sanity. Again Thank you.
Magali, on January 03, 2021
I would like to say that ever since I been in the program, I have been so at peace. When ever I need something answer I call freedom and they are pleased to help e an answer any questions I may have. I can say this has been a great program and I recommend to any one. Soon I will Graduate and be debt free.
Barbara Whitla, on December 20, 2019
I have never had to deal with a debt relief company. Until recently due to some health issues. FDR is amazing and their staff/customer service is excellent. Able to answer every question. I’m impressed. Happy that we made the right decision to allow FDR to assist us in our time of great need.
Chriss Foster, on August 22, 2019
Excellent Customer Service! They have given me peace of mind in EVERY step of the way! I appreciate good customer service in a time where so many other companies have lost that touch. Everytime I have emailed someone, they respond quickly and if I call them, they response with a caring attitude!
Traci, on July 24, 2019
I have felt very well-informed, guided and satisfied with the entire process of working with FDR. I was very apprehensive prior to looking into them as an option for resolving our mounting debt, but have been very pleased with all parts of this process. Thank you FDR for saving us from ourselves!
Gilbert Yuselew, on August 01, 2019
Thank you FDR, what a relief knowing that creditors are finally getting paid. It was hard at the beginning but putting money into my Dedicated Account became my goal in being debt free. The I have talked to have been great,very helpful with the questions I had. I'm so glad that I found FDR.
MOSES HOLNESS, on January 30, 2020
I was in so much debt i find it hard to sleep until i find freedom debt relief great staff wonderful team strong encouragement there staff were like taking me trough a financial training freedom debt relief have the number one staff in the world.i will recommend this team to any one.
Pauline D. Blackson, on October 10, 2019
FDR has been one of the best chooses I made in my life as a way to pay off all my creditors everyone that I had contact with were very kind and I am kept abreast about everything going on with my account I would recommend FDR to anyone who needs their help to be free of their debts.
Joe Varney, on September 09, 2020
This was a hard decision because I have worked so hard to have good credit. I had achieved by goals but had huge credit card balances. I finally made the decision and it felt like a huge load was lifted. I can now begin working to get out of debt and achieving true excellent credit.
Daviann, on May 06, 2020
Making this decision is so hard. We had the best representative. She was kind to us no judgement. She walked us through step by step. I had so many questions and everyone was answered quickly and patiently. Thank you Freedom I now see a light at the end of a long tunnel.
EM, on August 07, 2019
FDR saved the day! Have been supportive and helpful EVERY step of the away - I am almost to graduation and I cannot wait to celebrate resolving the mistakes of my younger years . I would never have been able to do this without this program; I am beyond grateful I found it !
Henrietta Ellis, on April 23, 2020
I am in awe of FDR and all that they can do for you. I was in a dark place, and with the help of this wonderful company - I am starting to see the light at the end of the tunnel. I still have a few hurdles to jump but it is good to know they are jumping them with me.
Kimberly, on April 01, 2021
Called to add a one time deposit to my account. While on the phone the representative kindly up dated me on my account status and advised me I was close to having all the money needed to settle the last account and would make me debt free. It was a very exciting call.
Robin Stamper, on September 07, 2020
With the change in my financial status, FDR was a godsend. I had tried for over a year to keep up with the monthly payments but found myself in a hole I could not get out of by myself. They have been so helpful and look forward to a quick resolution for my situation.
ELIZABETH ROWE CONRAN, on October 16, 2021
Freedom Debt Relief is there for me. I already have accounts cleared or very close to being paid off. I can depend on Freedom Debt Relief to stay on top of my accounts and to negotiate settlements for me in a timely manner. Thank you FDR for being there for me.
Mckellen Rader, on February 01, 2020
These people are very kind and generous and easy to work with. I felt as if I was talking with a friend. They make it the least stressful as possible. I am happy and grateful to start this new journey and get back on my feet thank you freedom debt relief.
Barbara, on August 06, 2019
The best phone call I ever made when I was under stress was to Freedom Debt Relief they have taken my troubles worries and stress and turned it in to theirs so that I can live a normal life they spoke to me with such confidence I can't say enough about them
DT, on March 08, 2020
I was skeptical at first, and found that they have an A+ rating with the BBB. I spoke with Joseph Bird, who was professional, kind, and he explained the program so clearly. I am so happy to have found this company and I look so forward to being debt-free.
Elworth Cheek, on August 14, 2019
I am pleased with Freedom Debit Relief so far, with the way they are handling my account. I think it was one of the best decisions I have made to go with them to handle drawing down the debt of my credit cards. Would definitely recommend this program.
Yousef, on January 04, 2020
I am very pleased with Freedom Debt Relief. Everything is on track. I love how I am always updated about any and all changes or requests for settlement approvals. I tried another debt relief service previously and it ruined my credit! They were awful.
Carol Ray, on November 21, 2020
I've just recently started my journey with Freedom Debt Relief, but the information and conversations with my representative left me no doubt I was making the right decision. Looking forward to when these debts can begin disappearing. Thankyou Trese.
Rachel, on October 24, 2020
It’s a burden off my shoulders knowing that FDR is there to help me with the hardship I’ve endured with my debts. I’m very pleased with my decision and have no regrets. Customer service has been great and l am so grateful for their service.
Elinore Littlejohn, on December 06, 2019
I am very satisfied with the support and help I received from FDR. They have worked with me to settle me debt and they have successfully settled a number of them already. I will recommend FDR to anyone that has the same debt as me. Thank you FDR.
carole adams, on October 15, 2019
I think you are doing a great job to relieve me of my debt. I no longer worry how I am going to pay all my credit card bills every month. No more sleepless nights. Just wish could pay more to get out of debt sooner. Thank Freedom Debt Relief
James Johnson, on July 26, 2019
I'm very pleased with FDR and their representatives. I was pleased with the progress made through the negotiation process. My debts were being paid off much faster than I anticipated. I would recommend FDR as a way to lower or eliminate debt.
