Freedom Debt Relief 2020 Review
Freedom Debt Relief, a subsidiary of Freedom Financial Network, is one of the largest debt relief companies in the nation and currently serves 38 states.
Since 2002, they have helped over 615,000 consumers settle their debts and currently lead the industry with over $10 billion in total debts resolved.
Freedom Debt Relief states that their debt resolution services are best for customers with at least $15,000 in unsecured debt and who are considering the bankruptcy process.
Freedom Debt Relief's affordable and individually customized program could help you completely resolve your debt in 24 to 48 months.
Potential clients are eligible for a 100% free no-obligation debt relief consultation to learn more about how debt settlement and consolidation can help their situation.
You can call Freedom Debt Relief and speak to a debt relief specialist who will evaluate your debts, explain the debt relief process, and give you recommendations on the best path to take based on your individual situation. Freedom Debt Relief will authorize a soft pull on your credit (which does not affect your score) to see which plan is best for you.
Once you sign up, you will have to stop making payments to your creditors and begin making monthly deposits into a savings account, which is controlled by you. The deposit you make is based on your income, debt, and other related factors.
Freedom Debt Relief negotiates with your creditors using the lump sum you have saved up and makes an offer to settle your debt. During this time, you can use Freedom Debt Relief's online dashboard to track your progress.
Currently, Freedom Debt Relief offers their services in 38 states, 3 territories, and Washington DC.
Freedom Debt Relief Pros
- #1 in Debt Settlement Clients Served: Over 615,000 clients have been enrolled in Freedom Debt Relief's program. Since 2002, over $20 billion in debt and over 4.6 million accounts have been enrolled with Freedom Debt Relief.
- #1 in Total Debt Amount Settled: Freedom Debt Relief has helped resolve over $10 billion in debt for their clients (saving them over $2 billion dollars).
- Top Industry Accreditations: Freedom Debt Relief is accredited by the American Fair Credit Council (AFCC), which ensures debt settlement companies comply with industry standards, and International Association of Professional Debt Arbitrators (IAPDA), which ensures that all Freedom Debt Relief agents to undergo a three-month training to receive this certification.
- Free Initial Consultation: Simply fill out a form on their website or call Freedom Debt Relief.
- No Upfront Fees: You only pay if and after your debts are settled.
- Fully Customized Debt Relief Plan: You receive a customized plan that best suits your budget. You will receive a free consultation, no upfront fees, and a trained debt consultant to help with the entire settlement process.
- Friendly Customer Service: Customers reviewed Freedom Debt Relief positively, reporting that employees were courteous, professional, thoroughly explained the process, and kept them updated on any changes.
- Track Your Progress: Freedom Debt Relief provides a personalized online dashboard for customers to view their progress in real time. This includes the amount you have saved, the status of your accounts, and any fees you owe. This online dashboard also lets you connect with customer service and access additional services.
Freedom Debt Relief Cons
- Credit scores can be negatively affected since reducing the debt could show up as a "charge-off" on credit reports.
- Their services are available in 38 states, 3 territories, and Washington DC, but do not include Colorado, Hawaii, Illinois, North Dakota, Oregon, Rhode Island, Vermont, Washington, West Virginia, and Wyoming.
- Although Freedom Debt Relief may have fees as low as 15% of the total debt enrolled, prices could also range as high as 25%. Be sure to request a free savings quote from Freedom Debt Relief before you sign up.
- Some customers reported that their debts took too long to settle. However, keep in mind that every case is unique and debt settlement timelines can vary.
Freedom Debt Relief Pricing
Freedom Debt Relief only takes unsecured debt, such as credit cards and medical bills, rather than debt that is backed by collateral, such as home and auto loans.
Freedom Debt Relief's fees for services are generally 15 to 25% of the client's total debt, which is comparable to the rest of the debt consolidation industry. This fee is based on a number of factors, including the state and the amount of debt.
Clients are given an online portal which allows 24/7 access to see progress as it happens. Freedom Debt Relief's customers only pay if their debt is reduced (no fees are charged until you see results), and the program could help resolve debt in 24-48 months.
Summary
Freedom Debt Relief is one of the largest debt settlement companies in the debt relief space and carries an industry-leading reputation of professionalism and great customer service with experienced debt consultants, all while meeting industry accreditations and backing their service with a money-back guarantee. However, their potentially high rates are a concern, so if you are interested you should call to receive a free consultation and quote from the company before moving forward.
Frequently Asked Questions
What is the minimum debt needed to qualify for Freedom Debt Relief's services?
The minimum debt needed to enroll in Freedom Debt Relief's services is $15,000.
What are Freedom Debt Relief's fees for debt reduction?
Freedom Debt Relief's fees range from 15% to 25% of the total unsecured debt enrolled in the program.
Should I include all of my credit cards in the Freedom Debt Relief program?
If you have a low balance credit card, it is advised to pay that off. However, the program will not work generally unless you enroll all of your high balance (greater than $500) credit card accounts. Open credit cards make it difficult to negotiate with creditors because they see you settling on some accounts but not others.
When does Freedom Debt Relief start negotiating with creditors?
Until you have enough money saved in your settlement account, negotiation activity is limited. The first settlement typically happens between months two and four of the customer’s program. However, this depends greatly on your monthly deposit amount, how many creditors you have enrolled in your program, and the balance on each account. In some cases, it may be more than six months before the first settlement is reached.
What happens if my debts are sent to a law firm?
Lawsuits are only filed on a small percentage of enrolled debts. However, in the case that a lawsuit is filed, Freedom Debt Relief is established with a third party service from a law firm that can negotiate with the goal of resolving the debt.
