Meet the Author
412 Articles by Bryan Huynh
Everything You Need To Know About Your Credit Score
Your FICO score plays an important role in your life. Here is what you need to know about your FICO score, including what it is, why it is important, and how to improve it.
The Best Personal Loans for Good Credit
If you have good credit and you're in the market for a personal loan, your options are nearly endless. Here are the best loans for borrowers with good to excellent credit.
The Best Personal Loans For Fair Credit
If you are looking for a personal loan but you find that having fair credit makes it difficult to get the best terms and rates, then look no further. Here are the best personal loan options for borrowers with fair credit.
10 Short Term Business Loan Options
Ready to explore short term business loans? This post covers ten of the best options to grow and fund your business. Get started on your loan process today.
How To Buy A Car With Bad Credit
When you have bad credit, it may feel impossible to find a way to buy a car. Here are the best ways to fund your new vehicle when you are struggling with your credit score.
How to Freeze Your Credit
Freezing your credit is a step that you might need to do in the certain cases. We break down when, why, and how to authorize a credit freeze.
Best Bank Account for Small Businesses
Find the best bank account for your small business. Our guide lists top 5 accounts with features like no fees, accessibility, and strong customer support.
Why You Should Use A Professional Credit Repair Company
Need professional help fixing up your credit? We break down why using a reputable credit repair service can help you get the best results.
Top 5 Credit Repair Companies Of 2024
If you are ready to fix your credit but you're not sure which credit repair service is best for you, then look no further. The Credit Review breaks down the top 5 picks for the best credit repair company.
What is a Challenger Bank?
Explore what a Challenger Bank is, its benefits, and how it differs from traditional banks in offering innovative, customer-focused financial services.
How to Access the Top Student Loan Forgiveness for Teachers
There are many options for student loan forgiveness based on occupation. If you’re a teacher, learn more about the best student loan forgiveness options.
Understanding the Role of Financial Stability and Creditworthiness in Personal Loans
In this guide, we assess how financial stability and creditworthiness play a role in personal loan decisions.
A Resource to Small Business Loans for Veterans
Are you a veteran starting a small business? Find out how business loans for veterans can help. This post covers definitions, suggestions, and common questions.
The Guide to Prepaid Cards
Thinking about getting a prepaid card? We'll break down everything you need to know about it: what it is, how it works, and how to find the right one for you.
The Financial Health Index: Which U.S. Cities are Flourishing?
Discover which U.S. cities are thriving with our Financial Health Index, highlighting income, employment, and stability insights here at TheCreditReview.
Saving for Multiple Goals with the Envelope System
Looking to save for multiple goals? Here is why the envelope method can work for you.
How Do Public Records Affect Your Credit?
Unlock the secrets of public records in our comprehensive guide. Learn how to navigate and address public records for effective credit repair. Explore now!
25 Best U.S. Metros to Start a Small Business in High-Growth Sectors
Discover the top 25 U.S. metros for launching a small business in high-growth sectors. Explore factors like market potential, funding options, and support networks.
How Do I Remove A Foreclosure From My Credit Report?
A foreclosure is a major delinquency that severely damages your credit and negatively impacts your future financial choices. Here is what you need to know about foreclosure, including how you can get your credit back on track.
The BIG Problem with the IRS Private Debt Collection Program
What is the IRS private debt collection program? Is it a scam? Here’s the truth about this program and what you need to know as a taxpayer.
IRS Tax Lien: What It Is And How It Works
A tax lien gives the government claim over your property when you fail to pay your taxes. The Credit Review breaks down what to do if you get a tax lien notice and how to protect your property.
How To Settle Your Tax Debt
Owing the IRS back taxes can be overwhelming and the most stressful kind of debt you can have due to the fact that the IRS has the power to seize your assets, bank accounts, wages, and future tax refunds. TheCreditReview breaks down how you can reduce or completely free yourself of tax debt.
The Best Student Loan Refinancing Services
Student loan refinancing can be an important tool to help consumers pay off their student loans by lowering interest rates or combining multiple loans. The Credit Review breaks down the top student loan refinancing companies and how to choose the best one for you.
Do Personal Loan Companies Call Your Job?
If you’re worried about personal loan providers calling your employer, read this guide to learn more.
How Long Does it Take to Pay Off Student Loans?
Got student loans? This guide covers the helpful facts, statistics, and tips you need to know for paying off your student loan debt, fast.
The Best Personal Loans For Bad Credit
Need a personal loan but have bad credit? Check out the best personal loans for bad credit, rates, terms, and eligibility requirements from top lenders.
How Prepaid Cards Work
Want to know how a prepaid card could help you? We break down everything you need to know about it: what it is, how it works, and how to find the right one for you.
How Side Gigs Can Get You Extra Cash
Looking to boost your income? Discover the best side gigs for making extra cash. Learn how to pick the right side hustle, earn more, and grow your hobby.
The 5 Worst Mistakes To Make While Building Business Credit
Learn the top 5 worst mistakes in building business credit and how to avoid them to ensure your company's financial health and creditworthiness.
Bank Account Interest and Tax Reporting: The What, Why, and How?
The last guide you’ll ever need to understand bank account interest, the tax reporting process, and much more for your business.
The Guide To Secured Credit Cards
If you're struggling with poor or no credit, a secured credit card may be the best option for you. Read on to learn more.
Bluevine Bank vs. Found Bank: Choosing The Right Fit For Your Biz
Bluevine Bank vs. Found Bank -- learn which one is right for you.
Working with a Tax Professional
Filing taxes can be daunting if you’re not well-versed with the process. Read this guide to understand how tax professionals help to ease filing taxes and provide various other benefits.
Why You Shouldn't Mix Business and Personal Finances
Learn why separating business and personal finances is crucial for legal protection, tax simplicity, and professional credibility.
When To Use a Local Bank or Credit Union for Nonprofit
Explore the benefits of choosing a local bank or credit union for your nonprofit organization. Find out when and why it makes sense for your financial needs.
How to Open a Business Bank Account
Wonder what you need to open a business bank account? Our guide covers the requirements and documents you need to open a business checking or savings account.
What Is a Neobank? A Comprehensive Guide to the Digital-Only Banks Changing the Financial Landscape
Switching to a neobank can offer you a wide range of benefits, such as higher interest rates, lower fees, and advanced technology. Learn more.
What Is a DUNS Number and Why Is It Important?
Learn what a DUNS Number is, its significance in business credit, and why it's crucial for securing contracts and financing.
What is Business Banking?
Understanding business banking is crucial for every business owner before conducting business dealings and transactions. Read our guide to learn more!
What Is A Paydex Score & Why Does It Matter?
Discover the significance of your Paydex Score and how it influences your business's financial reputation. Learn why maintaining a strong Paydex Score matters.
Utilizing Sweep Accounts for Maximizing Business Cash Flow
Discover how Sweep Accounts can optimize your business's cash flow. Explore types, benefits, and best practices to maximize returns.
A Glossary of 20 Uncommon Business Banking Terms for Non-Profit Organizations: An Easy Guide
Confused by uncommon terms in nonprofit bank accounts? Gain clarity with our comprehensive guide. Unlock the knowledge on 20 Uncommon terms at TheCreditReview.
Types of Business Checking Accounts
Every organization needs a business checking account to manage its finances and transactions. If you are also looking to get one, you must know its different types!
Top Tax Planning Strategies Every Business Should Know
With the help of this guide, you can take control of your business's tax planning, reduce your tax liabilities, and focus on what you do best - growing your business.
What to Consider When Opening a Bank Account for a Non-Profit Organization in 2024 and Frequently Asked Questions
There are some important factors to consider when opening a bank account for a non-profit organization. Learn more here.
Tax Implications and Reporting for Business Checking Accounts
A comprehensive guide to understanding the tax implications and reporting for business checking accounts, including various tax forms, types, and more.
Strategies for Maximizing Cash Flow
Stuck managing your cash flow issues? Here’s a detailed look into strategies that help business owners maximize their cash flow.
Strategically Timing Deposits & Withdrawals to Maximize Cash Flow
Managing cash flow is crucial for business success. Timing your deposits and withdrawals effectively is one way to improve your cash flow and maximize your business account.
Optimizing Account Balances (for Maximizing Cash Flow in your Business Account)
A guide to understand how account balances can be optimized for maximizing cash flow in your business account.
Navigating Audits and Tax Disputes: A Guide for Business Owners
Uncover the secrets to winning tax audits and disputes for business owners. Don't let the IRS intimidate you! Master the art of financial defense today.
Mistakes to Avoid with the Bank Account for a Non-profit
Running a non-profit? Avoid costly mistakes with your non-profit bank account. Learn some essential tips about the common pitfalls and how to prevent them.
Rules to Follow with a Nonprofit Bank Account and Frequently Asked Questions You Need Answered 2024
Learn the essential rules to follow with a nonprofit bank account and avoid common mistakes. Read our guide to managing your nonprofit's finances effectively.
Maximizing Cash Flow: Streamlining Payments for Business Accounts
How to consolidate and streamline payments for maximizing cash flow in your business account with strategies and tools to optimize efficiency and reduce costs.
Maximizing Cash Flow in Your Business Account: Monitoring and Managing Float
Explore strategies, tools, and bank options to effectively manage float and maximize cash flow in your business account.
Mastering Cash Flow Forecasting: A Roadmap to Financial Success
Discover the ultimate guide to mastering cash flow for financial success. Explore expert tips and strategies to optimize your business banking. Learn more now!
