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99 Articles by Bryan Huynh
Best Small Personal Loans of 2024
Looking for the best small personal loans? Our review (Updated 2024) of top lenders like LightStream, Marcus, and SoFi covers rates, terms, credit requirements.
The Best Personal Loans For Fair Credit
If you are looking for a personal loan but you find that having fair credit makes it difficult to get the best terms and rates, then look no further. Here are the best personal loan options for borrowers with fair credit.
Personal Loan Management: Budgeting and Planning
In this guide we cover budgeting and planning for managing personal loans.
Ready to Rent Your Dream Home? Read This Guide First
Explore tips for home renters with limited credit history and the benefits of strong credit in housing. Your dream home can be yours.
Auto Loan Refinancing With Bad Credit
It's hard to refinance your auto loans when you have bad credit. The Credit Review outlines what to do if you have bad credit and need auto loan refinancing.
Is Living Without a Car Right for You?
Getting rid of your car might seem like a financially sound choice, but you’ll want to consider where you live, transportation options, and what your plan is before you decide.
Buy Here Pay Here Loans: What You Need To Know
What is a buy here pay here loan? We break down what it is, where to find it, and whether you need it.
How to Get a Loan When You're Unemployed
When you're unemployed and have bad credit, it may seem impossible to get approved for a loan. We explain your loan options while you are struggling with unemployment -- even if you have bad or no credit.
Best High-Yield Checking Accounts of 2024
If you maintain a large bank balance amount, a high-yield business checking account offering high-interest rates on transactions is the right option. Know more.
Busting Common Credit Card Myths
If you're a credit card user, it's important to know how to properly manage it. Here are some credit card myths and truths that you should know.
How To: Saving For An Emergency
Unexpected expenses can throw off your finances entirely and the average American adult doesn't have enough saved up to pay for an emergency. The Credit Review outlines the best steps to take to begin building an emergency fund.
Should Small Businesses Use Rewards Cards?
Proper management of cash flow is a perennial concern for any company, but is often particularly difficult for small businesses that have lower capital overall. A business rewards credit card is one tool you can use to manage this concern, but it is important to choose your credit card carefully.
Why You Need a Secured Credit Card
Want to build your credit? A secured credit card may be the best option for you. Read on to learn pros, cons, and more.
What You Need To Know About Credit Cards
When it comes to credit cards, your options are nearly endless. Below, we outline all the benefits you receive from using credit cards and the best way to improve your credit to qualify for the best credit card deals.
How to Build Your Savings
Building a savings account is essential. Here are our best tips and tricks to help you build your savings, no matter where you are in your financial goals.
Generation Z’s Financial Habits
Like every generation before them, Gen Z is demonstrating unique financial habits. However, as this generation is just entering adulthood, these trends are still emerging.
Easy Money-Saving Tips for College Students
Learning how to save money as a college student can create healthy financial habits that last a lifetime. These habits can also reduce your overall debt.
What Is A Roth IRA?
What is a Roth IRA and why is it so important? Read on to learn everything you need to know about a Roth IRA.
Electric Car Price: Are Electric Cars Worth It?
The upfront cost of an electric vehicle can range from under $25,000 to over $80,000. The lifespan and cost to charge the battery can also vary. Ultimately, whether an EV or hybrid car is worth purchasing depends on your goals, driving habits, and budget.
How to Use Your Credit Card to Improve Your Credit
Trying to build your credit? Here's how you can use your credit card to help.
How to Budget Like a Pro
Budgeting is essential. Below are the tried and true ways to create and maintain a budget to build your savings while covering your expenses.
Checking, Savings, and CD: Which One Is Right For You?
Checking, savings, or CD -- which one is right for you? The Credit Review breaks down everything you need to know about each type of account and how to pick the best one for you.
How Do I Remove A Foreclosure From My Credit Report?
A foreclosure is a major delinquency that severely damages your credit and negatively impacts your future financial choices. Here is what you need to know about foreclosure, including how you can get your credit back on track.
How To Remove Late Payments From Your Credit Report In 2024
Late payments on your credit report can seriously damage your credit and make it difficult for you to qualify for the best loans and interest rates. Here is what you need to know about late payments, including how to reverse the damage done to your credit.
