AmOne 2020 Review
Since 1999, AmOne has connected over one million borrowers in need of a personal loan (including unsecured personal loans, peer-to-peer loans, secured personal loans, and short-term loans) to reputable lenders (like Avant, BlueVine, FreedomPlus, and NetCredit) who can best meet their needs.
AmOne's online marketplace allows you to compare multiple personal loan offers that can be used for any purpose, such as debt consolidation, home improvement, medical expenses, moving, education, and more. To be eligible for a loan from AmOne, you must meet the following requirements:
- Be at least 18 years of age
- Be a US citizen or permanent resident
To apply, you simply need to visit their site and enter the following information:
- Your estimated credit score
- The type of loan you are looking for
- Name
- Phone number
- Zip code
- Housing information (own or rent)
- Occupation
- Annual income
- Total credit card debt
- Whether or not you have filed for bankruptcy
After you have submitted the form -- and after a soft pull, which does not damage your credit -- you will be contacted by AmOne within five to fifteen minutes and be presented with your potential loan offers (note: in the case you don't qualify, you can contact AmOne for additional assistance, options, or solutions such as credit repair, debt management assistance, and debt settlement services).
If you decide to follow through with an offer, you can complete the application process on the lender's website and receive your funds soon after -- sometimes in as little as one business day.
Contact AmOne: Website: www.amone.com Phone: 1-800-781-5187 Hours: Monday through Friday 9 am to 9 pm, Saturday 9 am to 5 pm ET Address: AmOne Corp. 12270 SW 3rd Street, Suite #400 Fort Lauderdale, Florida 33325
AmOne Pros
- Accredited service: AmOne is accredited by the Better Business Bureau (BBB) with an A+ rating.
- Nationwide service
- Overwhelmingly positive reviews: AmOne's has almost entirely positive reviews on sites such as Trustpilot (9.5 out of 10 over 800+ reviews as of December 5th, 2019). Customers praised their customer service, speed, and ease of the application process.
- Free and fast service: One quick application allows you to be connected with multiple lenders in a matter of minutes
- Great customer service and US-based live support
AmOne Cons
- AmOne's partner loans may come with potentially high interest rates.
- Finding detailed information on AmOne's website about its partners, rates, and terms is difficult since it lacks transparency.
- Because AmOne distributes your information to multiple lenders, you may receive multiple unsolicited phone calls. However, you can opt out of some of these by emailing [email protected] after you have submitted your application.
AmOne Pricing
- AmOne's service is free to use (although you may be charged fees through your lender).
- AmOne's marketplace offers personal loans up from $1,000 to $100,000.
- Loan rates, terms, and fees (including origination fees, late fees, and prepayment fees) vary depending on the lender.
- Some lenders may offer discounts if you sign up for autopay.
Summary
If you're in need of a personal loan and want to compare your potential offers, AmOne is a great way to do so. Their quick application, fast funding, and great customer service make it worthwhile to check out their services.
Frequently Asked Questions
What sets AmOne apart from other personal loan services?
Rather than providing the loans directly, AmOne has a marketplace of lenders that can meet the needs of their borrowers.
AmOne's personal loans are open to borrowers with all credit types. These loans include peer-to-peer loans, unsecured loans, short-term loans, and secured loans.
Their services include more than just personal loans: they can even find additional financial help such as business loans, credit repair, debt settlement, and debt consolidation services.
Is my information kept secure by AmOne?
Yes. AmOne protects your information with SSL security and meets TRUSTe's privacy certification standards.
Reviews for AmOne
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Your reviews are a valuable source of insight for us to improve our service as well as improve the offerings. All pros and cons submitted here are evaluated and are responded. We also share these insights with our partners so that they could improve their offerings as well.
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(4 Reviews)Rating Distribution
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4 AmOne Consumer Reviews and Complaints
David, on January 23, 2020
AmOne was very helpful with connecting me with the right people to get a loan that was perfect for my situation when nobody else could. They were very professional, quick but thorough and found me a loan with a great interest rate and reasonable monthly payments! Highly recommend AmOne to anyone who is looking to consolidate their debt!
Naya Flores, on December 08, 2019
I worked with Krista she was wonderful so helpful in helping me understand the loan process for my first time loan and I must say she deserves to be rewarded she really helped me understand things! Thanks Krista!
Jerome, on December 23, 2019
The representatives at AmOne were very professional, and the loan I have just received, and made my first payment fit my needs quite well.
Maheeniee Sandhu, on December 05, 2019
I had been looking for something to help me with my defaulted loans for a while and was getting into hopeless areas. AmOne was one of the many i had tried out, they responded after a couple of days, reviewed my history and issues with me and connected me with EXACTLY the program I needed! This place was an answer to my prayers, they were so Genuinely kind and looking to help. Super Grateful for them. God Bless!