Managing Seasonal Cash Flow Fluctuations (for Maximizing Cash Flow in your Business Account)
One way to maximize cash flow is by managing your seasonal revenue. Here’s an in-depth guide on how you can handle fluctuations in seasonal cash flow with ease.
The Importance of Having A DUNS Number
Learn the significance of a DUNS number for your business. See how it enhances credibility, facilitates loans and contracts, federal grants and global commerce.
The Importance of Accurate Recordkeeping for Your Business Bank Accounts
Learn about the importance of recordkeeping for your business bank accounts in this comprehensive guide.
How Trade References Impact Your Business Credit
Read our comprehensive guide to learn how trade references can impact your business credit score and future relationships with suppliers and lenders.
How to Start a Nonprofit Organization
Learn the essential steps to start a nonprofit organization. Discover how to define your mission, secure funding, legal compliance, and more for community impact.
How to Get a Business Credit Card
Applying for a business credit card? Visit our page to know more about the requirements and documents essential to acquiring a business credit card.
How to Choose a Business Checking Account
Learn how to choose the right business checking account for your needs. Find our top picks for the best free business checking accounts to best suit you.
How to Change Business Bank Accounts
Learn how to switch business bank accounts with minimal disruption to your company. Compare pros and cons and follow these 4 steps to make the switch smoothly.
Your Guide to Opening a Bank Account
Don't know where to start? Here is your one-stop guide to opening a bank account online. Learn how to choose the right account, the best bank, and funding.
Your Guide to FBAR and FATCA Compliance
Learn about FBAR and FATCA compliance: discover who needs to comply, what accounts are subject to reporting, and the severe penalties for non-compliance.
Can Non-U.S. Citizens Get a Personal Loan?
If you face financial challenges as a non-U.S. citizen, this guide can teach you how to obtain a personal loan and what alternatives to consider.
Assessing the Financial Need for Personal Loans
Learn the key points on how to assess the financial need for personal loans.
Mastering Interest Rates in Personal Loans: Negotiation, Interest-Free Options, and Rate Lock Explained
In this guide about mastering interest rates, we go over negotiating favorable terms, interest-free options, and rate lock strategies.
Can You Get a Personal Loan for Divorce?
In this guide, we go over how a personal loan can help you pay for divorce expenses.
Personal Loan Tenure Selection
Learn the essentials of personal loan tenure selection.
Understanding Loan Application Rejection: Common Reasons for Personal Loans
In this guide, we go over the common reasons why personal loan applications are rejected.
Understanding Credit Counseling and Its Role in Personal Loans
In this guide, we go over credit counseling and how it can help with personal loan management.
Debt Repayment Plan for Personal Loans
In this guide, we review the essentials of creating a realistic debt repayment plan for personal loans.
Can You Get A Personal Loan To Cover Unexpected Medical Expenses?
Learn about how a personal loan can help you cover unexpected medical expenses.
The Loan Transfer Process for Personal Loans: Understanding the Steps and Benefits
Read more about whether you should transfer your personal loan to someone else.
Understanding the Loan Origination Process and Origination Fee for Personal Loans
The loan origination fee affects your overall cost of borrowing. Learn more about the loan origination process and associated costs.
The Freelancer's Guide To Sending An Invoice
It's important to know how to send an invoice as a freelancer. We break down everything you need to know about billing clients in the comprehensive guide.
Navigating the World of Form K Reporting
Unlock the essentials of Form K reporting with our guide. Learn who needs to file, deadlines, content requirements, and tips for compliance in public companies.
How to Evaluate a Bank When Opening a Bank Account for a Non-profit in 2024
Selecting the right bank for a non-profit organization is essential. Learn more here.
Do I Need a Business Bank Account?
ind out if you really need a business bank account. Our guide breaks down the benefits and drawbacks of opening a business account, and who really needs one.
How Do You Disburse Funds From A Nonprofit Business Bank Account?
Discover key practices for managing disbursements from nonprofit business bank accounts, ensuring compliance, accountability, and effective financial oversight.
Does Your Business Account Have Cash Flow Problems? Here’s How Overdraft Protection and Lines of Credit Can Help
Learn how overdraft protection and lines of credit can help with cash flow problems.
Business Tax Deductions and Credits
A comprehensive guide to understanding business tax deductions and credits, their types, eligibility, and strategies to maximize their benefits.
Business Income and Expenses: A Guide to Managing Business Finances
Learn how to manage your business income and expenses with our comprehensive guide. From tax deductions to cash flow management, we've got you covered.
Your Business Credit Report Explained
Discover the essentials of your business credit report: what's included, how it's compiled, and practical tips on improving your score for better credit terms.
Backup Withholding Requirements: All You Need To Know
Discover backup withholding: what it is, triggers, calculations, penalties, exceptions, exemptions, and record-keeping. Learn all you need to know in this post!
Automating Invoicing and Collections (for Maximizing Cash Flow in your Business Account)
As more and more financial experts confirm the benefits of automating invoicing and payment collections, here’s a thorough guide to help you get started.
The Art of Cash Flow: Why Policies and Procedures Matter
Unlock the power of cash flow policies and procedures to secure your business's financial future, whether you are a small startup or an established company.
Wells Fargo vs Chase Business Checking: Which is Better?
Discover the ultimate business checking account showdown: Wells Fargo vs. Chase! Compare fees, features, benefits in our review for the best choice!
Can You Get a Personal Loan for Plastic Surgery?
In this guide, we go over whether you should get a personal loan to finance plastic surgery.
How EMI Is Calculated for Personal Loans
Learn more about how EMI is calculated and how it affects your personal loan costs.
Wells Fargo vs Bank of America Business Checking: Which is Better?
Compare Bank of America vs Wells Fargo business checking accounts to find the best one for your needs. Read through our detailed comparison and choose wisely.
U.S. Bank vs Chase Business Checking: Which is Better?
Which one is best for you: U.S. Bank vs Chase Business Checking. Uncover the better option for your business's financial needs. Choose wisely for success!
Relay Bank vs. US Bank: An In-Depth Comparison For Businesses
Relay Bank vs US Bank -- learn which one is right for you.
Relay Bank vs. Chase Bank: Choosing The Right One
Relay Bank vs Chase Bank -- learn which one is right for you.
Your Personal Credit vs. Business Credit Explained
Discover the key differences between personal and business credit. Learn how they impact your finances. Expert insights and comparisons at The Credit Review.
Novo Bank vs Axos Business Checking Account
Novo Bank and Axos are taking the business banking world by storm, but which one is right for you? Our comprehensive review can help determine that for you!
Personal Loan Interest Rate Comparison
In this guide, we review what you should know about comparing different personal loan interest rates.
Neobanks vs. Challenger Banks: Similarities and Differences
Neobanks and challenger banks are changing the financial landscape. Learn what they are, their similarities and differences, and the best option for you.
Mercury vs Novo Business Checking: Which is Better?
Are you still confused about choosing Mercury and Novo to get a business checking account? Then explore our guide that helps you choose the best one! Check now.
Should You Take Out a Personal Loan to Pay Rent?
In this guide, we go over the pros and cons of using a personal loan to pay rent.
Can You Get a Personal Loan to Cover Funerals?
In this guide, we go over the benefits and drawbacks of using a personal loan to cover funeral arrangements.
Can You Get a Personal Loan to Cover Weddings?
Read on to learn about how a personal loan can benefit couples who are planning a wedding.
Can You Get a Personal Loan to Finance a Wedding Ring?
In this guide, we review what couples need to know before using a personal loan to finance a wedding ring.
Types of Personal Loans
Explore various types of personal loans and find the right one for your needs. Discover options such as secured, unsecured, debt consolidation, and more.
Personal Loan Interest Rates
Explore the best personal loan interest rates available. Compare options, find the lowest rates, and secure the perfect personal loan for your financial needs.
Understanding Loan Usage Restrictions in Personal Loans
Learn about how loan usage restrictions in personal loans work and the most common limitations.
Personal Loan vs. Home Equity Loan: Which Is Best?
In this guide, we go over the differences between personal loans and home equity loans to help you decide which one is better for you.
Personal Loan vs. Auto Loan: What’s the Difference?
Learn about the essential differences between personal loans and auto loans.
Lili Bank vs. Wells Fargo: An In-Depth Comparison
Comparison of Lili Bank and Wells Fargo, focusing on their features and benefits, to help readers decide which bank is best for their financial needs.
Lili Bank vs. Novo Bank: Choosing The Right One For You
Explore the key differences between Lili Bank and Novo Bank to find the right banking solution for your needs. Compare features, fees, and benefits today.
Lili Bank vs. Chase Bank: How Do I Know Which One Is Right For Me?
Lili bank vs. Chase bank -- learn which one is for you.
Lili Bank vs. Relay Bank: Which One Is Right For My Small Biz?
Get the inside scoop on Lili Bank vs. Relay! Discover which business banking solution is best. Read our in-depth review to break down the features and fees!
Lili Bank vs. Found Bank: An In-Depth Comparison
Compare Lili Bank vs Found Bank and find the best online bank for your financial needs. Read our review and compare services, features, fees, security, etc.
Chase vs. Bank of America Business Checking Accounts
Discover the shocking truth about Chase vs. Bank of America business checking accounts. Read on to find out which bank is the best fit for your business needs.
