Meet the Author
23 Articles by Ashley Davison
Is Credit Repair Really Legal?
Is credit repair legal? We bust the myth that credit repair is unethical. Below, we outline your rights as a consumer so you can protect yourself when you take action to fix your credit.
What Is A "Good" Credit Score?
Want to know if you have a good credit score? Then look no further. We break down the different types of credit scores and where you fall in terms of creditworthiness for each one.
How Your Credit Score Affects Your Interest Rates
Your credit score directly impacts your interest rates. Read on to learn why and how you can improve your credit to qualify for better interest rates in the future.
The Ultimate Guide to Charge-Offs
What is a charge-off and how exactly does it affect you? The Credit Review breaks down everything you need to know about charge-offs and how it can affect your credit.
6 Steps To Fix Bad Credit In 2020
If you are struggling with bad credit and you are ready to leave it all behind, then look no further. Here are 6 ways in which you can improve your credit.
The Best Ways To Improve Your Credit In 2020
Is your credit in need of improvement? Look no further. Here are the best ways and strategies to improve your credit score.
What Determines Your Credit Score?
Credit scores can play an important role in your life. Understanding the factors that impact your credit scores can be an important step in figuring out how to improve your scores.
Financial Help & Benefits for Widows: 2020 Guide
Widows can have a tough time following the loss of a spouse, both emotionally and financially. Understanding the financial challenges that widows may face and the options available can be the key to moving forward.
2020 EasyKnock Review: Access Your Home Equity With Bad Credit
EasyKnock allows homeowners to receive cash from their home without having to move. Homeowners can repurchase the home or move at any point. This is a great alternative for homeowners who have been denied home equity loans or HELOCs due to subpar credit, non-traditional income, and/or high debt-to-income ratio.
8 Easy Steps To Lower Your Credit Utilization
Looking to lower your credit utilization? Read on to learn how to manage your credit and improve your credit for the future.
The Guide To Credit Restoration
Struggling with bad credit? Here are some tried and true ways to restore your credit.
Fixing Your Credit After Identity Theft
When you've become a victim of identity theft, your credit and finances can take a significant hit. Read on to learn the best ways to restore your credit and personal profile after identity theft.
609 Letter: What It Is And How It Works
Do you have bad credit? A 609 letter can help you get negative accounts taken off your credit report. The Credit Review breaks down exactly what it is and how to use it.
Fintech: Definition, Examples, & Why It Matters
Fintech is a portmanteau of “finance” and “technology.” Fintech companies and apps let people use modern tools to help solve money challenges, or reach financial goals.
Student Loan Deferment vs. Forbearance (And How They Affect Your Credit)
Student loans can be a huge burden, whether you are a recent college graduate or you are in the process of paying it off. Here is how you can manage the weight of your student loan while maintaining your good credit.
The Ultimate Guide To Credit Builder Loans
When you have [little or no credit history](/articles/insufficient-credit-history), it can be difficult to take out a loan or credit card with reasonable terms and low interest rates. Here's how to use a credit builder loan to get you on the path to financial freedom.
How to Get a Business Loan with Bad Credit
Got bad credit? The good news is you can still get a business loan under certain conditions. Learn how to overcome your credit and get funding.
How To Spot Credit Repair Scams
When you have bad credit, credit repair can help. Here is how to distinguish reputable companies from the rest and pick the best one for you.
How To Buy A Car With Bad Credit
When you have bad credit, it may feel impossible to find a way to buy a car. Here are the best ways to fund your new vehicle when you are struggling with your credit score.
The Ultimate Guide To Secured Credit Cards
If you're struggling with poor or no credit, a secured credit card may be the best option for you. Read on to learn more.
How To Remove Hard Inquiries From Your Credit Report
Looking to remove an unauthorized hard inquiry from your credit report? Read on to find out how.
The Comprehensive Guide To Credit Repair
Having good credit opens up a whole new world of opportunities. The Credit Review outlines the best steps you can take to improve your credit and invest in your future.
Why You Need Different Credit Account Types
Looking to improve your credit? Opening different credit account types may be the answer. Read on to learn more.