Fiona

Fiona is the fastest, easiest, and most comprehensive way to search for loans from the top providers. Fiona is created and powered by EVEN Financial, the leading search, comparison and recommendation engine for financial services. Fiona is not a lender.

Fiona uses proprietary matching technology and its relationships with dozens of trusted lenders and lending partners to find the best loan options for you.

To use Fiona's services, you need to:

• Have good to excellent credit (670 or higher)
• Be at least 21 years old
• Be a US citizen or permanent resident

You should also keep the following information handy while filling out Fiona's online form:

• Estimated credit score
• Annual income and pay frequency
• Date of birth
• Social Security number

By filling out a simple form, Fiona checks if you are pre-approved and gets the best offers from the top providers for you in seconds, so you can get instantly matched with the right personalized offer all in one place.

If you are offered a loan, you will have the opportunity to review the final offer made by lender or lending partner, and to accept the loan agreement made directly between you and the lender or lending partner. The lenders and lending partners that Fiona works with may charge an origination fee for facilitating the loan to you. For example, on a $10,000 loan with a 5% origination fee, you will incur a $500 origination fee and receive $9,500 upon successful issuance of your loan.

Fiona has an excellent reputation for being a safe and secure loan provider due to the fact that they use 256-bit encryption to secure your information, which is a higher security standard than many banks. This ensures that all personal and financial information remains safe when you submit your application. Fiona does send information to third parties that you aren't able to vet beforehand, as with any matching service. However, it does not sell your personal data to other companies, and only partners with companies that are considered to be trusted, legitimate lenders.

Fiona features loans from $1,000 to $100,000 for a wide range of purposes from consolidating debt, funding unexpected expenses, medical bills to financing a home renovation. Loans made through Fiona are unsecured loans, meaning that the loan is issued and supported only by the borrower’s creditworthiness, rather than by any type of collateral. Therefore, you do not need to own a home or other property to be eligible for a loan through Fiona.

Contact EVEN Financial/Fiona

Phone: 800-614-7505 Address: Even Financial, Inc. / Fiona Email: [email protected] 43 W 24th Street, Floor 5 New York, NY, 10010, US

Fiona Financial Pros

• Free Service: Fiona’s service is 100% free to use. They offer competitive rates and no upfront or hidden costs.
• Compare Offers From The Best Lenders: Choose from a comprehensive range of the top lenders ranging from SoFi and LendingClub to Prosper and Marcus by Goldman Sachs.
• Trusted & Experienced Service: Fiona uses 256-bit SSL encryption to secure your information, which is a higher security standard than many banks. This ensures that all personal and financial information remains safe when you submit your application.
• No Negative Credit Consequences: The Fiona loan pre-approval process does not negatively affect your credit score (only a soft credit pull is performed).
• Coapplicants Accepted.
• Additional Free Benefits: Fiona provides additional value added tools such as a debt refinancing calculator.
• BBB Accredited Service: Fiona's parent company EVEN Financial has been Better Business Bureau (BBB)-accredited since 2015 and has an A rating on the official BBB website.
• They have received praise from the Wall Street Journal, the Finance Magnates, Dow Jones, and Crowdfund Insider.
• Free Educational Resources: Fiona provides a noteworthy blog and FAQ section. Jointly, these assets provide a wealth of information for browsers looking to educate themselves in the field of personal finance.

Fiona Cons

• Depending on creditworthiness and a myriad of other factors, not all users will qualify for a pre-approved loan offer. Even if you don’t, Fiona will match you with a more appropriate offer.
• Additional steps are sometimes required to complete applications depending on the selected provider site.
• Because it is a loan matching service, Fiona shares your information with their partners.

Fiona Pricing

• Specific loan rates and terms depend on the lender
• Loans from $1,000 - $100,000
• Receive money as soon as the next business day
• Loans are unsecured — you do not need to own a home or property to qualify
• APR rates as low as 4.99% (and up to 35.99%)
• Loan terms from 24 - 84 months
• Fiona is 100% a free service
• Partner lenders may charge an origination fee (of 1-6% of the loan), late fees, or ACH return/check refund fees

Summary

Fiona saves users time and money, and it’s a safe and secure way to obtain personalized loan offers to meet your needs as well as allowing you to choose from a comprehensive range of the top providers. With a speedy approval process and unsecured loans that can be used for any purpose, it is an ideal option for customers who demand financing options and want to access them quickly.