Meet the Author
52 Articles by Ashley Davison
Why You Need Different Credit Account Types
Looking to improve your credit? Opening different credit account types may be the answer. Read on to learn more.
3 Simple Credit Tips For Students
Building your credit is important, especially if you are a student. Read on to learn our tips for building and maintaining your credit.
How Your Credit Score Affects Your Interest Rates
Your credit score directly impacts your interest rates. Read on to learn why and how you can improve your credit to qualify for better interest rates in the future.
The Guide To Credit Restoration
Struggling with bad credit? Here are some tried and true ways to restore your credit.
How To Spot Credit Repair Scams
When you have bad credit, credit repair can help. Here is how to distinguish reputable companies from the rest and pick the best one for you.
Fixing Your Credit After Identity Theft
When you've become a victim of identity theft, your credit and finances can take a significant hit. Read on to learn the best ways to restore your credit and personal profile after identity theft.
The Best Ways To Improve Your Credit In 2023
Is your credit in need of improvement? Look no further. Here are the best ways and strategies to improve your credit score.
How To Repair Your Credit After Filing For Bankruptcy
Filing for bankruptcy has severe repercussions that include serious damage to your credit. Here are the best steps to take post-bankruptcy to get your credit back on track.
609 Letter: What It Is And How It Works
Do you have bad credit? A 609 letter can help you get negative accounts taken off your credit report. Here is what it is and how to use it.
The Guide To Secured Credit Cards
If you're struggling with poor or no credit, a secured credit card may be the best option for you. Read on to learn more.
Small Business Success Rate & Funding Info
For your small business to be successful, it’s important to secure a source of funding. Financial sources can include loans, credit cards, personal capital, and more.
A Resource to Small Business Loans for Veterans
Are you a veteran starting a small business? Find out how business loans for veterans can help. This post covers definitions, suggestions, and common questions.
The Guide to Prepaid Cards
Thinking about getting a prepaid card? We'll break down everything you need to know about it: what it is, how it works, and how to find the right one for you.
The Best Personal Loans For Bad Credit
Are you looking for a personal loan but struggling with bad credit? Here are your best loan options with bad or poor credit scores.
Student Loan Deferment vs. Forbearance (And How They Affect Your Credit)
Student loans can be a huge burden, whether you are a recent college graduate or you are in the process of paying it off. Here is how you can manage the weight of your student loan while maintaining your good credit.
How Long Does it Take to Pay Off Student Loans?
Got student loans? This guide covers the helpful facts, statistics, and tips you need to know for paying off your student loan debt, fast.
How Side Gigs Can Get You Extra Cash
Looking for a side hustle to get some extra income? Here are some of your best options.
Everything You Need To Know About Your Credit Score
Your FICO® score plays an important role in your life. Here is what you need to know about your FICO® score, including what it is, why it is important, and how to improve it.
What Determines Your Credit Score?
Credit scores can play an important role in your life. Understanding the factors that impact your credit scores can be an important step in figuring out how to improve your scores.
How to Access the Top Student Loan Forgiveness for Teachers
There are many options for student loan forgiveness based on occupation. If you’re a teacher, learn more about the best student loan forgiveness options.
The Comprehensive Guide To Credit Repair
Having good credit opens up a whole new world of opportunities. The Credit Review outlines the best steps you can take to improve your credit and invest in your future.
The Comprehensive Guide to Bankruptcy
If you are in a place where bankruptcy is weighing heavily on your mind, be sure to learn everything you can before taking any further steps. The Credit Review breaks down everything you need to know about bankruptcy in order to make an informed decision.
6 Steps To Fix Bad Credit In 2023
If you are struggling with bad credit and you are ready to leave it all behind, then look no further. Here are 6 ways in which you can improve your credit.
Is Credit Repair Really Legal?
Is credit repair legal? We bust the myth that credit repair is unethical. Below, we outline your rights as a consumer so you can protect yourself when you take action to fix your credit.
How To Buy A Car With Bad Credit
When you have bad credit, it may feel impossible to find a way to buy a car. Here are the best ways to fund your new vehicle when you are struggling with your credit score.
How Long Does It Take To Repair My Credit?
Working on repairing your credit? Below, we break down how long it really takes and how to get started.
The Guide to Charge-Offs
What is a charge-off and how exactly does it affect you? The Credit Review breaks down everything you need to know about charge-offs and how it can affect your credit.
How To Get Your Credit Report For Free
Need to get ahold of your three-bureau credit reports? Read our guide to learn how you can get your credit reports for free.
Surprising Ways Generation Z and Millennials Differ Financially
Some of the most noticeable differences between millennials and Gen Z appear in how each generation handles its finances. These differences are due to several variables, from widespread economic changes to smaller societal shifts.
