CreditRepair.com 2024 Review
CreditRepair.com members saw over 8.8 million removals on their credit reports since 2012.
CreditRepair.com pulls your credit reports from the three major bureaus (TransUnion, Equifax, and Experian) to identify and dispute unverifiable items such as bankruptcies, charge-offs, late payments, collections, judgments, and more.
In 2023, CR members saw an average of 6 items removed from their credit report.
You are also provided with a comprehensive online client portal and a free app on Android or iOS in order to track your credit improvement progress 24/7.
CreditRepair.com offers TransUnion credit monitoring, score tracking, and analysis at no additional cost to you. First-time customers to CreditRepair.com also receive a free personalized credit assessment, access to credit report summary, a free credit report audit on all accounts, and free score evaluation.
Contact CreditRepair.com
Hours of Operations - Servicing M-F 7am -4pm
CreditRepair.com Pros
- Innovative technology: CreditRepair.com provides you with a personal online dashboard and an Android or iOS app to keep you updated on the progress of negative credit item removals in real time.
- Proven dispute pace: In 2023, CreditRepair.com sent over 800,000 interventions on our members behalf.
- Wide range of removable items: CreditRepair.com can help you work to remove unfair and inaccurate bankruptcies, late payments, repossessions, hard inquiries, collections, judgments, and charge-offs.
- Every case is unique but within about 45 days of starting, you should begin to receive responses from the creditors and credit bureaus.
CreditRepair.com Cons
- CreditRepair.com's service level options are priced slightly higher than some of their competitors ($99.95/month).
- They only provide one monthly payment option rather than a pay-per-deletion method.
- In the case that no items are removed, they do not have a money back guarantee.
CreditRepair.com Versus The Competition
CreditRepair.com has several levels of service to choose from. Additionally, they also provide extra services like TransUnion credit monitoring, score tracking, and analysis.
CreditRepair.com Pricing
A First Payment fee of $99.95 is charged 5-15 days from sign up. The monthly fee of $99.95 is then charged 30 days after that. This provides unlimited disputes, TransUnion credit monitoring, score tracking, and analysis.
You may also sign up with a friend or family member with CreditRepair.com's Friends and Family one-time discount.
Customer Testimonials
CreditRepair.com has average customer reviews and (as of July 2023) has a 2.6/5 rating on Trustpilot.
Below are some customer reviews from Trustpilot:
Credit Repair.com is an amazing company! They will skyrocket your score in a short amount of time! I went from 620 to now a 784 in about 4 months! They do their job! They care about the customer and are there for you! Give this company a chance, you won't be disappointed! My boyfriend is now getting his credit repaired -Mar 6, 2020
Credit repair took action immediately. I was explained everything till the smallest detail. They made me feel comfortable an secure with my personal information. I recommend credit repair to anyone highly. -May 9, 2020
Summary
CreditRepair.com is an all-around credit repair service offering valuable customized solutions for helping clients with solutions to credit issues that are impacting their credit score.
Once a member, through their 4-step system, CreditRepair.com's team of advisors offers additional and important services such as credit monitoring, score tracking, analysis and Identity Theft protection. In 2023, CreditRepair.com worked with over 22,000 members with their credit. CreditRepair.com shows that they are a trusted name in credit repair.
Frequently Asked Questions
How does CreditRepair.com compare to its competitors?
CreditRepair.com has an online account and an iOS or Android app in which clients can view progress in real time. Additionally, they provide their members with TransUnion credit monitoring, score tracking, and analysis.
What does the free credit assessment from CreditRepair.com include?
Members receive a TransUnion summary report, and a free FICO® score.
What happens if I decide to enroll with CreditRepair.com?
Once the online sign up is complete, a first payment fee will be processed five days, with pricing dependent on the plan you choose. You will also have access to your dashboard.
Is this credit repair service legal?
The Credit Repair Organizations Act (CROA) sets tough laws to ensure company compliance and protect consumer rights. For example, the CROA states that no credit repair organization can bill a customer until services are performed. However, many companies charge a "first work fee" in order to acquire credit reports. A for-profit company must also accurately inform you of what they can and cannot do in addition to providing a written contract and allowing the contract to be canceled within three business days of signing.
If you ask, a legitimate company will inform you that you have the right to fix your own credit. Companies that guarantee to erase bad credit or raise your credit score by a high amount very quickly is a red flag. Because CreditRepair.com follows all of these guidelines, they are a trusted credit repair service.
Is credit repair a guaranteed fix for my credit score?
Because of the aforementioned CROA law, no credit repair company can legally guarantee the removal of bad credit.
Reviews for CreditRepair.com
Why leave a review about the service here?
Your reviews are a valuable source of insight for us to improve our service as well as improve the offerings. All pros and cons submitted here are evaluated and are responded. We also share these insights with our partners so that they could improve their offerings as well.
User Rating
out of 5 stars
(6 Reviews)Rating Distribution
Post your review for CreditRepair.com
6 CreditRepair.com Consumer Reviews and Complaints
Christopher W., on June 03, 2019
I've been a member of CreditRepair.com since February 2015. After just 3 months from joining, I noticed a difference of a higher credit score! CreditRepair.com stands as #1 in repair credit hands down. They are the best, and I will continue to remain a member of theirs for a long time to come. Keep up the good work!
Yvette Rumph, on December 07, 2019
When I called credit repair.com the lady was very patient,nice and did not rush also saved me money on my monthly payments and the call was not finished until I was happy with everything, I'm really glad I called and I'm finally getting the help I need to get my credit fixed, credit repair.com y'all the best
Amanda M., on May 30, 2019
CreditRepair.com has worked very diligently on my behalf to help me improve my credit. Their customer service is phenomenal and I would highly recommend their service to anyone that I know. This is definitely an investment worth leaving in the hands of the experts! Thank you CreditRepair.com!
Patty D., on June 04, 2019
I just checked my credit repair results for this month, and... AMAZING!!!! Trust that CreditRepair.com will help you achieve your goals. My credit went from bad to average, average to good, and great is next. I am so happy.
Michael C, on June 30, 2019
CreditRepair.com focused on my issue and resolved it perfectly. Thank you for your attention to detail and resolving my issue. I would recommend this service to anyone in need of credit repair assistance. Thanks.
Diamond, on June 19, 2019
I am so thankful for CreditRepair.com! To be honest, I was reluctant to try, but I took a chance. In 3 months, my credit score went from poor to fair, all from taking a chance. Thanks CreditRepair.com! Waiting to see what the next 3 months will bring. Ready to start anew and have a fresh start, and ready stop being rejected. With my score improving, I am free to be more confident.