Does Freedom Debt Relief work with all types of debt?
Freedom Debt Relief deals with unsecured debts such as credit cards, medical bills, and personal loans. They don't work with secured debt like auto loans, federal student loans, or mortgages.
Will I have to take out a loan to cover my existing debts?
Freedom Debt Relief's services don't require you to take out a loan to pay off your debts. Most clients make a monthly deposit into their savings account to fund their settlement. Freedom does have a relationship with a lender, so customers who consistently make a monthly payment are eligible for a loan to pay of at least one of their settlements.
Will I owe taxes on any forgiven debt?
The IRS code states any forgiven debt from a creditor should be treated as income. However, if you are unable to pay any of your owed debts and your insolvency was greater than the amount of debt settled, you are not required to pay taxes on the amount of debt relieved. Either way, you must attach Form 982 to notify the IRS when you file your tax return.
If you are unsure of your exact situation, you can contact a tax specialist for more information.
Will late fees and interest accrue on my accounts?
Your creditors will add late fees and interest to your balances as your accounts become delinquent, so your total balance increases until a settlement is reached. Your interest will accrue even if you make minimum payments on your account. Freedom Debt Relief aims to negotiate large reductions on your debt, even with the added fees and interest.
Do I have control of the savings account that holds my funds before settlement?
Yes. Your savings account is set up in your name so you have complete control of the funds.
Reviews for Freedom Debt Relief
Why leave a review about the service here?
Your reviews are a valuable source of insight for us to improve our service as well as improve the offerings. All pros and cons submitted here are evaluated and are responded. We also share these insights with our partners so that they could improve their offerings as well.
User Rating
out of 5 stars
(212 Reviews)Rating Distribution
Post your review for Freedom Debt Relief
212 Freedom Debt Relief Consumer Reviews and Complaints
Linda Henry, on December 10, 2019
Very happy with Freedom Debt Relief. They came to our aid at a very low point in our lives, we had overwhelming debt from medical expenses and everything was out of control. They took charge of the debt, quickly started negotiating with the creditors to reduce the amount owed, set up payments on the reduced balance and stopped the calls and harassment from creditors. It was such a relief, I was able to focus on getting the medical care that my husband needed without all the worry of the mountain of debt. I have to admit that I was a little worried about turning everything over the them, but they are very professional, do exactly what they say and are always available to talk with you and answer any questions. I highly recommend Freedom Debt Relief, it truly does free you from the debt.
Nirmala Riordan, on July 23, 2019
It was THE best financial decision I have ever made to use fdr to pay off my creditors. The whole transition was so easy, I called customer service and spoke to Jennifer Aldorati, (not sure if I spelled her last name correctly) she was such a nice person and after spoke to her once I was convinced that I was making the right choice, she was professional and explained aĺl of the process in details. She was definitely one of the nicest and well informed customer service rep I ever spoke to and if I had any questions during the process, I got the answers from her as she gave me her direct line. I would recommend them to anyone who has a debt and is overwhelmed by it like I was. Hats off to them.
Joan, on December 04, 2019
It was the most important decision I had made to pay of my debts by using FDR. The whole transitions was so easy...everyone I spoke with was very professional an nice. When I join the program I really had to be very patient. I had to continue making the deposit which I had FDR take directly from my account every two weeks. Less than a year FDR starting to negotiate my account ..however, all my account are now settle .FDR called me an offer me a loan to pay off my account,I accepted the loan best thing I could have done.i don’t have to worry anymore about my account going to collecting agency or to any law firms... thank you FDR it would take me thirty years to pay off my credit cards.
Brian T, on January 04, 2020
Wow its amazing at how fast my balances have gone down. Instead of 25 plus years that it would have taken me to pay all my debt off, it will only take less than 4 years, best decision made to enroll all my debts with this program. Its amazing at how they settle the amounts for less than half of what i owed. I thought i was never going to get out of debt. Bankruptcy was not an option, i knew there was other ways of working something out, until i one day got a phone call and letters to start the program and i was always putting it aside. I am glad i did it i am almost half way the program and could not be any happier! Thank you FDR!
Richard Browder, on August 17, 2019
So far, as others have said, it’s the best financial decisions I’ve ever made. I’ve saved over $19,000 so far. Still got a ways to go but they’ve managed to settle on a few of my larger accounts. The key is to be patient. I was very nervous the first few months. Once those first settlements started coming in, my anxiety level went way down. Just have to wait it out. They’re customer service is excellent and they respond to questions very fast. The entire process was very smooth and transparent. I would highly recommend them to anyone is a severe financial crisis.
Ana, on September 02, 2019
They did a great job settling my accounts. I am about half way thru and hope that we can settle the remaining by mext year. I do think their fees are alittle high. I feel like it could be slightly lower because I've settled a few other accounts on my own. But if you are stuck and feel like you need help making progress, I would recommend this company. Also, keep in mind. The more you add yhe faster they can start resolving your accounts. Even if your first payment is double than what you agreed to, that will help.
Liz, on November 22, 2019
Freedom Debt Relief has helped reduce my debt by a significant amount within one year. Customer service representatives were very nice and debt counselors were very understanding and carefully explained to me how I can pay my debt off. The dashboard on their customer website helps me keep track as to who is getting paid and how much left is owed. I could not have made a better choice. There are other debt relief programs out there, however none better than Freedom Debt Relief.