BlueVine Bank vs Relay Bank: Which is Better?
Explore the features and benefits of BlueVine Bank and Relay Bank to make an informed decision for your business banking needs. Compare services, fees, and more in our comprehensive comparison.
BlueVine vs NBKC Business Checking Accounts
Having trouble deciding between BlueVine and NBKC for your business checking account? Read our in depth review to see the best option for your small business.
Personal Loan Prepayment
Learn about personal loan prepayments, including their benefits and drawbacks.
Loan Preapproval and Prequalification for Personal Loans
In this guide, we will go over the differences between loan preapproval and prequalification.
Navigating Personal Loans: Secured vs. Unsecured Options
Learn all about the differences between secured and unsecured personal loans.
The Power of Financial Education: Empowering Borrowers in Personal Loans
Read all about the power of financial education and the role it plays in personal loan management.
Essential Personal Loan Amount Knowledge
Gain vital insights on personal loan amounts knowledge, including how lenders assess creditworthiness, income, and more to determine borrowing limits.
5 Essential Considerations Before Taking Out a Personal Loan
Learn about the 5 key points to know before obtaining a personal loan.
How Personal Loans are Treated in Singapore
Discover the ins and outs of personal loans in Singapore. Uncover regulations and measures in place to protect borrowers, along with strategies to manage debt effectively.
Choosing Your Credit Wisely: Personal Loans vs. Credit Cards
This guide covers how to make an informed choice between personal loans and credit cards.
Personal Loans for Student Living Expenses: An In-depth Look
In this guide, we take a detailed look at the pros and cons of obtaining a personal loan for college student living expenses.
How to Make a Contingency Plan for Personal Loans
In this guide, we go over the essentials of contingency plans for personal loans.
Can You Get a Personal Loan to Cover Home Renovation?
Here is what you should know about getting a personal loan to cover home renovation project expenses.
Fast-Tracking Financial Freedom: Effective Strategies for Paying Off Personal Loans Early
In this detailed guide, we go over effective strategies to use for paying off personal loans early.
Key Eligibility Criteria for Personal Loans
Learn about the eligibility criteria for personal loans.
Understanding Personal Loans
In this guide we break down what you need to know about personal loans.
Personal Loans for Entrepreneurs
This guide goes over how entrepreneurs can use personal loans to pay for business needs and what pitfalls to avoid.
Can You Get a Personal Loan for a Laptop?
In this guide, we review the pros and cons of getting a personal loan for laptops.
Fees and Charges on a Personal Loan
Learn about the fees and charges on personal loans.
Can You Get a Personal Loan to Start a Small Business?
In this guide, we review how you can use a personal loan to fund a small business.
How to Use Personal Loans for Debt Consolidation
This guide teaches you how to use personal loans for debt consolidation.
Personal Loan Insurance Benefits and Coverage
In this guide, we'll cover what you need to know about personal loan insurance benefits and coverage.
Unsecured Personal Loan Types
Learn about the types of unsecured personal loans.
Bluevine Bank vs. Chase Bank: Which One Is Right For My Business’s Needs?
Compare Bluevine vs. Chase Bank for your business: financial solutions, fees, and digital services to guide your choice -- learn which one is right for you.
Personal Loans vs. Credit Cards: What’s the Difference?
In this guide, we review the key differences between personal loans and credit cards.
Navigating Loan Options: Credit Unions vs. Banks for Personal Loans
Learn about how to navigate different personal loan options.
Boosting Your Credit Score: The Role of Personal Loans
Learn all about how you can boost your credit score using a personal loan.
Can You Get a Personal Loan for an RV?
Learn if you can get a personal loan for an RV.
Personal Loan Amount Calculation
Learn how personal loan amounts are calculated for different loan types, along with strategies for obtaining your desired loan amount.
Best Personal Loan Repayment Options
Here are the best personal loan repayment options.
Personal Loan Application Process
Learn about the personal loan application process.
Closing a Personal Loan
Learn about the process of closing a personal loan.
What Is Earned Wage Access?
In this guide, we review how Earned Wage Access works and how both employers and employees can benefit from EWA.
Best High-Yield Checking Accounts of 2024
If you maintain a large bank balance amount, a high-yield business checking account offering high-interest rates on transactions is the right option. Know more.
Busting Common Credit Card Myths
If you're a credit card user, it's important to know how to properly manage it. Here are some credit card myths and truths that you should know.
How To: Saving For An Emergency
Unexpected expenses can throw off your finances entirely and the average American adult doesn't have enough saved up to pay for an emergency. The Credit Review outlines the best steps to take to begin building an emergency fund.
Should Small Businesses Use Rewards Cards?
Proper management of cash flow is a perennial concern for any company, but is often particularly difficult for small businesses that have lower capital overall. A business rewards credit card is one tool you can use to manage this concern, but it is important to choose your credit card carefully.
Why You Need a Secured Credit Card
Want to build your credit? A secured credit card may be the best option for you. Read on to learn pros, cons, and more.
The Difference Between Types of Savings Accounts
Planning on opening a savings account but not sure which one is right for you? We break down everything you need to know.
What You Need To Know About Credit Cards
When it comes to credit cards, your options are nearly endless. Below, we outline all the benefits you receive from using credit cards and the best way to improve your credit to qualify for the best credit card deals.
How to Build Your Savings
Building a savings account is essential. Here are our best tips and tricks to help you build your savings, no matter where you are in your financial goals.
Generation Z’s Financial Habits
Like every generation before them, Gen Z is demonstrating unique financial habits. However, as this generation is just entering adulthood, these trends are still emerging.
6 Types of Cards to Take With You Abroad
Want to learn how to use your credit cards abroad? Learn more here.
Easy Money-Saving Tips for College Students
Learning how to save money as a college student can create healthy financial habits that last a lifetime. These habits can also reduce your overall debt.
If the Grinch stole Christmas in 2023, it would be worth $14 million in Whoville goods
Discover the worth of the Grinch's Christmas haul in 2023 using modern-day Whoville data and average holiday spending. Learn about the growth in holiday spending since 1957, the impact on personal finances, and more.
7 Ways to Prepare for Retirement
The best time to prepare for retirement is now. Here are the things to consider when planning for retirement, and the steps you should take leading up to your golden years.
What Is A Roth IRA?
What is a Roth IRA and why is it so important? Read on to learn everything you need to know about a Roth IRA.
How To Get An Auto Loan With No Credit Check
Getting a car loan can be difficult if you have bad credit or no credit. Read on to learn how you can get an auto loan with no credit check.
Best Checking Accounts for Senior Citizens 2024
If you're nearing retirement or already retired, it's time to get a checking account that gives you additional perks like discounts, lower fees, etc., on services. Learn more!
Basics of Loan Consolidation
Learn about the basics of loan consolidation.
Best Bank Account Bonuses and Promotions of 2024
Here is the list of all the banks that give you bonuses and promotions once you open a new business banking account. Visit us to learn more!
Why Small Businesses Should Consider Rewards Credit Cards
Effective cash flow management is crucial for small businesses. Utilize business rewards credit cards wisely to overcome capital limitations and choose wisely.
Loan-To-Value Ratio: What It Is And Why It's Important
Learn about Loan-To-Value Ratio (LTV) for auto loans. Find out how to calculate it and why it matters. Lower your Loan-To-Value to improve your loan terms.
Holiday and Christmas Loans: Definition and Alternatives
Learn about the pros and cons of holiday loans, as well as alternatives to consider if you’re facing financial challenges.
Payday Loan Late Fees and Consequences
In this guide, we go over the risks and fees you need to know about payday loans before you consider obtaining one.
Low Income Loans: What Are They and How to Get One
Learn all about the pros and cons of low income loans to make an informed decision about whether they’re suited for your needs.
Can You Apply for a Credit Card With a Spouse's Income?
Can you apply for a credit card with a spouse’s income? Learn more here.
Electric Car Price: Are Electric Cars Worth It?
The upfront cost of an electric vehicle can range from under $25,000 to over $80,000. The lifespan and cost to charge the battery can also vary. Ultimately, whether an EV or hybrid car is worth purchasing depends on your goals, driving habits, and budget.
How to Use Your Credit Card to Improve Your Credit
Trying to build your credit? Here's how you can use your credit card to help.
Easy Money-Saving Tips for College
Uncover essential money-saving tips tailored for college students. Learn how to stretch your budget, save money, and make the most of your college experience.
Generation Z vs. Millennials Financial Literacy
Compare the financial literacy of Generation Z and Millennials. See how these two generations differ in their attitudes towards money, debt, and investments.
Employee Loans: Should You Borrow From Your Employer?
Learn about the pros and cons of obtaining an employee loan from your employer.
Basics of Loan Refinancing
In this article, we cover the basics of loan refinancing.
Credit Card Debt Just Hit a Record High. Here's How to Trim Back Your Spending
Empower yourself with proven techniques to slash credit card debt and trim your expenses. Unlock expert guidance to reclaim your financial freedom today!
How to Budget Like a Pro
Budgeting is essential. Below are the tried and true ways to create and maintain a budget to build your savings while covering your expenses.
Types of Personal Loan Insurance
Learn about the types of personal loan insurance.
Best Student Checking Accounts of 2024
Compare and review the checking account options for college students to manage their day-to-day spending.
Checking, Savings, and CD: Which One Is Right For You?
Checking, savings, or CD -- which one is right for you? The Credit Review breaks down everything you need to know about each type of account and how to pick the best one for you.