Doris F Sutton, on June 03, 2020
Preston Amsbaugh is by far one of the most professional, detailed, and attentive individual I've ever dealt with and that is HUGE considering I've been in the marketing field for 26 years dealing with people. You have a true asset in Preston.
Patsy Vincent, on July 31, 2019
I am waiting for the last one to be taken care of. With all the health problems my husband and I are having this was a way to do the best we could with our bills. We appreciate every thing you all have done for us. Thank you for everything.
Kim, on July 29, 2019
This company has been really a help with my overwhelming credit card debt. An alternative to bankruptcy, but still paying good on what you owe. They work with the creditors until completion. If you are in need of a solution give them a try!
Tim Carlson, on August 02, 2019
I have been so grateful for the help I have gotten from Freedom Debt relief , as I get closer to the end of my "hole" the digging out has been hard work, but so much easier because of the help they have given me. I will be grateful forever!
Gordon Tillman, on October 10, 2019
Great support group we can say all kinds of good things about it But the bottom line my blood pressure drop big time no more worry's or head ache's free now might live longer thanks again from over 160 to 123 in just 2weeks , STRESS GONE
Priscilla, on August 19, 2019
I couldn't be happier with FDR. I have seen my debts are getting paid off as discussed. I knew I made the right financial decision when I trusted FDR to negotiate with the creditors because I know they are the ones that can do it best.
Jared Johnson, on January 12, 2020
So far so good. I really enjoyed the customer service. Yes things will get worst before it gets better but the end result is worth it. Make the move. They get it and will help with the best solution to get you to where you need to be.
Allyson, on January 27, 2020
Just getting started with Freedom Debt Relief. Scared about the whole process but I feel like it was the only thing I could do. Hopefully, this will get me debt free and I can build my credit back up and be financially stable again.
Marguerite Herbert, on August 12, 2019
Thank you for all the hard work you have done so far to help my situation. I was feeling so overwhelmed and am able to breathe freely now. Keep up the great job and i would recommend your financial assistance to anyone in my circle!
Carmen, on August 15, 2019
I am so happy to be with freedom debt they have made my life better. If I have any questions they are right there to answer and always on point. I would recommend this company to anyone looking for help with there debt problems
Sue, on August 12, 2019
I appreciate all Freedom Debit Relief is doing for me. But i called a couple of months ago to offer the balance of my debit. I sent the money and things are processing. Is there something more I can do to get this done?????
Yesenia Hernandez, on January 05, 2021
I would recommend FDR to anybody that needs help with there debt! This has been the best decision we have every done! We have been with them for a few years now and every single person we speak to is nothing but knowledgeable.
Juan Ayala, on August 02, 2019
I am very pleased with Freedom Debt Relief, they have helped me in negotiating with my creditors. They are great at what they do, I would recommend them to everyone like me that got a little overboard with debt. Thanks FDR
Candice Martin, on November 08, 2019
We are finally debt free!! What a wonderful feeling. Freedom debit has helped us sleep better at night! We have taken the tools freedom has taught us and now if we cant pay cash we save until we can! Thank you freedom!!!
Renee Moore, on November 04, 2019
you have helped me in so many ways I just don't know how many "Thank You's" to send. I could never ever have done this on my own, it nice to know that there are people like you willing to go to the ends to help us out.
Oscar Medrano, on August 22, 2019
Freedom debt relief is the best thing I have ever done for my financial freedom. Creditors call me and when I tell them that I signed up with freedom debt relief and the don't call back. Love you freedom debt relief
Tarra w Harris, on December 03, 2019
Freedom debt relief company, has been a good program for me. I enrolled 4 debts in the program and now I'm on my 3 settlement. Things are working out to my advantage and I'm happy with the results of the program.
Stanley Sweetser, on August 06, 2019
My family was facing some extreme health problems and issues and we were thankful to find FDR and their help with in trouble finances. They took the burden and did their part and we're close to "graduation."
Judith Bonner, on March 07, 2020
When I called Freedom Debt to ask a question, I was dismayed to find that my fax from December 2019 was not acted on. The representative I spoke with was excellent in putting things to right. So far so good.
Diane Devaull, on January 03, 2020
My bills were out of hand and I said No One But God Put FDR in my Circle of life they have change my life the way I wouldn’t believe so thank you FDR May God keep you in the path of helping people like me
Suzanne Peoples, on November 09, 2019
From Debt Relief has always been extremely understanding,supportive and helpful since I became a client of theirs.The Customer Service representatives are always very knowledgeable,understanding and courteous.
Jack Steinman, on March 21, 2021
I called because I received a collection notice. I was told to upload it to the dashboard. I did I hope someone does something with it. I don’t know if they will or not but I did what I was told to do.
Rachel, on July 27, 2019
Freedom debt relief has been amazing to work with. Not only are our debts reducing but they have helped us several times when life got expensive to make it possible to go on. It has been a great experience.
Richard Moeslein, on July 24, 2019
I am completely satisfied with the progress F.D.R. has made in moving toward resolving my debt. What I couldn't achieve by contacting my creditors, they have taken to task, and are doing a fantastic job.
Angela G, on January 22, 2020
So far so good. Everyone I've dealt with has been beyond helpful. Can't wait to build up my account enough to get some debts settled. Glad I made this decision, it's taken a lot of stress out of my life.
Grisselle Falu, on January 14, 2020
Í m very happy how everything is going with FDR , are very profesional and always assist me when I need. All the process is going well. Thanks to FDR I feel relax and learned how to do with my finance.
Alfred Marengo, on April 26, 2020
I am fairly new to this process but so far everyone I have spoken to has been very nice and informant, answering my concerns , as questions come up I know that Freedom Debt Relief will be there for me.