Vernon Goodrich, on January 08, 2020
I entered into these negotiations with trepidation. I had the feeling I might be doing the wrong thing. As the process evolved I learned a lot more about the program and became aware that it was a good and strong organization working for my benefit to help me take care of the debts I owed and the extreme interest paid on certain debts. Now that I understand the whole principle of this program I am feeling more confident that I've made the correct decision.
CAROLE LeMaster, on August 14, 2019
I am so relieved to get this help in paying off my debt. I've tried on my own before but it never worked out. I even tried to use some of my invested retirement funds once and encountered a big tax penalty which was so difficult to pay. I needed help in making good decisions that worked in my favor, not against me as a 76 yr. old retired widow living on a fixed income. This takes time but is worth the wait. Thank you!
Deborah Robinson, on January 03, 2020
My first settlement was done quicker than I could've imagined. I'm just now settled with my second and final account which was also quick, but it was also very large. Everything is in place, just waiting for it all to disappear, as I make my payments directly to FDR and FDR handles my creditors payments which comes from money in my designated account. FDR is good when it comes to helping with financial decisions!
Annette Lucretia Bert, on December 27, 2019
Freedom debt relief is the best thing that ever happened to me. I am on my way to financial freedom. By this time next year I am hoping to be in my own home. I can say for the first time I can truly see the light at the end of the tunnel. Thanks freedom debt relief. You are changing my life for the better. Feedom debt relief put my financial future in perspective. I am happy to be a part of your family.
Steffany Reid, on November 22, 2019
I am very pleased with Freedom Debt Relief. Everything is on track. I love how I am always updated about any and all changes or requests for settlement approvals. I tried another debt relief service previously and it ruined my credit! They were awful. I would recommend Freedom Debt Relief Services to anyone who truly want to get out of debt and has the patience to let the process work for them.
Denise Homick, on August 07, 2019
I was always afraid of debt relief programs. After much research I called Freedom Debt Relief. They made me feel comfortable and completely sure I had chosen the right team to help me. I’m just in the beginning stages but they keep me informed at all times of any actions they are making towards settlements of my accounts. I would recommend FDR if you are feeling overwhelmed with credit card debt.
Richard Dziedzicki, on August 02, 2019
My wife and I after some medical issues and got behind with our debit we were worried as we could not see a way to resolve the issue. After some searching on the internet we found FreedomDebit Relief. We had some initial difficulties understanding the process but too date 2 are resolved and we are working towards the rest I would recommend if you need help look into there process it works.
Julie M., on July 01, 2019
What was nice about the Freedom Debt Relief is that when I spoke with my first contact, she was so, so kind. I felt like she cared and that helped me overcome any fear that I had, any concerns that I had. I’ve experienced the quality and professionalism on a first-hand basis. And this is a great company. I really believe in this company, and I know it’s doing good for people.
Barbara Shepherd, on August 22, 2019
FDR has taken all of the stress and worries of debt collectors off of my shoulders. They are handling the negotiations and the overseeing payments so I can turn my own attentions to the care of my incapacitated mom and 100% disabled hubby. Medical bills can bring down an otherwise healthy budget, like a boulder drowning us in an ocean. THANK YOU FDR and the legal team of NLL
Carol, on December 02, 2019
FDR has helped me so much! I no longer feel the stress of being in debt over a job that I am no longer at, that required me to travel, yet didn't provide a company credit card. Going 5 to 6 weeks without being reimbursed, I was robbing from Peter to pay Paul. My accounts are settling so quickly, and everyone has been so helpful and considerate. I recommend FDR to anyone!!!
Fredina I Rogers, on September 01, 2019
This program has been a great plan. Life has been difficult and credit cards got overwhelming. I found myself at a point of no return. After long discussions with my supportive husband I made the coice to call Freedom debt and now I am free from all the threatening phone calls and letters. I am still paying my debt but its under control. Thank you Freedom debt Relief.
Carol, on August 01, 2019
After joining with Freedom Dept relief, I started to actually feel the freedom from being in debt took away from me. I choose to live a simpler debt free life and no longer under the heavy dept creditors want you in so you keep paying high interest rates. Thank you too the team of members that are very helpful anytime I have a question or need assistance.
Judith Brant, on December 11, 2019
I have been with freedom credit relief for 1 year. I have nothing but good things to say, anytime I have a question staff is always informed on what I can do. all I can say if you need to consolidate your Bill's this is the place to go. there are alot of companies out there that do the same thing but here at freedom debt relief is one of the best.
Christine Lamb, on August 21, 2019
Enrolling in FDR was the best decision that I made. Their counseling and advice was fantastic. I sought advice regarding some accounts and each time Freedom Debt Relief laid out the positive and negative results of my decision. The customer support counselors were excellent. Again this was the wisest decision I made over a year ago.
Roderick Johnson, on July 27, 2019
I have been very pleased with Freedom Debt Relief. I have been enrolled for a little over six months, and already have had two of my larger credit card debts settled. I was very apprehensive in the beginning, but now am pleased with the progress being made toward debt resolution. I highly recommend Freedom Debt Relief.
Bernard, on November 26, 2019
It has been a great experience so far and I really don't see any reason for it to change. FDR has experience with creditors and really knows how to handle them. I have been very pleased with the clarity from FDR on how the program works and the support they have provided. The staff is quick with responses to questions.
Dorothy Crespo, on December 13, 2019
I am very happy with FDR. They have accomplished more than I would ever think. They stick to their guns to get the job done, they have prove to us they can do more than a job well done. I would recommend them to anyone who needs help. From my husband and I we thank you for you help us to keep our sanity. Again Thank you.