What to Know About Solar Panel Financing
Learn about solar panel financing so you can save money on your solar system installation.
Best Banks for Mobile Banking 2024
Manage your finances and transactions more conveniently on your mobile by acquiring mobile banking. Read more about its pros, cons, etc.
Best Small Personal Loans of 2024
Looking for the best small personal loans? Our review (Updated 2024) of top lenders like LightStream, Marcus, and SoFi covers rates, terms, credit requirements.
Demystifying the Loan Verification Process in Personal Loans
In this guide, we simplify the loan verification process for personal loans and discuss its pros and cons.
Fintech: Definition, Examples, & Why It Matters
Fintech is a portmanteau of “finance” and “technology.” Fintech companies and apps let people use modern tools to help solve money challenges, or reach financial goals.
The Guide To Credit Builder Loans
Looking to improve your credit score? Check out our full guide on credit builder loans. See how they work, their benefits, and start building your credit today!
Bank of America vs Citibank Business Checking
Don't open a business checking account with Bank of America or Citibank until you read this! Shocking comparison shows which bank is the best for your business.
Improving Your Credit Score
In this guide, we will go over how to improve your credit score so you can boost your financial standing.
How to Improve Your Credit Before Buying a Home
Ready to buy a home? Then you have to make sure your credit is in top shape. Look to our guide to see how you can improve your credit before buying a house.
Avoiding Common Credit Builder Loan Mistakes
Understand some of the common credit builder loan mistakes and how you can avoid them.
How to Get a Tax Refund Advance in 2024: A Comprehensive Guide
This guide goes over how you can get a tax refund advance in 2024 and the pros and cons of a tax refund loan.
Best Debt Consolidation Loans for Bad Credit
Struggling with bad credit and debt? These are the best debt consolidation loans available.
The Comprehensive Guide To Loan Refinancing
When you are stuck with a high-interest loan, sometimes the only way you can successfully pay it off is by reducing your interest rates. The Credit Review breaks down everything you need to know about loan refinaning, including the types of refinancing, when to refinance, and where you can do so.
Student Loan Deferment vs. Forbearance (And How They Affect Your Credit)
Student loans can be a huge burden, whether you are a recent college graduate or you are in the process of paying it off. Here is how you can manage the weight of your student loan while maintaining your good credit.
Credit History Length
In this guide, we review what is credit history length, how to improve it, and its relation with credit scores.
3 Simple Credit Tips For Students
Building your credit is important, especially if you are a student. Read on to learn our tips for building and maintaining your credit.
Payday Loan Alternatives: Your Best Options
Don't get trapped in a cycle of debt. Check out our list of the Best Payday Loan Alternatives for quick cash without the high interest rates and fees.
Apps That Loan You Money Instantly Without a Job
Learn about how to obtain an instant loan app, as well as best practices to prevent you from falling for scams.
How Does Divorce Affect Credit?
Learn how divorce affects your credit score, what you can do to protect your score, and how you can rebuild credit following a divorce.
Can Personal Loans Be Included In Bankruptcy?
Learn personal loan & bankruptcy: Chapter 7 vs. Chapter 13, treatment of personal loans, dischargeable debts, advice on managing loan debt. Explore options now!
How To File Chapter 7 Bankruptcy
If you're considering filing for a Chapter 7 bankruptcy, there is some important information that you should know. We explain everything you need to know, including the essential means test.
8 Easy Steps To Lower Your Credit Utilization
Looking to lower your credit utilization? Read on to learn how to manage your credit and improve your credit for the future.
Hard Times: New Research Shows Boomer Generation Experienced More Financial Hardship Than Millennials
In this guide we cover new research about generational financial hardship.
What Determines Your Credit Score?
Credit scores can play an important role in your life. Understanding the factors that impact your credit scores can be an important step in figuring out how to improve your scores.
609 Letter: What It Is And How It Works
Do you have bad credit? A 609 letter can help you get negative accounts taken off your credit report. Here is what it is and how to use it.
Credit Builder Loans for Non-US Citizens
For non-US citizens, the credit system can be tough to break into. Here is information on credit builder loans for non-US citizens and how these loans can help improve credit scores.
Using Affirm As A Way To Build Up & Bolster Your Credit
Explore the role of Affirm in reshaping credit accessibility and management in regards to credit scores. This is also a comprehensive guide on credit builder loans, credit mix strategies, and informed financial decisions.
10 Reasons Good Credit Can Change Your Life
You may wonder why having a good credit score is so important and what effects it has on your day to day life. The Credit Review breaks down ten reasons why having good credit can change your life for the better.
Get a Home Equity Loan With Bad Credit
Need a home equity loan but have bad credit? Here's how you can improve your chances of approval and find lenders willing to work with you in the future.
Is Credit Repair Really Legal?
Is credit repair legal? We bust the myth that credit repair is unethical. Below, we outline your rights as a consumer so you can protect yourself when you take action to fix your credit.
How to Pay for Egg Freezing
This guide goes over the various financing methods for egg freezing.
Cash Advance Definition
If you need money quickly and don’t have time to wait for your next paycheck, a cash advance may be the answer. A cash advance can help you bridge the gap between paydays, giving you immediate access to the money you need. We’ll explain what it is, how it works, and the pros and con of this financial tool.
How Can I Get Signature Loans With Bad Credit?
Learn how to get signature loans with bad credit. Our review covers the loans, application process, pros and cons, and lenders for those with low credit scores.
What Is an Installment Loan?
Learn everything you should know about taking out an installment personal loan.
What Are Tradelines And How Do They Affect My Credit?
What are tradelines and what do they have to do with your credit? We explain everything you need to know about tradelines and how they affect your credit.
How Much Should I Pay for Expert Tax Help?
Discover the true cost of tax help services. Find out how much you should pay for professional tax relief and get the expert assistance you need today.
Can You Collect Unemployment If You’re Fired?
In this guide, you can learn about whether you can collect unemployment if you’re fired or laid off from your job.
Does The IRS Offer One-Time Forgiveness?
Find out if you are eligible for One-Time Forgiveness for your federal tax debt. Learn more about this IRS program and what your options are for tax relief.
Understanding Loan Application Status and Funding Time for Personal Loans
In this guide, we explain the various statuses of loan applications and how they affect funding time.
Does Pulling Money from 401(k) Affect Credit?
If you’re wondering if pulling money from a 401(k) affects credit, this is the article for you. Learn what you need to know about 401(k) withdrawals.
Choosing the Right Business Structure
Starting a business? Learn why choosing the right business structure is so important. Read about different structures, the pros and cons, and more.
How to Refinance a Loan With Bad Credit
Looking to refinance your auto loan, mortgage, or student loan? Our guide breaks down where to start with refinancing -- even if you have bad credit.
What is EFTPS and How to Pay Your Taxes with the IRS EFTPS
Use the Electronic Federal Tax Payment System (EFTPS) to pay your taxes online. Here’s what you need to know, how to use it, and how to avoid mistakes.
How Your Credit Score Affects Your Interest Rates
Your credit score directly impacts your interest rates. Read on to learn why and how you can improve your credit to qualify for better interest rates in the future.
Adding Credibility to Your Credit Score: Which Method Is Right for You?
Financial advisors look at several options for building credit history and credit scores while weighing which options work better for individuals.
Does Apple Card Build Credit: Understanding the Impact on Credit Score
Wondering does Apple card build credit? Learn everything you need to know about the Apple Card and how using one can affect your credit score.
Why You Should Pick A Credit Repair Company Over DIY Credit Repair
Are you looking to improve your credit but you're still on the fence about hiring a credit repair company? Here is why hiring a credit repair company is more effective than DIY credit repair.
Can You Get a Personal Loan for a Mobile Home?
In this guide, we discuss the pros and cons of obtaining a personal loan for mobile and manufactured homes.
How To Remove Collections From Your Credit Report
Learn how to remove collections from your credit report and improve your credit score. Get advice on negotiating payments, disputing inaccuracies, and more.
Emergency Fund Essentials
In this guide we cover the essentials of emergency funds.
How to Pay for Pet Care in an Emergency
Learn about the various financing options for emergency pet care.
Can You Get a Personal Loan for Lawyer Fees?
Learn about how a personal loan can help you secure timely, competent legal representation.
Credit Inquiries
In this guide we go over the essentials of credit inquiries that you need to know.
Can You Get a Personal Loan for a Motorcycle?
Learn about how a personal loan can help you finance the motorcycle of your dreams.
Terms and Conditions of Personal Loans
Understand the terms and conditions of personal loans to avoid penalties and extra charges. Learn about interest rates, repayment options, and eligibility.
How To Spot Credit Repair Scams
When you have bad credit, credit repair can help. Here is how to distinguish reputable companies from the rest and pick the best one for you.
How Does A Judgment Affect My Credit?
A judgment is a serious issue that can severely damage your credit, but many of them are being removed from credit reports. Here is everything you need to know about this new change and how to further improve your credit in the future.
Can You Get a Personal Loan for a Boat?
Learn about whether you should take out a personal loan for a boat.
Understanding Loan Document Requirements for Personal Loans
In this guide, we go over what loan documents are required for a smooth personal loan application process.
The Basics of Personal Loans
Learn about the basics of personal loans.
Credit Score Myths
In this guide, we debunk some of the most common credit score myths.
BlueVine vs Mercury Business Checking: Which is Better?