Navigating The Terms & Interest Rates of Credit Builder Loans
Learn all about the terms and interest rates of credit builder loans in this informative blog. By the end, you’ll know if they’re the right choice for you.
Credit-Builder Loans: How They Can Help
Discover how credit-builder loans can help you establish and improve your credit score. Learn about their benefits, drawbacks, costs, and where to find them.
What Role Does Your Credit Play When Adopting A Child?
Does credit play a role in qualifying to adopt a child? We’ll answer that question in this blog, and how to build up your credit to give you the greatest chance of qualifying.
How to Improve Your Credit Before Buying a Home
Ready to buy a home? Then you have to make sure your credit is in top shape. Look to our guide to see how you can improve your credit before buying a house.
Avoiding Common Credit Builder Loan Mistakes
Understand some of the common credit builder loan mistakes and how you can avoid them.
The Comprehensive Guide To Loan Refinancing
When you are stuck with a high-interest loan, sometimes the only way you can successfully pay it off is by reducing your interest rates. The Credit Review breaks down everything you need to know about loan refinaning, including the types of refinancing, when to refinance, and where you can do so.
How to Use Your Tax Refund
Not sure what to do with your tax refund? Here are the best ways to use it.
Payday Loan Alternatives: Your Best Options
Don't get trapped in a cycle of debt. Check out our list of the Best Payday Loan Alternatives for quick cash without the high interest rates and fees.
How to Pay Off Your Student Loans Quickly
Want to pay off your student loans quickly? Here are some methods to help speed up the process.
How Does Divorce Affect Credit?
Learn how divorce affects your credit score, what you can do to protect your score, and how you can rebuild credit following a divorce.
Can Personal Loans Be Included In Bankruptcy?
Learn personal loan & bankruptcy: Chapter 7 vs. Chapter 13, treatment of personal loans, dischargeable debts, advice on managing loan debt. Explore options now!
Taking Surveys for Extra Cash
Looking to make a few extra dollars? We looked at the most popular survey sites and ranked them. Read our review to learn more.
How To File Chapter 7 Bankruptcy
If you're considering filing for a Chapter 7 bankruptcy, there is some important information that you should know. We explain everything you need to know, including the essential means test.
Credit Builder Loans for Non-US Citizens
For non-US citizens, the credit system can be tough to break into. Here is information on credit builder loans for non-US citizens and how these loans can help improve credit scores.
Using Affirm As A Way To Build Up & Bolster Your Credit
Explore the role of Affirm in reshaping credit accessibility and management in regards to credit scores. This is also a comprehensive guide on credit builder loans, credit mix strategies, and informed financial decisions.
10 Reasons Good Credit Can Change Your Life
You may wonder why having a good credit score is so important and what effects it has on your day to day life. The Credit Review breaks down ten reasons why having good credit can change your life for the better.
Get a Home Equity Loan With Bad Credit
Need a home equity loan but have bad credit? Here's how you can improve your chances of approval and find lenders willing to work with you in the future.
How to Pay for Egg Freezing
This guide goes over the various financing methods for egg freezing.
Innocent Vs Injured Spouse: Know Your Options For Tax Relief
What is the difference between Innocent Spouse and Injured Spouse relief? Know your tax relief options and avoid IRS trouble with this guide.
How Do I Improve My Credit After A Repossession?
Repossession can seriously damage your credit and impact any future financial decisions you plan on making. Here is everything you need to know about repossession and how to get your credit back on track.
How Can I Get Signature Loans With Bad Credit?
Learn how to get signature loans with bad credit. Our review covers the loans, application process, pros and cons, and lenders for those with low credit scores.
Choosing the Right Business Structure
Starting a business? Learn why choosing the right business structure is so important. Read about different structures, the pros and cons, and more.
Does Pulling Money from 401(k) Affect Credit?
If you’re wondering if pulling money from a 401(k) affects credit, this is the article for you. Learn what you need to know about 401(k) withdrawals.
How to Refinance a Loan With Bad Credit
Looking to refinance your auto loan, mortgage, or student loan? Our guide breaks down where to start with refinancing -- even if you have bad credit.
Adding Credibility to Your Credit Score: Which Method Is Right for You?
Financial advisors look at several options for building credit history and credit scores while weighing which options work better for individuals.
Does Apple Card Build Credit: Understanding the Impact on Credit Score
Wondering does Apple card build credit? Learn everything you need to know about the Apple Card and how using one can affect your credit score.