Nick Lettiero, on October 06, 2021
FREEDOM DEBT RELIEF has all ways been there for the customer. they set up a plan that works. BOTTOM LINE its up to you to make the decision and make it work. it works and FREEDOM DEBT IS THERE FOR YOU.
Jose Sepulveda, on February 12, 2020
Im start in the program a few days ago. I wait to resolve my debt situation with two abusive credit cards and another one with a credit bank. Until know I feel to be helped with the inicial process.
Tamra, on March 27, 2020
My last account was negotiated. When I got the message, one part of it didn’t make sense. I called to talk through it. He helped me understand that part. I was able to approve the negotiated amount
MARINA VALLEJO, on March 15, 2020
Recently I had a question about one of my accounts and a gentleman by the name Jimmy he answered my questions.So far FDR program has been very helpful in answering any questions and concerns I have.
Zoranda, on January 29, 2020
Best decision I have ever Made joining FDR they all ready negotiated 4 of my credit cards !! Yes it is hard at first but,it's worth it . I was at a very low point in my life until FDR! Thank you
June DABNEY-GRAY, on November 25, 2019
I AM VERY GRATEFUL TO FREEDOM DEBT RELIEF FOR LOANING ME SO MUCH MONEY TO PAY OFF MY LOANS! MANY COMPANIES HAVE TRIED TO GET ME TO SWITCH,BUT I TOLD THEM NO WAY! THEY ARE TOPS IN MY BOOKS/. JUNE
Freddy, on July 24, 2019
It works my people. Seriously...make your monthly payments and send whatever little extra you can. Trust the process and it all falls into place like they say. Do your research on IRS form 982
Luz Robles-Valdez, on May 24, 2020
I am so happy to find such a great company to help us and and excellent customer service from Jaime Miranda that explained patiently and with best details. Thank you I highly recommend you
Lara, on August 19, 2019
I am happy with the results so far and the waiting for resolution is sometimes worrisome but knowing that FDR helps with solutions on how to deal with the debtors helps relieve that worry.
Duyen Nguyen, on October 18, 2019
Love the program/feature. Great service and loved how assisting they were for the process. Easy to maintain and had all answered to your questions. Thank you for helping me be debt free!!!
Venicia Kane, on September 08, 2020
I was super uncomfortable and fearful to make this call. The person that answered my call was amazing he really made me feel so comfortable. I look forward to the day my debt is resolved.
Elizabeth Williamson, on August 08, 2019
I can not tell you how happy I am that I decided to go with help from Freedom Debit. They know what to do to help, they explain the process very clearly on what to expect. Thank you.
judy german, on July 30, 2019
I'm very pleased with the kindness & helpfulness in getting my finances straighten out Everyone that I have had contact with have been so nice & pleasant. Thanks again for your help.
Anne, on April 03, 2020
This is the best decision I ever made. It gives me great relief at this stage of my life. The managers and customer service people are extremely excellent at their jobs. Thank you Anne
Sheila Small, on August 13, 2019
Freedom debt relief has taken so much off my plate they are a life saver couldn't have ask for any thing better they save me so much its mouth dropping. Thank you freedom debt relief.
Patricia Gittens, on June 20, 2020
For as often as I call with questions to further understand the process and my progress, each agent has been clear and professional. I'm already seeing an increase in my credit score.
Sandra, on April 24, 2020
I have been so grateful and thankful for all the compassionate help I have received. My mind is at ease now about my debt and Bree was an angel of mercy for all the help she gave me.
Karlene Leonard, on July 25, 2019
What a relief to have Freedom Debt Relief on my side. My spouse is seriously ill and unable to work, they gave me peace of mind so that I could put all my energy to my hubby's care.
Joyce Ridgeway, on December 21, 2019
FDR has friendly helpful consultants. They always are glad to try to help in any way they can. They have resolved several of my accounts. I appreciate their assistance very much.
Russell J Cole, on February 02, 2020
I'm new to program. Customer service is very professional. They are very knowledgeable. Since I am new and literally just made 1st deposit/payment there isn't much else to say yet.
Julie Gunther, on August 20, 2019
In the beginning I couldn't see an end. Now as time has gone by, it's getting more real how close the end is. It would never have happened without Freedom Debt that's for sure 100%
Martin, on April 11, 2020
Because having been laid off due to Covid-19, FDR was a long me to pass on this month’s payment with no penalty; just that I pay off the suspended amount by the end of the year.
Frances Daves, on March 30, 2020
The agent I talked to was very helpful. He calmed my worry over my situation and assured me that everything would be fine. I really appreciated his confidence to resolve my debt.
Randy Stiff, on August 22, 2019
I was making double and triple payments, and my bills were not going down. FDR has taken control, and in 8 months has already taken care of one of my bills. Highly recommended
Johnathan kaminski, on March 07, 2020
Very friendly helped me out even though im struggling saved me another $100 on my deposit each month. These people are awesome and well knowledged....Would recommend 5/5 stars
daniel melgar, on August 01, 2019
Excellent company!! Really help me and my family to get back on track and my financial , the dashboard is easy to use and they really keep you informed of everything You in
Elaine Hartfiel, on June 08, 2020
I like what they have done so far. The person who helped me enroll was awesome. I just hope I get help with the credit card companies when they start calling me. For payment
Phillip Karpinski, on July 21, 2019
I've been extremely satisfied with FDR. My situation was bad & my score is going up. Not great now but in it's way. I'm 71 and went in debt helping my daughter s. Thx to FDR
Shawnta Crocton, on July 24, 2019
This so amazing I never thought this would help me but I was wrong and they have it’s like a weight has been lifted off my chest!! One of best decisions I’ve ever made!!
Paul Gintonio, on August 05, 2019
I am now 4 months in with 21% of my debt settled. It is great that I can focus on work and not have to deal with the Creditors and their calls since FDR is doing a good job.