Discover the key differences between BlueVine and Mercury Business Checking accounts. Make an informed decision for your business. Read our comparison now!
How Does A Personal Loan Affect Your Credit Score?
Personal loans are helpful in a situation in which you need extra cash, but it's important to know how it affects your credit. Read on to learn everything you need to know about personal loans and your credit score.
Why You May Need Student Loan Refinancing
If you're on the fence about refinancing your student loans, we can help you make an informed decision. The Credit Review breaks down the pros and cons of refinancing your student loans and whether it's really the best option for you.
Does Financing a Phone Build Credit? Understanding the Impact on Credit Score
It’s a common question, but does financing a phone build credit? It depends on whether the payments are reported to the credit bureaus. Learn more.
7 Best Small Business Loans for Women in 2024
Get the funding your small business needs. These 7 loan options aim to help women-owned businesses get off the ground and grow to success.
What To Know About The Fair Debt Collection Practices Act (FDCPA)
What is the Fair Debt Collection Practices Act (FDCA) and why is it so important? The Credit Review outlines how this law protects you from the unlawful debt collection practices.
Benefits of a Credit Builder Loan
Looking to improve your credit score? A credit builder loan can help! In this article, we explore the benefits of credit builder loans and how they can help you establish or rebuild your credit history.
Statute of Limitations for Debt Collectors
Understanding the statute of limitations for debt collectors and how long they can threaten you with legal action can help you protect yourself and your rights.
How to Pay for Van Life
Learn about the various financing strategies to pay for van life.
The Best Personal Loan For Your Situation
There are times in life when you may be in need of a large amount of cash to fund unexpected expenses and personal loans may be the solution for you. The Credit Review breaks down the best personal loan for your unique situation.
The Guide to Charge-Offs
Charge-offs can seriously affect your credit. Learn what they are, how to prevent and fix them, and improve your credit score. Read our comprehensive guide now.
Can You Go to Jail for Disputing Charges?
In this guide, we go over whether you can go to jail for disputing financial charges.
How To Repair Your Credit After Filing For Bankruptcy
Filing for bankruptcy has severe repercussions that include serious damage to your credit. Here are the best steps to take post-bankruptcy to get your credit back on track.
Consequences of Defaulting on a Personal Loan
Learn about the consequences of defaulting on a personal loan, including credit penalties, legal actions, impact on future loans, and loss of collateral.
Tax Relief 101
If you are in need of tax relief and you are curious about the tax debt relief programs offered by the IRS, then look no further. The Credit Review explains everything you need to know about tax relief programs, including which one will be most beneficial to your situation.
IRS Currently Not Collectible Status: What It Is And How It Works
What does “Currently Not Collectible” mean? How do you sign up for IRS CNC status? Find answers to all your questions in this 2020 guide.
Bad Credit? Here's How To Open A Bank Account Online
Looking to open a bank account with bad credit? Learn about second-chance accounts and how to repair your financial history with TheCreditReview.
How to Qualify for Home Purchase
Buying a home can be difficult and stressful. Here is what you need to know when it comes to how to qualify for home purchase and get approved for a mortgage.
Does Paying Bills Build Credit: Understanding the Impact on Credit Score
Bills are a part of everyone’s life, but does paying bills build credit? There are a few points to understand about this question. Here’s what you need to know.
Can You Get a Loan to Cover Auto Repairs?
In this guide, we go over how you can use a personal loan to cover auto repairs.
How To Deal With Payroll Tax Debt: A Relief Guide For Employers
Behind on your payroll taxes? Here’s how to resolve your unfiled return or unresolved payroll taxes as an employer. Don’t fight the IRS alone.
How and Why Employers Check Credit Scores for Employment
Learn about the key reasons employers check credit for various job positions – from mitigating risks to assessing financial responsibility.
Eligibility Requirements for Credit Builder Loans
Learn the eligibility requirements for credit builder loans and what you can do to increase your chances of a successful application.
Can I Resolve My State Tax Debt? What You Need to Know
Learn how to resolve your state tax debt and avoid scams. Get guidance on paying off tax debt, settlement options, and preventing future tax debt problems.
How to Pay for Gender-Affirming Surgery
In this guide, we go over financing strategies for gender-affirming surgery.
The Safe Way to Cancel a Credit Card: Protecting Your Credit Score
What happens to my credit when I cancel a credit card? It’s a common question. Here is everything you need to know.
Does Being an Authorized User Build Credit? Understanding the Impact on Credit Score
Becoming an authorized user on a credit card can help you build your credit score, especially if you have poor or no credit history. Learn how.
Credit Builder Loans for Students
Credit builder loans for students help form strong financial habits and build a good credit history. Here is what you need to know.
What Is the IRS Fresh Start Program?
Are you struggling with back taxes? The Credit Review breaks down everything you need to know about the IRS Fresh Start Program, including your eligibility and how to apply.
BlueVine vs Axos Business Checking Accounts
Are you still confused about choosing BlueVine and Axos to get a business checking account? Then explore our guide that helps you choose the best one! Check now.
Can Paying My Utility Bills Help Improve My Credit?
This blog explores whether paying utilities like electricity and phone bills can help build your credit and compares other credit-building tools.
IVF Financing, Loans, and Payment Plans
If you need to pay for IVF, here are the various loans and payment plans that can provide funding.
7 Most Common “Tax Relief” Scams (And How To Avoid Them)
Learn how to avoid common tax relief scams with our comprehensive guide. Find out about outrageous fees, unfruitful investigations, bad advice, and more!
Are Credit Builder Loans Right For You?
Discover the power of credit builder loans and learn if they’re the right choice for you in this comprehensive guide.
Personal Loans for Single Moms
In this guide, we go over the pros and cons of personal loans for single mothers, as well as advice for effective budgeting and loan repayment.
What Happens to My Credit When I Retire?
Your credit score is important throughout life, especially in retirement. What happens to your credit when you retire? Here’s what you need to know.
Credit Builder Loans Made Just for You – No Credit Check Required
No Credit Check Credit Builder Loans can be the key to unlocking a better credit profile and financial future.
Does Paying My Car Insurance Help Improve My Credit?
This article explores whether paying car insurance premiums can help build your credit profile. It also compares this financial strategy to other ones that build credit, like credit builder loans.
Does Paying Rent Build Credit: Understanding the Impact on Credit Score
Does paying rent help build credit?” is a common question. The answer is somewhat complicated and often involves using a rent reporting service. Learn more.
What Makes A Debt Relief Company FTC Compliant
If you are struggling with unpaid credit accounts, debt relief is an important tool to help you improve your finances. The Credit Review outlines what guidelines an FTC compliant company must follow in order to best assist you.
Should You Take a Pawnshop Loan?
In this guide, we go over how to decide if you should take out a pawn shop loan.
How to Qualify for an RV Loan
If you want to know how to qualify for an RV loan and how to improve your credit score to boost your chances, here is what you need to know.
Credit Score Management Basics
Learn about the basics of managing your credit score.
What Is a Mezzanine Loan?
In this guide, we go over the essentials of what is a mezzanine loan.
IRS Audit Defense Guide: Why You Shouldn’t Fight the IRS Alone
Could you be audited? If you raise red flags with the IRS, you may be in trouble. Here’s everything you need to know about IRS tax audit defense and how to get help.
Free Tax Preparation Checklist - File Your Taxes the Right Way
It’s almost tax time – Are you prepared? Follow this free Tax Preparation Guide to file your taxes the right way. Get tax prep help today.
Factors Affecting Credit Score
In this guide we go over factors that affect your credit score.
A Guide To Credit Builder Loans That Provide Funds Upfront
Level up your credit with upfront credit builder loans! Discover how these unique loans can help you establish or rebuild credit while providing immediate access to funds.
Types of Credit
In this guide we cover the different types of credit.
Does CashApp Borrow Build Your Credit?
With the proliferation of financial apps offering small short-term loans, the question arises: Are they really building your credit? Or, are there better options?
The Complete Guide To Debt Management Plans
When you're struggling with debt and you are in need of a way to make your payments more manageable, it may be time to get ahold of a credit counseling agency to create a debt management plan. The Credit Review outlines everything you need to know about using debt management plans to restart your finances.
The Guide To Credit Restoration
Struggling with bad credit? Here are some tried and true ways to restore your credit.
What Happens if I Declare Bankruptcy?
“What happens if I declare bankruptcy?” is a common question for people struggling with debt. Learning about bankruptcy can help you decide if it’s right for you.
Auto Loan Refinancing With Bad Credit
It's hard to refinance your auto loans when you have bad credit. The Credit Review outlines what to do if you have bad credit and need auto loan refinancing.
How to Open a Sole Proprietorship Bank Account
Learn how to open a bank account for your sole proprietorship and access valuable business banking services. Follow these steps to make the process super easy.
Haven't Filed Taxes In Years? Here's What You Need To Know
“What if I haven’t filed taxes in years?” You have a few options if you need to file or pay taxes to the IRS. Here’s what you need to know and how to avoid any fees.
How To Avoid Foreclosure
Are you at risk of facing foreclosure? Here are the steps you can take to avoid it.
Wage Garnishment: What It Is And How To Stop It
If you owe a debt, creditors like the IRS can demand wage garnishment by your employer to pay off your debt. Here’s what you need to know about your rights and what you can do to protect your wages.