Barbara Whitla, on December 20, 2019
I have never had to deal with a debt relief company. Until recently due to some health issues. FDR is amazing and their staff/customer service is excellent. Able to answer every question. I’m impressed. Happy that we made the right decision to allow FDR to assist us in our time of great need.
Chriss Foster, on August 22, 2019
Excellent Customer Service! They have given me peace of mind in EVERY step of the way! I appreciate good customer service in a time where so many other companies have lost that touch. Everytime I have emailed someone, they respond quickly and if I call them, they response with a caring attitude!
Traci, on July 24, 2019
I have felt very well-informed, guided and satisfied with the entire process of working with FDR. I was very apprehensive prior to looking into them as an option for resolving our mounting debt, but have been very pleased with all parts of this process. Thank you FDR for saving us from ourselves!
Gilbert Yuselew, on August 01, 2019
Thank you FDR, what a relief knowing that creditors are finally getting paid. It was hard at the beginning but putting money into my Dedicated Account became my goal in being debt free. The I have talked to have been great,very helpful with the questions I had. I'm so glad that I found FDR.
Pauline D. Blackson, on October 10, 2019
FDR has been one of the best chooses I made in my life as a way to pay off all my creditors everyone that I had contact with were very kind and I am kept abreast about everything going on with my account I would recommend FDR to anyone who needs their help to be free of their debts.
EM, on August 07, 2019
FDR saved the day! Have been supportive and helpful EVERY step of the away - I am almost to graduation and I cannot wait to celebrate resolving the mistakes of my younger years . I would never have been able to do this without this program; I am beyond grateful I found it !
Barbara, on August 06, 2019
The best phone call I ever made when I was under stress was to Freedom Debt Relief they have taken my troubles worries and stress and turned it in to theirs so that I can live a normal life they spoke to me with such confidence I can't say enough about them
Elworth Cheek, on August 14, 2019
I am pleased with Freedom Debit Relief so far, with the way they are handling my account. I think it was one of the best decisions I have made to go with them to handle drawing down the debt of my credit cards. Would definitely recommend this program.
Yousef, on January 04, 2020
I am very pleased with Freedom Debt Relief. Everything is on track. I love how I am always updated about any and all changes or requests for settlement approvals. I tried another debt relief service previously and it ruined my credit! They were awful.
Elinore Littlejohn, on December 06, 2019
I am very satisfied with the support and help I received from FDR. They have worked with me to settle me debt and they have successfully settled a number of them already. I will recommend FDR to anyone that has the same debt as me. Thank you FDR.
carole adams, on October 15, 2019
I think you are doing a great job to relieve me of my debt. I no longer worry how I am going to pay all my credit card bills every month. No more sleepless nights. Just wish could pay more to get out of debt sooner. Thank Freedom Debt Relief
James Johnson, on July 26, 2019
I'm very pleased with FDR and their representatives. I was pleased with the progress made through the negotiation process. My debts were being paid off much faster than I anticipated. I would recommend FDR as a way to lower or eliminate debt.
Patsy Vincent, on July 31, 2019
I am waiting for the last one to be taken care of. With all the health problems my husband and I are having this was a way to do the best we could with our bills. We appreciate every thing you all have done for us. Thank you for everything.
Kim, on July 29, 2019
This company has been really a help with my overwhelming credit card debt. An alternative to bankruptcy, but still paying good on what you owe. They work with the creditors until completion. If you are in need of a solution give them a try!
Tim Carlson, on August 02, 2019
I have been so grateful for the help I have gotten from Freedom Debt relief , as I get closer to the end of my "hole" the digging out has been hard work, but so much easier because of the help they have given me. I will be grateful forever!
Gordon Tillman, on October 10, 2019
Great support group we can say all kinds of good things about it But the bottom line my blood pressure drop big time no more worry's or head ache's free now might live longer thanks again from over 160 to 123 in just 2weeks , STRESS GONE
Priscilla, on August 19, 2019
I couldn't be happier with FDR. I have seen my debts are getting paid off as discussed. I knew I made the right financial decision when I trusted FDR to negotiate with the creditors because I know they are the ones that can do it best.
Jared Johnson, on January 12, 2020
So far so good. I really enjoyed the customer service. Yes things will get worst before it gets better but the end result is worth it. Make the move. They get it and will help with the best solution to get you to where you need to be.
Marguerite Herbert, on August 12, 2019
Thank you for all the hard work you have done so far to help my situation. I was feeling so overwhelmed and am able to breathe freely now. Keep up the great job and i would recommend your financial assistance to anyone in my circle!
Carmen, on August 15, 2019
I am so happy to be with freedom debt they have made my life better. If I have any questions they are right there to answer and always on point. I would recommend this company to anyone looking for help with there debt problems
Sue, on August 12, 2019
I appreciate all Freedom Debit Relief is doing for me. But i called a couple of months ago to offer the balance of my debit. I sent the money and things are processing. Is there something more I can do to get this done?????
Juan Ayala, on August 02, 2019
I am very pleased with Freedom Debt Relief, they have helped me in negotiating with my creditors. They are great at what they do, I would recommend them to everyone like me that got a little overboard with debt. Thanks FDR
Candice Martin, on November 08, 2019
We are finally debt free!! What a wonderful feeling. Freedom debit has helped us sleep better at night! We have taken the tools freedom has taught us and now if we cant pay cash we save until we can! Thank you freedom!!!
Renee Moore, on November 04, 2019
you have helped me in so many ways I just don't know how many "Thank You's" to send. I could never ever have done this on my own, it nice to know that there are people like you willing to go to the ends to help us out.