Steven R Beard, on November 06, 2019
Excellent experience! Mary and i have enjoyed a positive relationship with FDR. They have been able to provide awesome savings with our debt settlements! Totally pleased.
Yoni escobar, on February 13, 2020
Me ayudaron mucho a pagar mis deudas, Tenía varias tarjetas ellos me ayudaron acomodarme justamente con los pagos y salí más rápido de lo que pensé se los recomiendo
John Ashby, on July 25, 2019
Since I entered Debt Relief I have made all my payments on time and am in position to pay off some of my smaller debts next year, in fact one will be paid within 3 months.
Gloria Brooks, on July 30, 2019
They have really helped me resolved my debt and hoping in the future I can get rid of some more bills for next year. Thanks so much for the support you'll have giving me.
James White, on August 18, 2019
FDR is doing a great job settling our numerous accounts in a timely manner. I would highly recommend them. So pleased with the good work being done. Thank you so much.
Jerome Pagel, on August 01, 2019
Outstanding service excellent people working there, they answer all my questions. Would rate them 10 stars if I could. Helping me very much I can’t thank them enough..
Jerome Mansspit, on April 17, 2020
We'll I'm new to this program . So far what I'm hearing about this program is that it's helping a lot of people out of debt. In a few months I can give full review.
Nicholas Heedley, on January 28, 2020
Gave reps bank info two times they got it wrong, site will not allow me to correct. Has been almost two weeks and my deposits still have not started I don’t know why!
Robert Thomas, on February 25, 2020
Tanner Cook Was really helpful and made the whole process so Easy. I'm So Happy my daughter told me about Freedom it has lifted Alot of Financial burden. Thank you!
Hyacinth Appleby, on October 15, 2019
The day I got intouch with your company is the best decision I have ever made keep up the good work and God bless each and everyone who do such a wonderful job
Roy Raynor, on July 30, 2020
Have been outstanding in helping me as I am on a fixed income. I recommended FDR to anyone in need of help with financial relief. Thank you so much. Roy Raynor
Patsy, on November 02, 2019
The company took a lot of pressure from my shoulders and is helping me get my life back in order. So if anyone you know that is struggling, recommend this company.
Jennifer Pack, on May 21, 2020
Since I have a Freedom debt relief Consumer, I have been very pleased with service I have received. The personnel is very friendly, courteous and professional.
Deborah, on December 11, 2019
I was glad to join FDR. I was patience with them about the accounts that I had inFDR. And the amount I had to pay once a month was something that I could handle.
Ryan Scott Allen, on August 06, 2019
Freedom Debt Relief has helped me greatly reduce my debt. Plus, their customer service representatives are extremely professional whenever I call with a question.
Robert Scribner, on April 29, 2020
I’am early in the process with FDR, but l’am extremely happy with how things are progressing so far. Everyone l have spoken to at FDR have been very helpful.
Donna Salim, on November 11, 2019
I am very pleased with Freedom Debt Relief! They have made this process so easy and stress fee! I have recommended them to many people! I am totally pleased!
Eduardo Trujillo, on October 02, 2020
They helped me immediately to solve my credit problem, the attention was very good and the time response excellent, without a doubt I would highly recommend it
JM, on April 23, 2020
Finally understanding sometimes when things were confusing it was OK to call back and they re-explained it and clarified themselves even to us educated people
Debbie, on May 01, 2020
They have done everything they said they would do. A big big relief to me. Wish I would have know sooner Nothing but good stuff about Freedom Debt Relief.
mitch j kowal, on August 15, 2019
I would recommend them to anyone who has a debt and is overwhelmed by it like I was I’ve experienced the quality and professionalism on a first-hand basis.
Debra Houston, on August 05, 2019
FDR is AWESOME, in helping me resolve my debt issues. Professional, Competent, Lovely ppl to deal with...plus, a user-friendly, easy-to-use website! Wow!!!
Theresa, on August 05, 2019
The best thing I have done for a peace of mind. This company is wonderful, if I could tell each of you, please use Freedom Debt Relief for a great future.
Carol Hill, on July 30, 2019
Freedom Debt relief has help me with paying off my debt without any problems. I can see my credit score improving greatly. I'm so glad I chose their help.
John F. Woods, on August 04, 2019
They handle everything, which relieves a lot of stress. My credit score is steadily improving. Just a little slow on working to settle the large debts.
Dolores Torres, on July 24, 2019
I am very pleased with Freedom Debt Relief ad they have been very good with the handling of our account. They're doing an excellent. Thank you so much.
Ashley, on February 29, 2020
I've just started the process but everything has ran smoothly. I can call or email anytime I have questions. I should be debt free in about 24 months.
Frank Bumpass, on June 30, 2020
Thanks to the Freedom Debt Relief Corp. for being readily available, with great support, and all of my questions are professionally answered., so far.
Paul M Stanley, on August 02, 2019
So far things are going well. Haven't been in the program for a year yet and already have one credit card resolved and one in a settlement agreement.
Tara Patty, on November 06, 2019
Very easy to work with. They give you all the details then they do the work. Very handy online dashboard to monitor progress. I would recommend them.
Tj, on October 15, 2019
Very helpful in making it were i could breathe again each month. Have now settled with all my creditors and moving into the loan they set up for me.
Lesa Price, on August 29, 2020
They have been very helpful to me always answer all my questions and always so nice to talk to. They all have lifted a big burden off my shoulders.
Laura, on October 02, 2020
The customer service is always exceptional. I regret not getting the name of the associate that assisted me. She was so very helpful and pleasant.
Shirley Reddick, on July 23, 2019
I'm very thankful for Freedom handling my debt because I didn't what to do they are sufficient and always willing to answer any questions I have
Adrienne, on November 19, 2019
Freedom Debt Relief is working diligently behind the scenes, my debt is reducing at a fast pace! I keep up with my deposits and they do the rest.