Everything You Need To Know About Business Financing
When you're running a business, it's important that you find a way to fund all potential future expenses. The Credit Review breaks down the different options for business loans and how to decide which method of funding works best for your business.
Pool Financing 101: How to Pay For a Pool
In this pool financing 101 guide, we go over the essentials for how to pay for a pool.
Energy-Efficient Tax Credits & Loans
Being energy-efficient isn’t just good for the planet; businesses and consumers can also save money on green loans, tax deductions, and a variety of other incentives.
What Happens If I Don't Pay My Taxes?
Learn about the repercussions of late tax payments and tax relief choices. Learn how to avoid penalties and stay in compliance with the IRS.
Are Personal Loans Taxable?
In this guide, we go over when personal loan proceeds are taxable and how loan forgiveness affects taxation.
A Guide To How Long It Takes to Build Up Your Credit
Learn the art of credit building—a waiting game requiring patience and strategy. Discover actionable steps to help you improve your credit sustainably.
What Happens If I Pay My Taxes Late?
Are there consequences to not filing and paying your taxes on time? How do you avoid fees and penalties? Check out this guide to avoid trouble with the IRS.
Is Living Without a Car Right for You?
Getting rid of your car might seem like a financially sound choice, but you’ll want to consider where you live, transportation options, and what your plan is before you decide.
Best Business Bank Accounts for Startups in 2024
Find the best bank account for your startup. Our guide (Updated 2023) lists top 5 accounts with low fees, business-focused services, and online integrations.
Personal Loan Management: Budgeting and Planning
In this guide we cover budgeting and planning for managing personal loans.
How to Recover From Bankruptcy With Credit Builder Loans
Discover how credit builder loans can help rebuild your credit after bankruptcy in this quick guide to financial recovery and freedom.
How To Quickly Build Up Your Business Credit
Learn how to build your business credit.
How To Get Approved For A $5,000 Loan With Bad Credit
Finding a $5,000 personal loan with bad credit is a challenge and comes with a high cost. Here are the steps you can take to get approved for a $5,000 loan with bad credit.
Unpack the Lingering Effects of Eviction: How Long Does an Eviction Stay on Your Credit Report?
Eviction can affect your credit. What can you do to prevent it or rebuild it afterward?
Get Approved For A Mortgage With Bad Credit
Discover how to get a mortgage with bad credit. Our expert guide tells tips to improve your chances of securing a home loan, regardless of your credit history.
Insufficient Credit? This Is How You Build It
When you have no credit history, your options for loans, credit cards, and more are limited. Here are the best tips and tricks to build your credit when you have none.
Tracking Your Credit Score Progress from Your Credit Builder Loan
A credit builder loan can help you improve your credit score. Here’s how to track your progress as you make payments.
Managing Your Credit Builder Loan Payments
Managing your credit builder loan payments is the key to making them on time and improving your credit score.
The Comprehensive Guide to Bankruptcy
If you are in a place where bankruptcy is weighing heavily on your mind, be sure to learn everything you can before taking any further steps. The Credit Review breaks down everything you need to know about bankruptcy in order to make an informed decision.
Can You Get a Personal Loan for Pregnancy-Related Expenses?
Learn if you can get a personal loan for pregnancy-related expenses.
The Best Ways To Improve Your Credit In 2024
Is your credit in need of improvement? Look no further. Here are the best ways and strategies to improve your credit score.
Bad Credit Title Loans
Considering a title loan? We break down everything you need to know about car title loans and their alternatives.
Credit Builder Loans for Bad Credit
Everything you need to know about credit builder loans for bad credit repair and how to get the loan that’s right for your financial situation.
Everything You Need To Know About Debt Settlement
If you are struggling with debt and you are looking for a way to pay it off, you may want to consider debt settlement. The Credit Review breaks down everything you need to know about debt settlement and how to know if it is right for you.
Everything You Need To Know About Loans
When you are looking to take out a loan, it is crucial that you understand how your loan terms and repayment works. The Credit Review breaks down everything you need to know about loans: the types of loans, how your terms and repayment length affects you, and more.
Getting Funding as a Freelancer: A Guide
Some freelancers may find it hard to secure a traditional business loan due to their high-risk profile. However, there are several other options you can use to secure business funding as a freelancer.
What Is A "Good" Credit Score?
Want to know if you have a good credit score? Then look no further. We break down the different types of credit scores and where you fall in terms of creditworthiness for each one.
How to Borrow Money from Cash App?
Learn more about how to take out a loan from Cash App.
Can a Car Lease & Credit Builder Loan Help Build My Credit?
Discover how leasing a car and credit builder loans can help you build your credit, along with other forms of credit.
Secured Personal Loan Types
Learn about secured personal loan types.
How Much Do I Owe the IRS? How to Find Out & Resolve Your Tax Debt
Don’t know how much tax money you owe to the IRS? Find out how much you owe and what options are available when it comes to relieving your tax debt.
Who Will Give Me a Loan When No One Else Will?
If you’re struggling to obtain a loan, read this guide to learn about uncommon loan options and the predatory lending practices to avoid.
When Two Become One: The Impact of Marriage on Credit
Soon-to-be-married couples must consider the finances of both partners when entering the covenant of marriage, especially the impact of marriage on credit.
The Guide To DIY Credit Repair
If bad credit is preventing you from receiving the best rates on loans and credit lines, then you may want to look into credit repair. Here are seven DIY ways to improve your credit.
Fixing Your Credit After Identity Theft
When you've become a victim of identity theft, your credit and finances can take a significant hit. Read on to learn the best ways to restore your credit and personal profile after identity theft.
Checking Your Credit Score
In this guide, we cover credit scores, how to check it for free, and how to improve it.
Navigating Student Loan Forgiveness and Debt Relief Options
Want student loan relief? Learn what student loan forgiveness involves. In this post, discover programs by job and state, as well as alternatives.
What is a Credit Lock? Stopping Identity Theft in its Tracks
A credit lock makes financial monitoring and management possible and efficient. Learn more here.
Everything You Need to Know About Personal Loan Tenures
Find essential details about personal loan amounts. Learn how lenders decide your borrowing limit based on characteristics such as creditworthiness and income.
The Best Loans For Home Improvement
When the number of options to finance your home improvement project seems overwhelming, it may seem difficult to find the ideal loan. The Credit Review breaks down everything you need to know about financing your home renovation and which type of loan is best for your situation.
How to Manage Credit Card Debt
Credit card debt just hit a record high. Here's how to trim back your spending.
Credit Utilization Ratio 101
In this guide, we dive into the essentials of credit utilization ratios and how reducing it can improve your credit score.
How To Get Ready for Retirement
The best time to prepare for retirement is now. Here are the things to consider when planning for retirement, and the steps you should take leading up to your golden years.
5 Ways to Pay for a Vet When You Can't Afford It
A vet clinic can take your account to collections if you can't afford the bill. Read on to explore various options you can choose from to settle the payment.
Why You Need Different Credit Account Types
Looking to improve your credit? Opening different credit account types may be the answer. Read on to learn more.
What is a Credit Freeze? Stop Identity Thieves Before They Stop You
Take control of your credit monitoring and management through credit freeze opportunities through the credit agencies.
How Do Student Loans Affect Your Credit Score?
Explore the impact of student loans on credit scores and discover alternative credit-building strategies to make informed financial decisions.
Surprise! Baby Boomers Would Benefit Most from Student Loan Debt Cancellation
Learn why the baby boomer generation would benefit from student loan debt cancellation.
Your Answer To Getting Approved For A Better Apartment
This guide covers strategies to boost your credit to help you get approved for your dream apartment and other awesome strategies.
Personal Loan for Moving Expenses
Learn the pros and cons of using a personal loan to cover your moving expenses.
2024 EasyKnock Review: Access Your Home Equity With Bad Credit
Have bad credit? Read our comprehensive EasyKnock review and find out how you can access your home equity with their personal loan offerings, benefits, etc.
How to Get Your Credit Report for Free
Need to get ahold of your three-bureau credit reports? Read our guide to learn how you can get your credit reports for free.
How To Avoid Tax Relief Scams
Tax debt is a serious problem that affects millions of consumers nationwide. While tax relief companies can help you deal with your IRS debt, many scam artists try to take advantage of consumers by offering shady services. The Credit Review shows you how to spot the signs of a reputable tax relief company.
The Comprehensive Guide To Credit Repair
Having good credit opens up a whole new world of opportunities. The Credit Review outlines the best steps you can take to improve your credit and invest in your future.
How to Get a Personal Loan without a Bank Account
This guide covers loan options, risks, and strategies for getting a loan without a bank account.
How To Pay Off Your Credit Card Debt
Dealing with credit card debt? Here are some ways in which you can pay it off for good.
Can a Loan Company Garnish Your Wages?
In this guide, we go over when a personal loan company can garnish your wages and the essentials you need to know.
Surprising Ways Generation Z and Millennials Differ Financially
Some of the most noticeable differences between millennials and Gen Z appear in how each generation handles its finances. These differences are due to several variables, from widespread economic changes to smaller societal shifts.
Using Credit Builder Loans to Bump Up Your Credit
Designed for those with no credit or poor credit, credit builder loans offer a structured approach to building credit. Learn how they work, their benefits, potential pitfalls, and strategies for successful management.
How to Get a Business Loan with Bad Credit
Got bad credit? The good news is you can still get a business loan under certain conditions. Learn how to overcome your credit and get funding.