Oscar Medrano, on August 22, 2019
Freedom debt relief is the best thing I have ever done for my financial freedom. Creditors call me and when I tell them that I signed up with freedom debt relief and the don't call back. Love you freedom debt relief
Tarra w Harris, on December 03, 2019
Freedom debt relief company, has been a good program for me. I enrolled 4 debts in the program and now I'm on my 3 settlement. Things are working out to my advantage and I'm happy with the results of the program.
Stanley Sweetser, on August 06, 2019
My family was facing some extreme health problems and issues and we were thankful to find FDR and their help with in trouble finances. They took the burden and did their part and we're close to "graduation."
Diane Devaull, on January 03, 2020
My bills were out of hand and I said No One But God Put FDR in my Circle of life they have change my life the way I wouldn’t believe so thank you FDR May God keep you in the path of helping people like me
Suzanne Peoples, on November 09, 2019
From Debt Relief has always been extremely understanding,supportive and helpful since I became a client of theirs.The Customer Service representatives are always very knowledgeable,understanding and courteous.
Rachel, on July 27, 2019
Freedom debt relief has been amazing to work with. Not only are our debts reducing but they have helped us several times when life got expensive to make it possible to go on. It has been a great experience.
Richard Moeslein, on July 24, 2019
I am completely satisfied with the progress F.D.R. has made in moving toward resolving my debt. What I couldn't achieve by contacting my creditors, they have taken to task, and are doing a fantastic job.
Grisselle Falu, on January 14, 2020
Í m very happy how everything is going with FDR , are very profesional and always assist me when I need. All the process is going well. Thanks to FDR I feel relax and learned how to do with my finance.
June DABNEY-GRAY, on November 25, 2019
I AM VERY GRATEFUL TO FREEDOM DEBT RELIEF FOR LOANING ME SO MUCH MONEY TO PAY OFF MY LOANS! MANY COMPANIES HAVE TRIED TO GET ME TO SWITCH,BUT I TOLD THEM NO WAY! THEY ARE TOPS IN MY BOOKS/. JUNE
Freddy, on July 24, 2019
It works my people. Seriously...make your monthly payments and send whatever little extra you can. Trust the process and it all falls into place like they say. Do your research on IRS form 982
Lara, on August 19, 2019
I am happy with the results so far and the waiting for resolution is sometimes worrisome but knowing that FDR helps with solutions on how to deal with the debtors helps relieve that worry.
Duyen Nguyen, on October 18, 2019
Love the program/feature. Great service and loved how assisting they were for the process. Easy to maintain and had all answered to your questions. Thank you for helping me be debt free!!!
Elizabeth Williamson, on August 08, 2019
I can not tell you how happy I am that I decided to go with help from Freedom Debit. They know what to do to help, they explain the process very clearly on what to expect. Thank you.
judy german, on July 30, 2019
I'm very pleased with the kindness & helpfulness in getting my finances straighten out Everyone that I have had contact with have been so nice & pleasant. Thanks again for your help.
Sheila Small, on August 13, 2019
Freedom debt relief has taken so much off my plate they are a life saver couldn't have ask for any thing better they save me so much its mouth dropping. Thank you freedom debt relief.
Karlene Leonard, on July 25, 2019
What a relief to have Freedom Debt Relief on my side. My spouse is seriously ill and unable to work, they gave me peace of mind so that I could put all my energy to my hubby's care.
Joyce Ridgeway, on December 21, 2019
FDR has friendly helpful consultants. They always are glad to try to help in any way they can. They have resolved several of my accounts. I appreciate their assistance very much.
Julie Gunther, on August 20, 2019
In the beginning I couldn't see an end. Now as time has gone by, it's getting more real how close the end is. It would never have happened without Freedom Debt that's for sure 100%
Randy Stiff, on August 22, 2019
I was making double and triple payments, and my bills were not going down. FDR has taken control, and in 8 months has already taken care of one of my bills. Highly recommended
daniel melgar, on August 01, 2019
Excellent company!! Really help me and my family to get back on track and my financial , the dashboard is easy to use and they really keep you informed of everything You in
Phillip Karpinski, on July 21, 2019
I've been extremely satisfied with FDR. My situation was bad & my score is going up. Not great now but in it's way. I'm 71 and went in debt helping my daughter s. Thx to FDR
Shawnta Crocton, on July 24, 2019
This so amazing I never thought this would help me but I was wrong and they have it’s like a weight has been lifted off my chest!! One of best decisions I’ve ever made!!
Paul Gintonio, on August 05, 2019
I am now 4 months in with 21% of my debt settled. It is great that I can focus on work and not have to deal with the Creditors and their calls since FDR is doing a good job.
Steven R Beard, on November 06, 2019
Excellent experience! Mary and i have enjoyed a positive relationship with FDR. They have been able to provide awesome savings with our debt settlements! Totally pleased.
John Ashby, on July 25, 2019
Since I entered Debt Relief I have made all my payments on time and am in position to pay off some of my smaller debts next year, in fact one will be paid within 3 months.
Gloria Brooks, on July 30, 2019
They have really helped me resolved my debt and hoping in the future I can get rid of some more bills for next year. Thanks so much for the support you'll have giving me.
James White, on August 18, 2019
FDR is doing a great job settling our numerous accounts in a timely manner. I would highly recommend them. So pleased with the good work being done. Thank you so much.
Jerome Pagel, on August 01, 2019
Outstanding service excellent people working there, they answer all my questions. Would rate them 10 stars if I could. Helping me very much I can’t thank them enough..