Grisselle Falu López, on December 19, 2020
I don't know why they are not paying a legal settlement of july/20. I hope they resolve that soon. A part from that I'm very grateful to Freedom.
Rita D Strohm, on December 01, 2019
I have been very pleased with my experience with Freedom Debt Relief. Has left me with peace of mind that things are in good hands. Thank you!
Jessica Robinson, on August 02, 2019
Freedom Debt Relief has been so helpful and really eased my mind about this process. I’ve felt supported and no question is too small to ask!
Noble, on January 15, 2020
They were very helpful and understanding. Went over the whole program and answered all of my questions completely. I highly recommend them.
Rose, on August 14, 2019
I have never been so satisfied with your organization. You took a large burden off my shoulders. I don’t have many more accounts to settle.
Hilary, on August 06, 2019
So far it’s been a great experience. They have keep me up to date on everything that involves pay offs. I recommend freedom debt Relief.
Peter McArdle, on January 17, 2021
All I have to state is thank you Freedom Debt Relief and the Rep who I spoke with on 1-15-21 she was excellent sorry but forgot her name
Melanie Richards, on July 23, 2019
Freedom takes care of my debt headache by taking care of everything as long as I pay my determined amount every month. It's a lifesaver.
Monique S Green, on March 19, 2020
Freedom Debt Relief is excellent, professional, organization that truly cares about helping you get out debt. I recommend them highly!
Marlene Moyer, on August 02, 2019
From the day I called , I have been completely and absolutely satisfied. The people I spoke with took all my financial worries from me.
Donna, on February 06, 2020
Very easily understood and easy to stick with program and explained well upfront. The client dashboard is convenient and user friendly.
Doreen Waymire, on August 03, 2019
They have helped me feel better about my debt and realize there will be an end to it. Great customer service and help whenever I call.
Don Wilbanks, on August 05, 2019
Best way to get out of debt. This is the real deal. And I couldn't be happier right now. Would I do it again?.. You better believe it!
Orest MUSZKEWYCZ, on January 17, 2020
is very helpful when you need help with your settlements. It takes time. One objection iss not to join the NLLG when advised by FDR.
Rafael Enriquez, on May 10, 2020
It was THE best financial decision I have ever made to use FDR to pay off my creditors. Can’t wait to all Credit card get paid off.
SILVIO SANCHEZ, on August 16, 2019
Fue una sabia desicion y mis cuentas están en buen progreso ahora. El servicio al cliente es excepcional por todos sus operadores.
Rosemary E Goetz, on July 23, 2019
Things appear to going well. My debt is being paid down, I’m watching my credit score slowly improve. It’s very encouraging!
Adrienne, on July 20, 2019
Freedom Debt Relief takes care of the negotiation and debt, taking off some of the hassle and work of dealing with the creditors.
Armando Menchaca, on August 09, 2019
I Have Been Pleased so Far from what I have been Briefed by Freedom Debt Relief and Keeping up with my Debt Payments. Thank You.
Lee, on January 18, 2020
Very thorough and made me feel confident in my decision. Looking forward to freeing myself from years of stress. Thank you FDR!!
Paul Napoleon, on August 19, 2019
FDR one of the best debts consolidation company, I will refer my friends and family anytime to them, I am very satisfied.*****
Cooper DDS Inc Dr Michael, on July 24, 2020
Answered questions ; clarified that there will be a record of missed payments on CREDIT REPORT even though SCORE is restored.
Michael, on October 18, 2019
Been having great success with Freedom Debt Relief in getting debt free. Anytime i need help they are always there to help.
Lawrence M Shaw, on August 05, 2019
Very happy, you make your monthly payment and they do the rest. I’m very satisfied with their communication and results.
Annette Kennedy, on August 05, 2019
I could'nt ask for a better company for help. they are great and the people are so kind and answer your question so nice
Brenda Tillman, on August 06, 2019
I recommend Freedom Debt Relief to anyone who is having a problem paying off credit cards. They are my number one choice.
Don, on July 31, 2019
We just had our first settlement in which we had been sued. It was handled with all diligence and the outcome was good.
Ruth Rocha, on July 23, 2019
We are very happy with Freedom Debt Relief Staff that is always willing to help and understand Hats off to y’all
kathy evans, on August 02, 2019
I am very pleased with FDR getting my balances lowered and negotiating settlements! I wish I’d have done this sooner!
Patricia Banks, on February 27, 2020
I always appreciate the professional and efficient customer service I receive when I call in...keep up the Great work!
Nancy Ingle, on April 08, 2020
I’m very happy with Freedom Debt Relief. They have helped me get out of debt that I couldn’t have done on my own.
Janet, on December 31, 2019
I was buried in credit card debt, and this company help to relieve a lot of stress and are great at selling the debts.
Eric Wright, on July 30, 2021
FDR has a plan that works. All you have to do is stick to their plan and before you know it you're done. Thank you!!
Terrence D McIntosh, on July 20, 2019
I feel great, knowing that I will be debt free soon. I don't have to worry about those annoying phone calls anymore.
Amy, on July 25, 2019
Although still relatively early in the process, several debts already in resolution! Very pleased with FDR this far!
Michelle, on April 02, 2020
Don’t tell you about how that save money you sent in and let build up for about Yeat before you start pay creditor
Lizet Hernandez, on August 02, 2019
FDR has really helped me settle a few debts successfully and staff is always very helpful and pleasant to speak too.
Arisa, on August 05, 2019
I’m very happy with freedom debt relief for their quick response And working with us to get our that’s resolved.
Andre, on November 29, 2019
It is so nice to know, I am becoming debt free, without the hassle from creditors! Thank you, Freedom Debt Relief!!
Donnie Sousa, on July 19, 2019
It is so nice to know, I am becoming debt free, without the hassle from creditors! Thank you, Freedom Debt Relief!!