What You Need to Buy a House
Explore what you need to buy a house. Learn about savings, credit scores, mortgage preapproval, and more. Make your dream of homeownership a reality today!
Small Business Success Rate & Funding Info
For your small business to be successful, it’s important to secure a source of funding. Financial sources can include loans, credit cards, personal capital, and more.
IRS Offer In Compromise: How It Works And How To Qualify
Are you eligible for an IRS Offer in Compromise? Qualify for a tax debt payment plan with OIC. Learn more about OIC and how to sign up in this guide.
Is There a Statute of Limitations on Taxes Owed to the IRS?
Not sure if you still owe taxes to the IRS? Find out whether there is a statute of limitations on taxes owed in this helpful guide. Get tax help today.
How to Recover from A Lifetime of Bad Credit
If you’ve had to deal with bad credit your entire life, due to bad decisions, complicated situations, and plain old bad luck, your financial situation might seem hopeless. We want to assure you that your situation is NOT hopeless, and that you CAN recover, no matter how long you’ve been dealing with bad credit.
Where Can I Borrow Money Immediately?
This guide covers the different options for borrowing money immediately and safety tips to protect yourself from scams.
Why Are Tax Liens Being Removed From My Credit Report?
In the past, tax liens were a major delinquency on your credit report. However, due to the Consumer Financial Protection Bureau, noncomplying tax liens are being removed from credit reports. Here is what you need to know about this new change and how it will affect your credit.
When to Dispute Credit Report Information
Learn when to dispute credit report errors, understand your credit report, and discover common errors. Explore now.
Buy Here Pay Here Loans: What You Need To Know
What is a buy here pay here loan? We break down what it is, where to find it, and whether you need it.
A Guide on Securing Lower Interest Rates For Credit Cards
Learn how your credit score affects credit card interest rates and discover proven strategies to build your credit, negotiate with lenders, and qualify for lower APRs.
What Are Back Taxes? How To Settle Issues With The IRS
Do you owe taxes to the IRS? If you have back taxes that are overdue, here’s what you need to know about settling your debt without losing your assets. Learn more.
What Is A Bank Levy & How Does It Work?
Owe money to the IRS? You may be at risk of a bank levy. Here's what you need to know about what a bank levy is and how to prevent it. Get tax relief help today.
How To Set Up An IRS Payment Plan: Know Your Options & Get Out Of Debt
If you owe taxes to the IRS, you may be eligible for a payment installment plan. Explore your options and see if you can set up a payment plan today.
What To Do If You Get A Tax Notice From The IRS
Received a tax notice in the mail from the IRS – now what? Understand the types of notices, what to do, how to avoid fees, and find tax relief now. See Dos and Don’ts, plus scams to avoid.
Does Paying Off Collections Improve Your Credit Score?
Collection agencies can cause a lot of stress. Will paying off these debts improve your credit score? What else can you do? Find out what you need to know.
How to Get Lower Payments on Car Loans
Whether you’re buying a new vehicle, used car, or want to refinance, here are some tips and advice on how to get lower payments on car loans.
How to Get a Hardship Loan
Looking to take out a hardship loan? Read on to learn more about how to get a hardship loan, pitfalls to avoid, and strategies to improve your loan application.
Financial Help & Benefits for Widows: 2024 Guide
Widows can have a tough time following the loss of a spouse. Read on to understand the financial challenges they may face and the relief options available.
A Bridge to Better Credit: Credit Builder Loans
Discover the benefits of credit builder loans for building credit, requirements, and steps to apply. Explore alternative strategies and learn how to manage payments effectively.
Achieving Financial Goals
Learn more about how to effectively achieve your financial goals.
Ready to Rent Your Dream Home? Read This Guide First
Explore tips for home renters with limited credit history and the benefits of strong credit in housing. Your dream home can be yours.
Everything You Need To Know About Getting A Personal Loan Online
Need quick funds? Explore online personal loans for fast approval and easy application. Continue reading and get the funds you need quickly and securely.
How to Securely Store Your Passwords
Learn how to store your multiple passwords securely to protect yourself from identity theft.
Best Tax Relief Options For 2024
When you are drowning in tax debt, it seems impossible to find a solution that won't damage your finances in the long run. With so many possible tax relief solutions, you may not even know where to begin. The Credit Reviews breaks down all your possible forms of tax relief and the best option for your unique situation.
6 Steps To Fix Bad Credit In 2024
If you are struggling with bad credit and you are ready to leave it all behind, then look no further. Here are 6 ways in which you can improve your credit.
How To Remove Late Payments From Your Credit Report In 2024
Late payments on your credit report can seriously damage your credit and make it difficult for you to qualify for the best loans and interest rates. Here is what you need to know about late payments, including how to reverse the damage done to your credit.
Innocent Vs Injured Spouse: Know Your Options For Tax Relief
What is the difference between Innocent Spouse and Injured Spouse relief? Know your tax relief options and avoid IRS trouble with this guide.
Credit-Builder Loans: How They Can Help
Discover how credit-builder loans can help you establish and improve your credit score. Learn about their benefits, drawbacks, costs, and where to find them.
Navigating The Terms & Interest Rates of Credit Builder Loans
Learn all about the terms and interest rates of credit builder loans in this informative blog. By the end, you’ll know if they’re the right choice for you.
Why You Should Refinance Your Mortgage
By refinancing your home loan, you can lower your monthly payments, reduce or eliminate your mortgage insurance premiums, and convert your home equity into cash when you need it. Here, we discuss the benefits of refinancing and explain how homeowners can decide if it’s right for them.
Best Small Business Loans of 2024
Check our list of best small business loans (Updated 2024). From bank loans to SBA loans and lines of credit, find the right financing option for your business.
What Role Does Your Credit Play When Adopting A Child?
Does credit play a role in qualifying to adopt a child? We’ll answer that question in this blog, and how to build up your credit to give you the greatest chance of qualifying.
What is a Non-Filer Tax Statement? The Complete Guide for Students
Are you required to fill out a Non-Filer Statement? Not sure what one is? Learn all about it and how to complete it correctly in this student guide.
Credit Score and Personal Loan Approval
Learn all about the connection between credit score and personal loan approval.
The Top Business Loan Requirements You Need to Know
Learn the essential requirements for obtaining a business loan. See what lenders look for, how to prepare, and increase your chances of approval here!
How To Guide: Do It Yourself (DIY) Debt Settlement
If you're looking for a way to reduce your existing debt, but you aren't ready to reach out to a debt relief company, you can explore some other options. The Credit Review outlines 6 steps you can take to settle your debts on your own.
Debt Relief 101: How To Get Out Of Debt
When you're swimming in debt, it can feel like a never-ending cycle. The Credit Review outlines a few ways in which you can jumpstart your journey to finally being debt-free for good.
Best Credit Unions for Business Banking of 2024
Discover what makes credit unions different from other banks for getting a business account. Also read about their benefits and services.
How to Prevent Identity Theft
Identity theft can happen in a variety of ways. Here are the steps you can take to prevent it.
The Best Online Business Banking Services
Find the best online business banking for your needs. Our review (Updated 2024) of top banks like Lili, BlueVine, and Azlo covers fees, features, and more.
Small Business Funding: 6 Steps to Securing the Financing You Need
Need small business financing to get your business off the ground? Follow these 6 steps to get funding, fast. Plus, compare top business lenders online.
The Complete Guide To Personal Loans
Learn all you need to know about personal loans, including their benefits, uses, and more. Compare top lenders and find the best personal loan option for you.
How To Handle Medical Debt
Medical bills can send you into a deep debt that affects not only your credit but your daily life. While it may seem impossible to get rid of, you do have options. Learn more about how to help rid yourself of medical debt with The Credit Review's medical debt relief guide.
Top Reasons To Refinance Your Home Loan
By refinancing your home loan, you can lower your monthly payments, reduce or eliminate your mortgage insurance premiums, and convert your home equity into cash when you need it. Here, we discuss the benefits of refinancing and explain how homeowners can decide if it’s right for them.
How to Use Your Tax Refund
Not sure what to do with your tax refund? Here are the best ways to use it.
Refinancing Your Student Loans in 5 Simple Steps
Understand the parks of student debt refinancing. Uncover the process, locate top lenders, and take charge of your debt today for a brighter financial future.
How to Pay Off Your Student Loans Quickly
Want to pay off your student loans quickly? Here are some methods to help speed up the process.
What Is a Payday Loan?
A payday loan is a short-term loan as an advance against an upcoming paycheck. Read on to learn more.
How To Consolidate Your Credit Card Debt
Are you struggling with credit card debt and can't seem to pay it off? The Credit Review outlines the top ways in which you can consolidate credit card debt and get rid of it once and for all.
Taking Surveys for Extra Cash
Looking to make a few extra dollars? We looked at the most popular survey sites and ranked them. Read our review to learn more.
47 Company Reviews by Bryan Huynh
SuperMoney Review: Auto Loan Refinancing
SuperMoney Review – Auto Loan Refinancing Options and Testimonials Submit a single form and receive multiple loan refinancing offers, all in one place. Are you looking for a way to refinance your vehi...
PenFed Credit Union Review: Auto Loan Refinancing Options
PenFed Credit Union Auto Loan Refinancing Review – Pros, Cons and Important Information Start the refinancing journey today to lower your interest rate and to enjoy a lower monthly car payment. If you...
myAutoLoan Review: Best Auto Loan Refinancing Services
myAutoLoan Auto Refinancing Review – Pros, Cons and Important Information An online lender marketplace that helps you meet and sustain all of your auto lending goals for new and used vehicles. Are you...