Hyacinth Appleby, on October 15, 2019
The day I got intouch with your company is the best decision I have ever made keep up the good work and God bless each and everyone who do such a wonderful job
Patsy, on November 02, 2019
The company took a lot of pressure from my shoulders and is helping me get my life back in order. So if anyone you know that is struggling, recommend this company.
Deborah, on December 11, 2019
I was glad to join FDR. I was patience with them about the accounts that I had inFDR. And the amount I had to pay once a month was something that I could handle.
Ryan Scott Allen, on August 06, 2019
Freedom Debt Relief has helped me greatly reduce my debt. Plus, their customer service representatives are extremely professional whenever I call with a question.
Donna Salim, on November 11, 2019
I am very pleased with Freedom Debt Relief! They have made this process so easy and stress fee! I have recommended them to many people! I am totally pleased!
mitch j kowal, on August 15, 2019
I would recommend them to anyone who has a debt and is overwhelmed by it like I was I’ve experienced the quality and professionalism on a first-hand basis.
Debra Houston, on August 05, 2019
FDR is AWESOME, in helping me resolve my debt issues. Professional, Competent, Lovely ppl to deal with...plus, a user-friendly, easy-to-use website! Wow!!!
Theresa, on August 05, 2019
The best thing I have done for a peace of mind. This company is wonderful, if I could tell each of you, please use Freedom Debt Relief for a great future.
Carol Hill, on July 30, 2019
Freedom Debt relief has help me with paying off my debt without any problems. I can see my credit score improving greatly. I'm so glad I chose their help.
John F. Woods, on August 04, 2019
They handle everything, which relieves a lot of stress. My credit score is steadily improving. Just a little slow on working to settle the large debts.
Dolores Torres, on July 24, 2019
I am very pleased with Freedom Debt Relief ad they have been very good with the handling of our account. They're doing an excellent. Thank you so much.
Paul M Stanley, on August 02, 2019
So far things are going well. Haven't been in the program for a year yet and already have one credit card resolved and one in a settlement agreement.
Tara Patty, on November 06, 2019
Very easy to work with. They give you all the details then they do the work. Very handy online dashboard to monitor progress. I would recommend them.
Tj, on October 15, 2019
Very helpful in making it were i could breathe again each month. Have now settled with all my creditors and moving into the loan they set up for me.
Shirley Reddick, on July 23, 2019
I'm very thankful for Freedom handling my debt because I didn't what to do they are sufficient and always willing to answer any questions I have
Adrienne, on November 19, 2019
Freedom Debt Relief is working diligently behind the scenes, my debt is reducing at a fast pace! I keep up with my deposits and they do the rest.
Rita D Strohm, on December 01, 2019
I have been very pleased with my experience with Freedom Debt Relief. Has left me with peace of mind that things are in good hands. Thank you!
Jessica Robinson, on August 02, 2019
Freedom Debt Relief has been so helpful and really eased my mind about this process. I’ve felt supported and no question is too small to ask!
Noble, on January 15, 2020
They were very helpful and understanding. Went over the whole program and answered all of my questions completely. I highly recommend them.
Rose, on August 14, 2019
I have never been so satisfied with your organization. You took a large burden off my shoulders. I don’t have many more accounts to settle.
Hilary, on August 06, 2019
So far it’s been a great experience. They have keep me up to date on everything that involves pay offs. I recommend freedom debt Relief.
Melanie Richards, on July 23, 2019
Freedom takes care of my debt headache by taking care of everything as long as I pay my determined amount every month. It's a lifesaver.
Marlene Moyer, on August 02, 2019
From the day I called , I have been completely and absolutely satisfied. The people I spoke with took all my financial worries from me.
Doreen Waymire, on August 03, 2019
They have helped me feel better about my debt and realize there will be an end to it. Great customer service and help whenever I call.
Don Wilbanks, on August 05, 2019
Best way to get out of debt. This is the real deal. And I couldn't be happier right now. Would I do it again?.. You better believe it!
SILVIO SANCHEZ, on August 16, 2019
Fue una sabia desicion y mis cuentas están en buen progreso ahora. El servicio al cliente es excepcional por todos sus operadores.
Rosemary E Goetz, on July 23, 2019
Things appear to going well. My debt is being paid down, I’m watching my credit score slowly improve. It’s very encouraging!
Adrienne, on July 20, 2019
Freedom Debt Relief takes care of the negotiation and debt, taking off some of the hassle and work of dealing with the creditors.
Armando Menchaca, on August 09, 2019
I Have Been Pleased so Far from what I have been Briefed by Freedom Debt Relief and Keeping up with my Debt Payments. Thank You.
Paul Napoleon, on August 19, 2019
FDR one of the best debts consolidation company, I will refer my friends and family anytime to them, I am very satisfied.*****
Michael, on October 18, 2019
Been having great success with Freedom Debt Relief in getting debt free. Anytime i need help they are always there to help.
Lawrence M Shaw, on August 05, 2019
Very happy, you make your monthly payment and they do the rest. I’m very satisfied with their communication and results.
Annette Kennedy, on August 05, 2019
I could'nt ask for a better company for help. they are great and the people are so kind and answer your question so nice
Brenda Tillman, on August 06, 2019
I recommend Freedom Debt Relief to anyone who is having a problem paying off credit cards. They are my number one choice.
Don, on July 31, 2019
We just had our first settlement in which we had been sued. It was handled with all diligence and the outcome was good.
Ruth Rocha, on July 23, 2019
We are very happy with Freedom Debt Relief Staff that is always willing to help and understand Hats off to y’all
kathy evans, on August 02, 2019
I am very pleased with FDR getting my balances lowered and negotiating settlements! I wish I’d have done this sooner!