Donna, on July 27, 2019
They have made our life so much easier and they only way I could get out of so many bills since we became disable.
HELEN CHANEY CHANEY, on December 20, 2019
Love program. debt resolved quickly. would gladly recommend Freedom to family and friends
Marilou Russell, on April 25, 2020
I am please to find your assistance. Everyone are great and very helpful. Jacob Nielson was great and pleasant.
ROXAN DAGOSTINO, on August 11, 2019
contacting and committing to FDR was one of the best decisions I ever made...I'm just sorry I didn't do it sooner
Angelica, on August 06, 2019
They have been amazing with lowering my debt. Also are very very helpful when I have any questions or concerns.
SUE HOUSE, on February 02, 2020
I spoke with Monica and she was very helpful and pleasant. All my questions were answered to my satisfaction.
Iris Badilla, on July 24, 2019
Quick at resolving debt & keeping it affordable. So glad I did this & have began getting my finances in order.
SHERRIE GERO, on May 14, 2020
Early into the start and it is going great so far. In hopes that everything keeps going that way. Thank you!
Jo Carter, on July 26, 2019
Always helpful, courteous and take time to make sure your questions are answered and understood! Thank you
Janet Martin, on July 22, 2019
Freedom Debt Relief has been great! They are very easy to work with and are helping me get back on track!
Margie Henry, on July 30, 2019
Love this company they work well with you and your budget they know how to negotiate to get the best deal
Jo Ann Martin, on July 30, 2019
Has been a great program to work with. The people have all been pleasant & helpful when I had questions.
Anthony Diran Allen, on December 22, 2019
Great help they talk you through the process. Fast settlement and very very thankful that I look them up.
Terrell Holling, on August 05, 2019
Thank you Freedom Debt Relief for helping me with getting my debts on track when i was way over my head.
Joseph Oaks, on September 02, 2019
Best decision of my life, their awesome, getting to where I can see the light at the end of the tunnel.
Cecilia, on February 09, 2021
I’m so grateful for the Freedom debt relief program, for helping me out of debt. God bless you all...
Lori, on December 26, 2019
Just started with FDR and am very happy with my experience so far.. company is very quick and efficient
Maria Mandario, on February 01, 2020
So far im just new in 2 wks ago so i have nothing to say. All i can say they are friendly and helpful.
Thanyou bunches, on January 11, 2020
Cool beans ty for your quick help. You are always kind to us. We appreciate what you have done for us
Terry Piccirelli, on May 02, 2020
You are the very best. You get the best results. Doers not just talkers. I'm in good hands with you.
Diane, on August 09, 2019
Best decision I made. It was an easy process and the customer service has been great to work with.
Maria V Quintero, on July 23, 2019
I’m very satisfied and FDR has been great!!! Amazing experience!! Thank you very much FDR!!!
Michael Kirlin, on March 17, 2020
CUSTOMER SERVICE AGENTS ARE ALWAYS POLITE AND HELPFUL AND SHOW PATIENCE WHEN CALLS GET INVOLVED.
Everette Howell, on December 24, 2019
FDR program allows me to pay off my creditors sooner. FDR program also improved my credit score.
carol Juriga, on August 04, 2019
I'm very happy with the progress that debit relief has made with my accounts. Thank you so much.
Raymond, on January 08, 2020
Thank you, we are so relieved for a solution. Robert you are so pleasant and helpful, thank you
Patti Csontos, on August 15, 2019
I made the right decision. I just wish they could have helped with the one creditor that sued me
Verbon Harper, on August 20, 2019
I am completely satisfied with the progress F.D.R. has made in moving toward resolving my debt.
Donna Ethridge, on August 27, 2019
This has been a great experience and freedom debt relief has kept me posted all the way through
nanette veysey, on January 31, 2020
Very helpful and understanding. All are willing to help and get you through a difficult time.
Richard, on April 19, 2020
I was able to restructure my debt for a couple of months until I am able to get back on track.
flordine williams, on August 01, 2020
FDR is reliable, flexible, professional, and very supportive for resolving outstanding debts!
Karen Ayers, on April 24, 2020
Excellent customer service. Knowledgeable of my account . Always able to answer my questions.
Diane Cox, on July 25, 2019
Good to know they are there and taking care of helping us get out of debt. Doing a good job.
Martha Sudik, on April 14, 2020
I’m new, but so far I am pleased with FDR. I feel better making a plan to reduce my debt.
Leah Korman, on January 20, 2020
Excellent help with account status and provided information regarding what charge off means.
Sheila Greene, on August 16, 2019
Absolutely love what they are doing to help me! Certainly has relieved a lot of my stress!
Patrick Mekiana, on July 31, 2019
Thanks to you and your company to becoming debt free soon,excellent service by your company
Mary Masa, on May 14, 2020
Helpful, honest and professional! FDR is always transparent in helping me pay off my debt.
Kathryn A Fagin, on August 08, 2020
Love this program. It is being a great help and the people are very friendly and helpful.
Margaret D Johnson, on July 30, 2019
I am happy with the results that Freedom Debt Relief has given us. Thank you for your help
Julie Allen, on January 24, 2020
Awaiting to see how my debt is resolved. People were knowledgeable, polite, and efficient.
malcolm c yeaman, on April 22, 2020
the people are very good at help soveing problems, & get started at getting debts relief.
Suzanne, on July 26, 2019
If it wasn’t for FDR we would have lost our house long time ago. They really saved us
Debra & Gene Ferguson, on November 24, 2019
FDR has helped us to get our debt under control and to help us get back an solid ground
Debbie, on November 26, 2020
I am just starting with it but the help and the understanding on how I feel helps a lot
phyllis brandt, on July 24, 2019
i am so grateful for all the help FDR has given me in helping getting my debts settled.
Rodney Cooper, on November 30, 2019
This program has been absolutely exceptional in the process of getting me debt free!!!