OpenRoad Lending Review: Best Online Auto Refinancing Options
OpenRoad Lending Review – Pros, Cons, and Auto Refinancing Options An online auto refinancing provider that maintains a customer-centric focus to create savings and financial opportunities for everyon...
RefiJet Auto Refinancing Review: Rates, Features & More
RefiJet Auto Refinancing Review – Rates, Features, Testimonials & More Looking to refinance your auto loan and save money on your monthly auto payment? RefiJet is an auto refinancing that is known...
Auto Approve Refinancing Review
Auto Approve Refinancing Review – Pros, Cons, Features & More Refinance your car to reduce your interest rate and your monthly car payments with Auto Approve. Applying for a quote is quick and con...
Credible Personal Loans: 2024 Review
Credible Personal Loans Overview Since 2012, Credible has served customers as a personal loan marketplace, helping borrowers connect with lenders that serve people with their credit profiles. That mak...
Credible Review: Best Student Loan Refinancing Services
Credible Student Loan Refinance Review - Pros, Cons and Options This online marketplace allows you to compare real offers from up to 10 individual lenders to refinance your student loans for the best...
Lend-Grow Review: Best Student Loan Refinancing Options
Lend-Grow Student Loan Refinancing Review Discover better offers from lenders in your community, and get rewarded for paying down your loan. The burden of student loan debt can feel substantial, regar...
Laurel Road Review 2024: Student Loan Refinancing Provider
Laurel Road Review: Top Student Loan Refinancing Provider For borrowers working in healthcare professions, such as doctors and dentists, a special program allows refinancing as soon as you match to a...
CommonBond Review 2024 – Refinancing and Private Student Loans
CommonBond Review – Best Student Loan Refinancing Program A generous forbearance period, hybrid rate student loan refinancing, and a strong social good program set CommonBond apart in the market. Payi...
Fiona Student Loan Refinancing Review: Coverage, Pros & Cons
Fiona Student Loan Refinancing Product Review – Pros, Cons and Coverage Fiona is providing borrowers in need of student loan refinancing with an efficient way to find their ideal offer Student loan re...
Earnest Review: Top Student Loan Refinancing Program
Flexible repayment options, reasonable rates, and an easy application make Earnest the choice of many student loan borrowers. If you’re looking to refinance your student loans, or just want a private...
LendKey 2024 Review: Student Loan Refinancing
Get access to a variety of student loan refinancing companies to help you find the best rates and save money. Finding the right match when refinancing your student loans often means checking out a bun...
SoFi Review
Social Finance, more commonly known as SoFi, is a San Francisco-based company that was the first company to refinance both private and federal loans after its founding in 2011. In additional to studen...
Tax Group Center 2024 Review
Tax Group Center is a California-based tax services company that offers tax relief solutions to customers in all 50 states. The company provides a range of tax services, including installment agreemen...
Fresh Start Initiative Review
Since 2014, Fresh Start Initiative has matched consumers in need of tax relief services with one of their trusted partners' tax settlement firms. Taxpayers nationwide can be connected to a tax relief...
The Tax Resolvers Review
The Tax Resolvers is a professional matching service that helps taxpayers who owe back taxes to the IRS find qualified tax resolution professionals that include attorneys and tax relief companies. Int...
Victory Tax Lawyers Review
Since 2017, Los Angeles-based tax firm Victory Tax Lawyers has assisted taxpayers (individuals and businesses alike) with a variety of individual and corporate tax issues. Victory Tax Lawyers was foun...
Urgent Tax Help Review
Since 2014, California-based tax relief company Urgent Tax Help has assisted both individuals and businesses with their IRS and state tax issues. Their staff handles around 100 to 120 cases each month...
Tax Defense Network Review
Tax Defense Network: Pros, Cons, and Services Tax Defense Network is MoneySolver's fully-owned operation dedicated to tax services that helps taxpayers achieve strategic solutions to tax problems. Sin...
CuraDebt Tax Services Review
CuraDebt is a long-running company that has been assisting consumers nationwide with various financial needs. Although they were officially founded in 2000, their team has helped businesses and indivi...
Community Tax Review
Since 2010, Community Tax has offered a variety of tax services for consumers who are experiencing trouble with the IRS. Their tax professionals are experienced in assisting with a wide range of tax s...
Debt.com Review
Since 2006, Debt.com has assisted consumers in settling or negotiating their debt. This service was founded by financial services professionals with years of experience in the debt relief industry. Wh...
Pacific Debt Inc Review
Since 2002, Pacific Debt Inc has provided debt settlement services to assist consumers in getting rid of unsecured debt. Unsecured debt is debt that is not backed by collateral and includes debt such...
DebtAway Review
Since 2006, DebtAway Relief -- a subsidiary of Century Settlement Services -- has offered their accredited debt relief services to consumers looking for quick and efficient debt settlement. DebtAway i...
Consolidated Credit Review
Founded in 1993, Consolidated Credit has assisted over 6.5 million consumers with getting out of debt through their credit counseling and debt management planning services. Consolidated Credit provide...
ClearOne Advantage Review
ClearOne Advantage Overview Since 2008, Baltimore, Maryland-based company ClearOne Advantage has enrolled over 170,000 clients and settled over $1 billion in unsecured debt with their debt settlement...
CuraDebt Review
CuraDebt is a debt relief, debt settlement, and tax relief service that assists consumers across the US in dealing with unsecured debt and state/federal tax debt. Since 2000, CuraDebt has offered its...
Accredited Debt Relief Review
Since 2011, Accredited Debt Relief has assisted its clients with debt consolidation, debt management, and debt settlement. Accredited Debt Relief's service providers have a combined 20+ years of exper...
National Debt Relief Review
Since 2009, National Debt Relief has provided debt relief services for consumers across much of the US. National Debt Relief's debt settlement services negotiate on behalf of their clients to lower th...
The Credit People Review
Since 2001, The Credit People has assisted over 200,000 people in correcting unverifiable and inaccurate items on their credit reports. In that time, The Credit People have successfully removed almost...
The Credit Pros Review
Since 2008, The Credit Pros has achieved high credentials: they are a registered member of ethics.net and have been named one of America's fastest-growing private companies by the Inc. 5000 for 5 year...
Ovation Credit Review
Since 2004, Ovation Credit has assisted over 100,000 people repair their credit scores. Ovation Credit provides TransUnion and Equifax credit reports while guiding you through obtaining your Experian...
Avant Personal Loans Review
Avant Personal Loans 2024 Review Avant is a popular fintech company that offers personal loans to borrowers with credit scores of 580 or higher. Personal loans are available for a variety of purposes,...
Next Day Personal Loans: 2024 Review
Next Day Personal Loans Overview Next Day Personal Loan provides a nationwide marketplace of lenders and lending partners who offer loans to eligible individuals. These personal loans are available fo...
Guide to Lenders Personal Loans: 2024 Review
Guide to Lenders Overview Since 2005, Guide to Lenders has offered a top rated peer-to-peer online marketplace to connect borrowers in need of personal loans with interested lenders. Our Guide to Lend...
OppLoans Personal Loans: 2024 Review
OppLoans Overview OppLoans is a direct lender based out of Chicago that offers small, short-term online personal loans to consumers with poor credit. Our OppLoans review will help you decide if it’s t...
BadCreditLoans.com 2024 Review
BadCreditLoans.com Overview Since 1998, BadCreditLoans.com has connected borrowers with bad credit to a network of online lenders. This free service allows you to receive unsecured short-term loans fo...
PersonalLoans.com: 2024 Review
PersonalLoans.com Overview Since 1998, PersonalLoans.com has provided a simple way for consumers to connect to an online network of lenders and lending partners to receive a personal loan. These loans...
LoansUnder36 Personal Loans: 2024 Review
LoansUnder36 Overview LoansUnder36's loan comparison marketplace does exactly what their name suggests by connecting borrowers with a marketplace of 100+ vetted lenders who offer personal loans with i...
Upgrade Personal Loans Review 2024
Upgrade Overview Founded in April 2017, Upgrade is a fairly new personal loan company with a quick and easy one-page application. Applicants can get a decision in seconds with no negative impact on th...
LightStream Personal Loans 2024 Review
LightStream Overview Since 2004, LightStream has provided personal loans for borrowers with excellent credit and an established credit history. They are funded by a financial institute, SunTrust Bank,...
OneMain Financial Personal Loan: 2024 Review
OneMain Financial Overview OneMain Financial, formerly known as CitiFinancial, was founded in 1912. In 2015 they combined with Springleaf Financial and rebranded as OneMain Financial. Our OneMain revi...
LendingTree Personal Loans: 2024 Review
LendingTree Personal Loans Overview LendingTree was founded in 1996 by Doug Lebda and Jamey Bennet, who decided there should be an easier way to receive the best loan rate by having lenders compete fo...
Even Financial Personal Loans: 2024 Review
Even Financial Overview Since 2014, EVEN Financial's free matching service has connected borrowers with some of the top lenders in the industry through an algorithm-based loan comparison marketplace....
SoFi Personal Loans: 2024 Review
SoFi Overview Social Finance, better known as SoFi, has a reputation as an elite online lender that provides personal loans for individuals with good credit scores and a high income. The company is un...