How To Handle Medical Debt
Medical bills can send you into a deep debt that affects not only your credit but your daily life. While it may seem impossible to get rid of, you do have options. Learn more about how to help rid yourself of medical debt with The Credit Review's medical debt relief guide.
Why You Should Pick A Credit Repair Company Over DIY Credit Repair
Are you looking to improve your credit but you're still on the fence about hiring a credit repair company? Here is why hiring a credit repair company is more effective than DIY credit repair.
How To Remove Collections From Your Credit Report
Learn how to remove collections from your credit report and improve your credit score. Get advice on negotiating payments, disputing inaccuracies, and more.
How Does A Personal Loan Affect Your Credit Score?
Personal loans are helpful in a situation in which you need extra cash, but it's important to know how it affects your credit. Read on to learn everything you need to know about personal loans and your credit score.
How To Guide: Do It Yourself (DIY) Debt Settlement
If you're looking for a way to reduce your existing debt, but you aren't ready to reach out to a debt relief company, you can explore some other options. The Credit Review outlines 6 steps you can take to settle your debts on your own.
Does Financing a Phone Build Credit? Understanding the Impact on Credit Score
It’s a common question, but does financing a phone build credit? It depends on whether the payments are reported to the credit bureaus. Learn more.
What To Know About The Fair Debt Collection Practices Act (FDCPA)
What is the Fair Debt Collection Practices Act (FDCA) and why is it so important? The Credit Review outlines how this law protects you from the unlawful debt collection practices.
Benefits of a Credit Builder Loan
Looking to improve your credit score? A credit builder loan can help! In this article, we explore the benefits of credit builder loans and how they can help you establish or rebuild your credit history.
Statute of Limitations for Debt Collectors
Understanding the statute of limitations for debt collectors and how long they can threaten you with legal action can help you protect yourself and your rights.
The Best Student Loan Refinancing Services
Student loan refinancing can be an important tool to help consumers pay off their student loans by lowering interest rates or combining multiple loans. The Credit Review breaks down the top student loan refinancing companies and how to choose the best one for you.
The Best Personal Loan For Your Situation
There are times in life when you may be in need of a large amount of cash to fund unexpected expenses and personal loans may be the solution for you. The Credit Review breaks down the best personal loan for your unique situation.
Bad Credit? Here's How To Open A Bank Account Online
Looking to open a bank account with bad credit? Learn about second-chance accounts and how to repair your financial history with TheCreditReview.
How to Qualify for Home Purchase
Buying a home can be difficult and stressful. Here is what you need to know when it comes to how to qualify for home purchase and get approved for a mortgage.
Does Paying Bills Build Credit: Understanding the Impact on Credit Score
Bills are a part of everyone’s life, but does paying bills build credit? There are a few points to understand about this question. Here’s what you need to know.
How and Why Employers Check Credit Scores for Employment
Learn about the key reasons employers check credit for various job positions – from mitigating risks to assessing financial responsibility.
Eligibility Requirements for Credit Builder Loans
Learn the eligibility requirements for credit builder loans and what you can do to increase your chances of a successful application.
How to Pay for Gender-Affirming Surgery
In this guide, we go over financing strategies for gender-affirming surgery.
The Safe Way to Cancel a Credit Card: Protecting Your Credit Score
What happens to my credit when I cancel a credit card? It’s a common question. Here is everything you need to know.
Credit Builder Loans for Students
Credit builder loans for students help form strong financial habits and build a good credit history. Here is what you need to know.
Does Being an Authorized User Build Credit? Understanding the Impact on Credit Score
Becoming an authorized user on a credit card can help you build your credit score, especially if you have poor or no credit history. Learn how.
Can Paying My Utility Bills Help Improve My Credit?
This blog explores whether paying utilities like electricity and phone bills can help build your credit and compares other credit-building tools.
Does Paying My Car Insurance Help Improve My Credit?
This article explores whether paying car insurance premiums can help build your credit profile. It also compares this financial strategy to other ones that build credit, like credit builder loans.
Are Credit Builder Loans Right For You?
Discover the power of credit builder loans and learn if they’re the right choice for you in this comprehensive guide.
What Happens to My Credit When I Retire?