Ivette Reing, on July 25, 2019
Thank you for helping me get my life back and provide financial security and stability
georgia hawkins, on August 19, 2019
I give all the credit to God this is a program for assistance from God and only Him
Shae, on November 04, 2019
Not to keen on the fees, but with everything else.. they've done pretty good so far.
Wayne, on August 29, 2019
Very easy to work with Keeps you very informed Just nice people and understanding
Sylvia Perez, on July 28, 2019
Happy to have chosen to work with you. I and very happy with the current progress.
ROBERT BELLEZZA, on July 20, 2019
GREAT SERVICE. IT'S A NO BRAIN ER, WHY WOULDN'T EVERYONE THAT OWES MONEY USE THEM!
Delores B Culpepper, on July 28, 2019
You are helping us to get our lives back to normal. Your team is to be commended.
Joji.Benavidez, on January 29, 2020
Thank you very much for all your help time effort and support during my hardship.
Jill Fisher, on August 22, 2019
Great customer service. Concerned about their slow handling of the largest debts.
Jeffrey, on September 01, 2019
This debt relief program is very good staff it's very knowledgeable and courteous
Carol, on October 27, 2019
Easy to work with, concerned for my success. Working hard to get my debt paid off
Donald & Catherine Smith, on December 17, 2020
we have been very satisfied with the progress of our debt account, Thank You All.
Nona Maynard, on August 03, 2019
I'm glad I found Freedom Debt Relief, They do all the work. Thank You very much!
val, on April 17, 2020
They helped me out alot. It's like a load has been lifted! Cheers!! Thank you.
Cynthia G Gregg, on March 07, 2020
I have just entered the program, but so far all they have said has proved true.
Sallyann rascati, on August 03, 2019
Best thing I ever did. They have settled a number of account for me in a year.
Daniel Ulin, on February 02, 2020
I couldn't possibly be happier with Freedom Debt Relief. Highly recommended!!
Sandy, on November 03, 2019
This has been the best way for us to get our debt down quick, fast and easy!!
Susan Giering, on July 23, 2019
I have no issues at all very helpful and attentive thank you for your help
Lemar Perez, on March 27, 2020
Great folks, good company and they do work with you and met all your needs
Angelita Rodriguez, on July 22, 2019
Freedom Relief is helping me to get out of debts. They are the best!!!!!!
Christine Newlin, on December 08, 2020
Too early in the program but confident FDR is going to help me. Thank you
Ashleigh Bradley, on August 16, 2019
The ABSOLUTE best choice I ever made was consolidating my debt with FDR!
Michele Bouve, on October 22, 2020
Truly some of the most helpful people. No pressure. YOU make the choices
Maggie Perez, on July 25, 2019
Very satisfied thank you FDR Making my life a better easier No stress
Linda, on March 16, 2020
Explained my situation to me in a compassionate yet professional manner.
Brian M Golden, on January 03, 2020
FDR started working to improve my debt situation as soon as I signed up.
Barbara, on October 10, 2019
Excellent top notch service and customer service. Streamlined process.
john pentecost, on August 25, 2019
Choosing Freedom was the best decision I have made in a long time. john
Thomas W Kiraly, on October 17, 2020
Very good service and planning for the final resolution of my account.
Patricia Mae White, on July 25, 2019
Very helpful and professional, best decision I made to get out of debt
Willie Villarreal, on July 22, 2019
I am very satisfied with the progress that debt relief has given me
Donald Woodward, on August 02, 2019
Freedom is doing a great job I think I had 10 accounts now I have 2
Beverly Renwick, on December 05, 2019
They are helping me so much. I am getting my credit back on track
Violeta Albano, on August 17, 2019
Thank you FDR for your help, for paying my debt without hassle..
Pamela Levier, on August 19, 2019
Best decision I made. At least I’m paying back some of my debt.
Sheryl Snow, on March 12, 2020
Very acomadating and answered all my questions and very polite!!!
Renae Smith, on August 03, 2019
I have been very happy with the service that FDR is providing me.
Wayne Montgomery, on May 04, 2020
So far so good everything was clearly explained and im on my way
Ron Hendricks, on January 18, 2020
I had my question answered and she was very professional. Thanks
Ron McCain, on November 15, 2019
Awesome service and the best decision I've maded for my future.
Karen Julien, on August 16, 2019
FDR has really helped us to knock down the debt we owe. Thanks
Allison, on July 08, 2020
My specialist was so nice and made the process a positive one.
Kathy T, on January 16, 2020
Easy to get started and they are always there if you need help
Ginger Consford, on August 01, 2019
Freedom Debt Relief has been such a help at a stressful time.
R.P., on July 22, 2019
They always there for you when you need them. Thanks FDR!!!
F. Robinson, on July 26, 2019
Satisfied with their selected strategy in reducing my debt.
John, on October 11, 2021
Very courteous and professional. Answered all my questions
Nancy apodaca, on July 19, 2019
It is the very best feeling to know I am going to be free.
Charlene Losey, on July 27, 2019
Very, very happy, they take care of everything. Thank you.
Darius, on January 29, 2020
Great Customer Service Employees are amazing and helpful
Darrell Hull, on November 17, 2020
You are so very helpful and awesome people to work with!
Legson E. Pinate Gedler, on January 04, 2020
Realmente me siento aliviado dejando todo en sus Manos.
Carleen O'Boyle, on January 29, 2020
It's only been 2 weeks, not much I can say right now.
larry cade, on January 23, 2020
very good service I give you guys a five star rating.
Rita, on February 07, 2020
I feel that the are going to get me out of this debt
beverly prince, on January 19, 2020
like Freeddddddom debt very nice people very helpful
Jim, on July 30, 2019
They make handling debts effortless. Very helpful.