Janet, on December 31, 2019
I was buried in credit card debt, and this company help to relieve a lot of stress and are great at selling the debts.
Terrence D McIntosh, on July 20, 2019
I feel great, knowing that I will be debt free soon. I don't have to worry about those annoying phone calls anymore.
Amy, on July 25, 2019
Although still relatively early in the process, several debts already in resolution! Very pleased with FDR this far!
Lizet Hernandez, on August 02, 2019
FDR has really helped me settle a few debts successfully and staff is always very helpful and pleasant to speak too.
Arisa, on August 05, 2019
I’m very happy with freedom debt relief for their quick response And working with us to get our that’s resolved.
Andre, on November 29, 2019
It is so nice to know, I am becoming debt free, without the hassle from creditors! Thank you, Freedom Debt Relief!!
Donnie Sousa, on July 19, 2019
It is so nice to know, I am becoming debt free, without the hassle from creditors! Thank you, Freedom Debt Relief!!
Donna, on July 27, 2019
They have made our life so much easier and they only way I could get out of so many bills since we became disable.
HELEN CHANEY CHANEY, on December 20, 2019
Love program. debt resolved quickly. would gladly recommend Freedom to family and friends
ROXAN DAGOSTINO, on August 11, 2019
contacting and committing to FDR was one of the best decisions I ever made...I'm just sorry I didn't do it sooner
Angelica, on August 06, 2019
They have been amazing with lowering my debt. Also are very very helpful when I have any questions or concerns.
Iris Badilla, on July 24, 2019
Quick at resolving debt & keeping it affordable. So glad I did this & have began getting my finances in order.
Jo Carter, on July 26, 2019
Always helpful, courteous and take time to make sure your questions are answered and understood! Thank you
Janet Martin, on July 22, 2019
Freedom Debt Relief has been great! They are very easy to work with and are helping me get back on track!
Margie Henry, on July 30, 2019
Love this company they work well with you and your budget they know how to negotiate to get the best deal
Jo Ann Martin, on July 30, 2019
Has been a great program to work with. The people have all been pleasant & helpful when I had questions.
Anthony Diran Allen, on December 22, 2019
Great help they talk you through the process. Fast settlement and very very thankful that I look them up.
Terrell Holling, on August 05, 2019
Thank you Freedom Debt Relief for helping me with getting my debts on track when i was way over my head.
Joseph Oaks, on September 02, 2019
Best decision of my life, their awesome, getting to where I can see the light at the end of the tunnel.
Lori, on December 26, 2019
Just started with FDR and am very happy with my experience so far.. company is very quick and efficient
Diane, on August 09, 2019
Best decision I made. It was an easy process and the customer service has been great to work with.
Maria V Quintero, on July 23, 2019
I’m very satisfied and FDR has been great!!! Amazing experience!! Thank you very much FDR!!!
Everette Howell, on December 24, 2019
FDR program allows me to pay off my creditors sooner. FDR program also improved my credit score.
carol Juriga, on August 04, 2019
I'm very happy with the progress that debit relief has made with my accounts. Thank you so much.
Raymond, on January 08, 2020
Thank you, we are so relieved for a solution. Robert you are so pleasant and helpful, thank you
Patti Csontos, on August 15, 2019
I made the right decision. I just wish they could have helped with the one creditor that sued me
Verbon Harper, on August 20, 2019
I am completely satisfied with the progress F.D.R. has made in moving toward resolving my debt.
Donna Ethridge, on August 27, 2019
This has been a great experience and freedom debt relief has kept me posted all the way through
Diane Cox, on July 25, 2019
Good to know they are there and taking care of helping us get out of debt. Doing a good job.
Sheila Greene, on August 16, 2019
Absolutely love what they are doing to help me! Certainly has relieved a lot of my stress!
Patrick Mekiana, on July 31, 2019
Thanks to you and your company to becoming debt free soon,excellent service by your company
Margaret D Johnson, on July 30, 2019
I am happy with the results that Freedom Debt Relief has given us. Thank you for your help
Suzanne, on July 26, 2019
If it wasn’t for FDR we would have lost our house long time ago. They really saved us
Debra & Gene Ferguson, on November 24, 2019
FDR has helped us to get our debt under control and to help us get back an solid ground
phyllis brandt, on July 24, 2019
i am so grateful for all the help FDR has given me in helping getting my debts settled.
Rodney Cooper, on November 30, 2019
This program has been absolutely exceptional in the process of getting me debt free!!!
Ivette Reing, on July 25, 2019
Thank you for helping me get my life back and provide financial security and stability
georgia hawkins, on August 19, 2019
I give all the credit to God this is a program for assistance from God and only Him
Shae, on November 04, 2019
Not to keen on the fees, but with everything else.. they've done pretty good so far.
Wayne, on August 29, 2019
Very easy to work with Keeps you very informed Just nice people and understanding
Sylvia Perez, on July 28, 2019
Happy to have chosen to work with you. I and very happy with the current progress.
ROBERT BELLEZZA, on July 20, 2019
GREAT SERVICE. IT'S A NO BRAIN ER, WHY WOULDN'T EVERYONE THAT OWES MONEY USE THEM!
Delores B Culpepper, on July 28, 2019
You are helping us to get our lives back to normal. Your team is to be commended.
Jill Fisher, on August 22, 2019
Great customer service. Concerned about their slow handling of the largest debts.