Your credit score is important throughout life, especially in retirement. What happens to your credit when you retire? Here’s what you need to know.
Does Paying Rent Build Credit: Understanding the Impact on Credit Score
Does paying rent help build credit?” is a common question. The answer is somewhat complicated and often involves using a rent reporting service. Learn more.
Credit Builder Loans Made Just for You – No Credit Check Required
No Credit Check Credit Builder Loans can be the key to unlocking a better credit profile and financial future.
What Makes A Debt Relief Company FTC Compliant
If you are struggling with unpaid credit accounts, debt relief is an important tool to help you improve your finances. The Credit Review outlines what guidelines an FTC compliant company must follow in order to best assist you.
How to Qualify for an RV Loan
If you want to know how to qualify for an RV loan and how to improve your credit score to boost your chances, here is what you need to know.
A Guide To Credit Builder Loans That Provide Funds Upfront
Level up your credit with upfront credit builder loans! Discover how these unique loans can help you establish or rebuild credit while providing immediate access to funds.
What is a Non-Filer Tax Statement? The Complete Guide for Students
Are you required to fill out a Non-Filer Statement? Not sure what one is? Learn all about it and how to complete it correctly in this student guide.
Does CashApp Borrow Build Your Credit?
With the proliferation of financial apps offering small short-term loans, the question arises: Are they really building your credit? Or, are there better options?
What Happens if I Declare Bankruptcy?
“What happens if I declare bankruptcy?” is a common question for people struggling with debt. Learning about bankruptcy can help you decide if it’s right for you.
How To Avoid Foreclosure
Are you at risk of facing foreclosure? Here are the steps you can take to avoid it.
What Happens If I Don't Pay My Taxes?
Learn about the repercussions of late tax payments and tax relief choices. Learn how to avoid penalties and stay in compliance with the IRS.
How to Freeze Your Credit
Freezing your credit is a step that you might need to do in the certain cases. We break down when, why, and how to authorize a credit freeze.
A Guide To How Long It Takes to Build Up Your Credit
Learn the art of credit building—a waiting game requiring patience and strategy. Discover actionable steps to help you improve your credit sustainably.
How to Recover From Bankruptcy With Credit Builder Loans
Discover how credit builder loans can help rebuild your credit after bankruptcy in this quick guide to financial recovery and freedom.
Get Approved For A Mortgage With Bad Credit
Discover how to get a mortgage with bad credit. Our expert guide tells tips to improve your chances of securing a home loan, regardless of your credit history.
Insufficient Credit? This Is How You Build It
When you have no credit history, your options for loans, credit cards, and more are limited. Here are the best tips and tricks to build your credit when you have none.
Tracking Your Credit Score Progress from Your Credit Builder Loan
A credit builder loan can help you improve your credit score. Here’s how to track your progress as you make payments.
Managing Your Credit Builder Loan Payments
Managing your credit builder loan payments is the key to making them on time and improving your credit score.
Refinancing Your Student Loans in 5 Simple Steps
Understand the parks of student debt refinancing. Uncover the process, locate top lenders, and take charge of your debt today for a brighter financial future.
Credit Builder Loans for Bad Credit
Everything you need to know about credit builder loans for bad credit repair and how to get the loan that’s right for your financial situation.
Bad Credit Title Loans
Considering a title loan? We break down everything you need to know about car title loans and their alternatives.
Everything You Need To Know About Debt Settlement
If you are struggling with debt and you are looking for a way to pay it off, you may want to consider debt settlement. The Credit Review breaks down everything you need to know about debt settlement and how to know if it is right for you.
Everything You Need To Know About Loans
When you are looking to take out a loan, it is crucial that you understand how your loan terms and repayment works. The Credit Review breaks down everything you need to know about loans: the types of loans, how your terms and repayment length affects you, and more.
Can a Car Lease & Credit Builder Loan Help Build My Credit?
Discover how leasing a car and credit builder loans can help you build your credit, along with other forms of credit.
The Guide To DIY Credit Repair
If bad credit is preventing you from receiving the best rates on loans and credit lines, then you may want to look into credit repair. Here are seven DIY ways to improve your credit.
When Two Become One: The Impact of Marriage on Credit
Soon-to-be-married couples must consider the finances of both partners when entering the covenant of marriage, especially the impact of marriage on credit.