BadCreditLoans.com

Since 1998, BadCreditLoans.com has connected borrowers with bad credit to a network of online lenders. This free service allows you to receive unsecured short-term loans for emergencies at any time regardless of your credit score.

To qualify for a loan from BadCreditLoans.com, you must meet a few preliminary requirements:

• Be a US citizen or permanent resident
• Be at least 18 years of age
• Have a valid checking account in your name
• Have a source of steady income

Applying for a loan through BadCreditLoans.com is simple and pre-approval for loans only takes a few minutes.

To receive your 100% free no-obligation loan quotes from BadCreditLoans.com's trusted lender partners, you only have to fill out a form online with some of your basic information and documentation that includes:

• Your name
• Contact information
• Date of birth
• Social Security number
• Credit score (even though there are no minimum credit requirements)
• The loan reason and amount requested
• Bank account information
• Employment and income information, whether it’s from a job, disability, or Social Security benefits
• Photo ID information from your driver’s license or passport

Once you submit your application and you are pre-approved, you can shop your loan offers and review each one carefully with your lender before deciding on one. Because BadCreditLoans.com is not a direct lender, these loan terms, rates, payments, and fees vary depending on your lender. These loans do not require collateral or a security deposit, but lenders will verify your information and will most likely do a hard pull on your credit, which does affect it slightly.

If you choose to follow through, you can sign your loan agreement with an electronic signature and your funds can be directly deposited into your checking account in as little as one business day, depending on how quickly your bank handles transactions.