Jeffrey, on September 01, 2019
This debt relief program is very good staff it's very knowledgeable and courteous
Carol, on October 27, 2019
Easy to work with, concerned for my success. Working hard to get my debt paid off
Nona Maynard, on August 03, 2019
I'm glad I found Freedom Debt Relief, They do all the work. Thank You very much!
Sallyann rascati, on August 03, 2019
Best thing I ever did. They have settled a number of account for me in a year.
Sandy, on November 03, 2019
This has been the best way for us to get our debt down quick, fast and easy!!
Susan Giering, on July 23, 2019
I have no issues at all very helpful and attentive thank you for your help
Angelita Rodriguez, on July 22, 2019
Freedom Relief is helping me to get out of debts. They are the best!!!!!!
Ashleigh Bradley, on August 16, 2019
The ABSOLUTE best choice I ever made was consolidating my debt with FDR!
Maggie Perez, on July 25, 2019
Very satisfied thank you FDR Making my life a better easier No stress
Brian M Golden, on January 03, 2020
FDR started working to improve my debt situation as soon as I signed up.
Barbara, on October 10, 2019
Excellent top notch service and customer service. Streamlined process.
john pentecost, on August 25, 2019
Choosing Freedom was the best decision I have made in a long time. john
Patricia Mae White, on July 25, 2019
Very helpful and professional, best decision I made to get out of debt
Willie Villarreal, on July 22, 2019
I am very satisfied with the progress that debt relief has given me
Donald Woodward, on August 02, 2019
Freedom is doing a great job I think I had 10 accounts now I have 2
Beverly Renwick, on December 05, 2019
They are helping me so much. I am getting my credit back on track
Violeta Albano, on August 17, 2019
Thank you FDR for your help, for paying my debt without hassle..
Pamela Levier, on August 19, 2019
Best decision I made. At least I’m paying back some of my debt.
Renae Smith, on August 03, 2019
I have been very happy with the service that FDR is providing me.
Ron McCain, on November 15, 2019
Awesome service and the best decision I've maded for my future.
Karen Julien, on August 16, 2019
FDR has really helped us to knock down the debt we owe. Thanks
Kathy T, on January 16, 2020
Easy to get started and they are always there if you need help
Ginger Consford, on August 01, 2019
Freedom Debt Relief has been such a help at a stressful time.
R.P., on July 22, 2019
They always there for you when you need them. Thanks FDR!!!
F. Robinson, on July 26, 2019
Satisfied with their selected strategy in reducing my debt.
Nancy apodaca, on July 19, 2019
It is the very best feeling to know I am going to be free.
Charlene Losey, on July 27, 2019
Very, very happy, they take care of everything. Thank you.
Legson E. Pinate Gedler, on January 04, 2020
Realmente me siento aliviado dejando todo en sus Manos.
Jim, on July 30, 2019
They make handling debts effortless. Very helpful.
Sharon Stewart, on August 05, 2019
They keep you updated always with what is going on
James M Finn, on August 29, 2019
I am very happy with the service I have recieved
Teresa McEnulty, on August 16, 2019
Progress and amount of debt lowered is amazing.
Elaine Ealy, on August 20, 2019
It soon to be working out okay as I can see now
Kyle Dickson, on January 10, 2020
Great company, Ann Ko was amazing to work with!
Elliot Lopez, on July 30, 2019
They really could help eliminating your debts.
Diane Serembus, on August 27, 2019
Haven’t had any issues so far. Very helpful
Nikki Conrad, on July 19, 2019
Great company with friendly, helpful staff.
BARBARA H BERGER, on August 28, 2019
professional, helpful, patient and concerned
Melessia, on August 16, 2019
Great service and advice. Fast resolutions
Reynaldo A Villanueva, on October 19, 2019
Thanks for your help. I'm satisfied FDR..
Christine Hoyle, on December 09, 2019
I am very please with the progress made.
Willie Thompson, on August 21, 2019
Solving my credit problems as promised
Felecia Howell, on December 02, 2019
Thank you so very much for your help.
TammieQuinn, on December 03, 2019
I'm surprised with my progress....
Dylan King, on July 26, 2019
No issues. Great customer service!
Karen, on August 20, 2019
great service decreasing my debt.
Connie Barnard, on July 20, 2019
They stay on top of it for you.
Barbara, on October 15, 2019
Seems to be working out great
Lawrence C Chavez, on August 01, 2019
Good service and fast results
Amy Windisch, on August 01, 2019
Happy with the progress
Tammie Summerford, on August 01, 2019
Very good service.
Carlos, on August 19, 2019
One word....Great
Andrew L DELUISE, on July 22, 2019
Great work FDR!
Clyde duckworth, on July 23, 2019
Very satisfied
B T, on November 06, 2019
It was long awaited difficult decision for me, but I finally made up my mind and joined FDR. After I joined FDR, it only took the FDR staff 6wks to settle my first account, and I was very happy. Once we joined the program, we have to be patient, and keep making the.deposit to our dedicated account, theore money we have the more easier and faster negotiate will be done. Fast forward 1 yr later after several of my account already settled, the sister company of FDR which called FDR Plus offered to loan me the money and pay off the rest of my unsettled account, and I took the loan because it save me time and money to have the FDR Plus pay off and I just pay directly to FDR as I promised and not worry about collection or law suit from creditor. My opinion about joining FDR is the best financial decision that I made. They very professional and courteous. They always there when you need them. Had I not joining FDR , still paying minimum each card every month and take yrs to finish. Now I am only 2 yrs away from debt free with simple affordable payment to FDR Plus , instead of 15 yrs. Thks FDR and FDR Plus.