Generation Z vs. Millennials Financial Literacy
Some of the most noticeable differences between millennials and Gen Z appear in how each generation handles its finances. These differences are due to several variables, from widespread economic changes to smaller societal shifts.
The Best Personal Loans For Good Credit
If you have good credit and you're in the market for a personal loan, your options are nearly endless. Here are the best loans for borrowers with good to excellent credit.
Fintech: Definition, Examples, & Why It Matters
Fintech is a portmanteau of “finance” and “technology.” Fintech companies and apps let people use modern tools to help solve money challenges, or reach financial goals.
Energy-Efficient Tax Credits & Loans
Being energy-efficient isn’t just good for the planet; businesses and consumers can also save money on green loans, tax deductions, and a variety of other incentives.
How To Get Approved For A $5,000 Loan With Bad Credit
Finding a $5,000 personal loan with bad credit is a challenge and comes with a high cost. Here are the steps you can take to get approved for a $5,000 loan with bad credit.
10 Short Term Business Loan Options for 2023 and Beyond
Ready to explore short term business loans? This post covers ten of the best options to grow and fund your business. Get started on your loan process today.
Discover the Best Minority Business Loans in 2023
Looking for ways to make your minority-owned business flourish? Explore this article to learn when to take out minority business loans and how they can help.
Everything You Need To Know About Business Financing
When you're running a business, it's important that you find a way to fund all potential future expenses. The Credit Review breaks down the different options for business loans and how to decide which method of funding works best for your business.
7 Best Small Business Loans for Women in 2023
Get the funding your small business needs. These 7 loan options aim to help women-owned businesses get off the ground and grow to success.
How to Get a Business Loan with Bad Credit
Got bad credit? The good news is you can still get a business loan under certain conditions. Learn how to overcome your credit and get funding.
How To Get An Auto Loan With No Credit Check
Getting a car loan can be difficult if you have bad credit or no credit. Read on to learn how you can get an auto loan with no credit check.
2023 EasyKnock Review: Access Your Home Equity With Bad Credit
EasyKnock allows homeowners to receive cash from their home without having to move. Homeowners can repurchase the home or move at any point. This is an excellent alternative for homeowners who have been denied home equity loans or HELOCs due to subpar credit, non-traditional income, and/or high debt-to-income ratio.
Financial Help & Benefits for Widows: 2023 Guide
Widows can have a tough time following the loss of a spouse. Read on to understand the financial challenges they may face and the relief options available.
7 Ways to Prepare for Retirement
The best time to prepare for retirement is now. Here are the things to consider when planning for retirement, and the steps you should take leading up to your golden years.
The Complete Guide To Credit Builder Loans
When you have little or no credit history, it can be difficult to take out a loan or credit card with reasonable terms and low interest rates. Here's how to use a credit builder loan to get you on the path to financial freedom.
Loan-To-Value Ratio: What It Is And Why It's Important
What is your loan-to-value ratio and why is it important? We break down what it is and how to find your vehicle's LTV.
What Is A "Good" Credit Score?
Want to know if you have a good credit score? Then look no further. We break down the different types of credit scores and where you fall in terms of creditworthiness for each one.
8 Easy Steps To Lower Your Credit Utilization
Looking to lower your credit utilization? Read on to learn how to manage your credit and improve your credit for the future.
How To Remove Hard Inquiries From Your Credit Report
Looking to remove an unauthorized hard inquiry from your credit report? Read on to find out how.
What Are Tradelines And How Do They Affect My Credit?
What are tradelines and what do they have to do with your credit? We explain everything you need to know about tradelines and how they affect your credit.
Why Small Businesses Should Consider Rewards Credit Cards
Proper management of cash flow is a perennial concern for any company, but is often particularly difficult for small businesses that have lower capital overall. A business rewards credit card is one tool you can use to manage this concern, but it is important to choose your credit card carefully.
Easy Money-Saving Tips for College
Learning how to save money as a college student can create healthy financial habits that last a lifetime. These habits can also reduce your overall debt.
Navigating Student Loan Forgiveness and Debt Relief Options
Want student loan relief? Learn what student loan forgiveness involves. In this post, discover programs by job and state, as well as alternatives.
2 Company Reviews by Ashley Davison
AmOne Personal Loans: 2023 Review
AmOne Overview Since 1999, AmOne has connected over one million borrowers in need of a personal loan (including unsecured personal loans, peer-to-peer loans, secured personal loans, and short-term loa...
5KFunds Personal Loans 2023 Review
5KFunds Overview 5KFunds is a 100% free personal loan comparison service that connects you with the best matching lender in their marketplace of 100+ authorized and vetted lenders. Their loan aggregat...