Sharon Stewart, on August 05, 2019
They keep you updated always with what is going on
Sondra Stellar, on September 09, 2021
Very kind, informative and pilut my mind at ease.
Paula McCorkle, on October 22, 2020
They always work with me thru these trying times.
James M Finn, on August 29, 2019
I am very happy with the service I have recieved
Mary Watkins, on August 12, 2020
I just want to say--Thank,you for,your good care
Teresa McEnulty, on August 16, 2019
Progress and amount of debt lowered is amazing.
Elaine Ealy, on August 20, 2019
It soon to be working out okay as I can see now
Kyle Dickson, on January 10, 2020
Great company, Ann Ko was amazing to work with!
Mary, on January 31, 2020
Always satisfied by the great service provided
Elliot Lopez, on July 30, 2019
They really could help eliminating your debts.
Diane Serembus, on August 27, 2019
Haven’t had any issues so far. Very helpful
Nikki Conrad, on July 19, 2019
Great company with friendly, helpful staff.
BARBARA H BERGER, on August 28, 2019
professional, helpful, patient and concerned
kevin cradle, on September 25, 2021
thanks for helping me in these tryting times
Dixie Yager, on March 27, 2020
All representatives have been very help-full
Jason, on April 03, 2020
Great people who will help you get debt-free
Melessia, on August 16, 2019
Great service and advice. Fast resolutions
Nancy Rudy, on April 16, 2020
They saved me when I needed help the most.
Melissa Young, on January 17, 2020
Very helpful answered every question I had
Reynaldo A Villanueva, on October 19, 2019
Thanks for your help. I'm satisfied FDR..
Jeremy Busonic, on September 15, 2020
Feels like a huge weight off my shoulders
Christine Hoyle, on December 09, 2019
I am very please with the progress made.
beverly prince, on April 19, 2020
they are very nice help with my problems
Willie Thompson, on August 21, 2019
Solving my credit problems as promised
RD, on February 16, 2020
The best choice for freedom financial.
Stephanie Kellert, on January 24, 2020
He was very supportive and reassuring.
Felecia Howell, on December 02, 2019
Thank you so very much for your help.
Naran, on May 11, 2020
Great customer service and solution.
gary, on February 15, 2020
Friendly and helpful. Stress free..
TammieQuinn, on December 03, 2019
I'm surprised with my progress....
Mary Brumfield, on July 05, 2020
Very helpful and friendly on phone
Dylan King, on July 26, 2019
No issues. Great customer service!
PRECIOUS LESTER, on August 24, 2020
The signing agent Tyler was GREAT!
Karen, on August 20, 2019
great service decreasing my debt.
Arnelle Schneider, on March 12, 2020
Still not feeling in control yet
Connie Barnard, on July 20, 2019
They stay on top of it for you.
Mike, on April 17, 2020
Great service and communication
Michael c simien, on October 27, 2020
They saved me from bankruptcy.
Cynthia J McGovern, on March 09, 2020
Very helpful and professional.
Barbara, on October 15, 2019
Seems to be working out great
Lawrence C Chavez, on August 01, 2019
Good service and fast results
Timothy M Day, on April 10, 2021
All questions were answered.
Howie Rosenberg, on April 06, 2020
FDR was a great help. Thanks
Charles Fedd, on January 11, 2020
Outstanding Customer Service
Lynn Karl, on February 12, 2020
Very efficient and helpful
Amy Windisch, on August 01, 2019
Happy with the progress
caroline wheeler, on January 10, 2021
Staff was very helpful
Donna Richey, on February 19, 2020
Great customer service
Emelita Matundan, on June 30, 2021
Very helpful, indeed!
TAI T NGUYEN, on April 24, 2020
Best services. Thanks
Jeffrey Todd, on January 01, 2021
I have no complaints
Tammie Summerford, on August 01, 2019
Very good service.
Nighat S Bhatti, on October 09, 2021
I'm very satisfied
Carlos, on August 19, 2019
Kellye Richardson, on December 25, 2020
Andrew L DELUISE, on July 22, 2019
Great work FDR!
Kizzy, on January 05, 2021
Clyde duckworth, on July 23, 2019
Ricky Rodriguez, on December 27, 2020
Mind at ease!
Scott case, on March 03, 2020
At TheCreditReview, we value your trust.
TheCreditReview.com is a free online resource that provides valuable content and comparison features to visitors. To keep our resources 100% free, TheCreditReview.com attempts to partner with some of the companies listed on this page, and may receive marketing compensation in exchange for clicks and calls from our site. Compensation can impact the location and order in which such companies appear on this page. All such location, order and company ratings are subject to change based on editorial decisions.
Our Debt Relief Partners
Accredited Debt Relief, American Debt Enders, Consolidated Credit, CuraDebt, Freedom Debt Relief, Pacific Debt Inc
|Credit Score Required||None|
|Pricing||15% - 25% of total debt|
|Minimum Debt Amount||$15,000|
|Number of Customers Helped||750,000|
Other Debt Relief Company Reviews
B T, on November 06, 2019
It was long awaited difficult decision for me, but I finally made up my mind and joined FDR. After I joined FDR, it only took the FDR staff 6wks to settle my first account, and I was very happy. Once we joined the program, we have to be patient, and keep making the.deposit to our dedicated account, theore money we have the more easier and faster negotiate will be done. Fast forward 1 yr later after several of my account already settled, the sister company of FDR which called FDR Plus offered to loan me the money and pay off the rest of my unsettled account, and I took the loan because it save me time and money to have the FDR Plus pay off and I just pay directly to FDR as I promised and not worry about collection or law suit from creditor. My opinion about joining FDR is the best financial decision that I made. They very professional and courteous. They always there when you need them. Had I not joining FDR , still paying minimum each card every month and take yrs to finish. Now I am only 2 yrs away from debt free with simple affordable payment to FDR Plus , instead of 15 yrs. Thks FDR and FDR Plus.