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42 Articles by Ashley Davison
The Best Personal Loans For Good Credit
If you have good credit and you're in the market for a personal loan, your options are nearly endless. Here are the best loans for borrowers with good to excellent credit.
Everything You Need To Know About Your Credit Score
Your FICO® score plays an important role in your life. Here is what you need to know about your FICO® score, including what it is, why it is important, and how to improve it.
Student Loan Deferment vs. Forbearance (And How They Affect Your Credit)
Student loans can be a huge burden, whether you are a recent college graduate or you are in the process of paying it off. Here is how you can manage the weight of your student loan while maintaining your good credit.
Why You Need Different Credit Account Types
Looking to improve your credit? Opening different credit account types may be the answer. Read on to learn more.
What Are Tradelines And How Do They Affect My Credit?
What are tradelines and what do they have to do with your credit? We explain everything you need to know about tradelines and how they affect your credit.
How Long Does It Take To Repair My Credit?
Working on repairing your credit? Below, we break down how long it really takes and how to get started.
How To Get Your Credit Report For Free
Need to get ahold of your three-bureau credit reports? Read our guide to learn how you can get your credit reports for free.
The Complete Guide To Prepaid Cards
Thinking about getting a prepaid card? We'll break down everything you need to know about it: what it is, how it works, and how to find the right one for you.
How To Get An Auto Loan With No Credit Check
Getting a car loan can be difficult if you have bad credit or no credit. Read on to learn how you can get an auto loan with no credit check.
The Best Ways To Improve Your Credit In 2021
Is your credit in need of improvement? Look no further. Here are the best ways and strategies to improve your credit score.
Is Credit Repair Really Legal?
Is credit repair legal? We bust the myth that credit repair is unethical. Below, we outline your rights as a consumer so you can protect yourself when you take action to fix your credit.
The Ultimate Guide to Charge-Offs
What is a charge-off and how exactly does it affect you? The Credit Review breaks down everything you need to know about charge-offs and how it can affect your credit.
How To Spot Credit Repair Scams
When you have bad credit, credit repair can help. Here is how to distinguish reputable companies from the rest and pick the best one for you.
How To Buy A Car With Bad Credit
When you have bad credit, it may feel impossible to find a way to buy a car. Here are the best ways to fund your new vehicle when you are struggling with your credit score.
The Comprehensive Guide To Credit Repair
Having good credit opens up a whole new world of opportunities. The Credit Review outlines the best steps you can take to improve your credit and invest in your future.
Energy-Efficient Tax Credits & Loans
Being energy-efficient isn’t just good for the planet; businesses and consumers can also save money on green loans, tax deductions, and a variety of other incentives.
Financial Help & Benefits for Widows: 2021 Guide
Widows can have a tough time following the loss of a spouse, both emotionally and financially. Understanding the financial challenges that widows may face and the options available can be the key to moving forward.
2021 EasyKnock Review: Access Your Home Equity With Bad Credit
EasyKnock allows homeowners to receive cash from their home without having to move. Homeowners can repurchase the home or move at any point. This is an excellent alternative for homeowners who have been denied home equity loans or HELOCs due to subpar credit, non-traditional income, and/or high debt-to-income ratio.
10 Short Term Business Loan Options for 2021 and Beyond
Ready to explore short term business loans? This post covers ten of the best options to grow and fund your business. Get started on your loan process today.
The Best Personal Loans For Bad Credit
Are you looking for a personal loan but struggling with bad credit? Here are your best loan options with bad or poor credit scores.
3 Simple Credit Tips For Students
Building your credit is important, especially if you are a student. Read on to learn our tips for building and maintaining your credit.
All About Side Gigs
Looking for a side hustle to get some extra income? Here are some of your best options.
Loan-To-Value Ratio: What It Is And Why It's Important
What is your loan-to-value ratio and why is it important? We break down what it is and how to find your vehicle's LTV.
How to Get a Business Loan with Bad Credit
Got bad credit? The good news is you can still get a business loan under certain conditions. Learn how to overcome your credit and get funding.
Fixing Your Credit After Identity Theft
When you've become a victim of identity theft, your credit and finances can take a significant hit. Read on to learn the best ways to restore your credit and personal profile after identity theft.
Navigating Student Loan Forgiveness and Debt Relief Options
Want student loan relief? Learn what student loan forgiveness involves. In this post, discover programs by job and state, as well as alternatives.
How Long Does it Take to Pay Off Student Loans?
Got student loans? This guide covers the helpful facts, statistics, and tips you need to know for paying off your student loan debt, fast.
The Ultimate Guide To Secured Credit Cards
If you're struggling with poor or no credit, a secured credit card may be the best option for you. Read on to learn more.
The Comprehensive Guide to Bankruptcy
If you are in a place where bankruptcy is weighing heavily on your mind, be sure to learn everything you can before taking any further steps. The Credit Review breaks down everything you need to know about bankruptcy in order to make an informed decision.
The Complete Guide To Credit Builder Loans
When you have little or no credit history, it can be difficult to take out a loan or credit card with reasonable terms and low interest rates. Here's how to use a credit builder loan to get you on the path to financial freedom.
How To Repair Your Credit After Filing For Bankruptcy
Filing for bankruptcy has severe repercussions that include serious damage to your credit. Here are the best steps to take post-bankruptcy to get your credit back on track.
6 Steps To Fix Bad Credit In 2020
If you are struggling with bad credit and you are ready to leave it all behind, then look no further. Here are 6 ways in which you can improve your credit.
How To Remove Hard Inquiries From Your Credit Report
Looking to remove an unauthorized hard inquiry from your credit report? Read on to find out how.
What Is A "Good" Credit Score?
Want to know if you have a good credit score? Then look no further. We break down the different types of credit scores and where you fall in terms of creditworthiness for each one.
Everything You Need To Know About Business Financing
When you're running a business, it's important that you find a way to fund all potential future expenses. The Credit Review breaks down the different options for business loans and how to decide which method of funding works best for your business.
How Your Credit Score Affects Your Interest Rates
Your credit score directly impacts your interest rates. Read on to learn why and how you can improve your credit to qualify for better interest rates in the future.
What Determines Your Credit Score?
Credit scores can play an important role in your life. Understanding the factors that impact your credit scores can be an important step in figuring out how to improve your scores.
8 Easy Steps To Lower Your Credit Utilization
Looking to lower your credit utilization? Read on to learn how to manage your credit and improve your credit for the future.
The Guide To Credit Restoration
Struggling with bad credit? Here are some tried and true ways to restore your credit.
How To Get Approved For A $5,000 Loan With Bad Credit
Finding a $5,000 personal loan with bad credit is a challenge and comes with a high cost. Here are the steps you can take to get approved for a $5,000 loan with bad credit.
Fintech: Definition, Examples, & Why It Matters
Fintech is a portmanteau of “finance” and “technology.” Fintech companies and apps let people use modern tools to help solve money challenges, or reach financial goals.
609 Letter: What It Is And How It Works
Do you have bad credit? A 609 letter can help you get negative accounts taken off your credit report. The Credit Review breaks down exactly what it is and how to use it.
2 Company Reviews by Ashley Davison
5KFunds is a 100% free personal loan comparison service that connects you with the best matching lender in their marketplace of 100+ authorized and vetted lenders. Their loan aggregation service is un...
Since 1999, AmOne has connected over one million borrowers in need of a personal loan (including unsecured personal loans, peer-to-peer loans, secured personal loans, and short-term loans) to reputabl...