Dovly

Dovly: What It Is

Dovly is the first and only mobile app that tracks, manages, and fixes credit scores. Dovly's technology offers quick electronic communication with credit bureaus and leverages a sophisticated algorithm to optimize credit improvement.

What Dovly Offers

Dovly credit repair engine identifies and removes issues (bankruptcies, late payments, charge-offs, collections, wrong information, inaccurate payment history, etc.) from credit reports from all three credit bureaus (TransUnion, Equifax and Experian).

91% of Dovly members see an average increase of 56 points in less than six months. (The results are based on a sample of 1,971 members enrolled in at least 6 months of paid service through 3/1/22.)

How It Works

• According to their site, Dovly will do a soft pull of your credit, to show you a list of your current issues, together with your full credit report and score. You select the items you'd like to dispute with the credit bureaus, so Dovly can get started.
• Dovly’s engine starts working with the credit bureaus to remove inaccurate items from credit reports: collections, public records, charge-offs, late payments, and more.
• As Dovly successfully removes negative items, you'll see your credit score increase.
• Dovly's engine monitors changes to your report and your score, to make sure no new errors pop up.

How To Enroll

Signing up for Dovly is simple! You simply have to visit their website to enroll.

Dovly Pros:

• Pricing: The basic Dovly plan is completely free. Paid plans are the lowest cost available.
• Automated intelligent system: Dovly's credit repair app works automatically and is easy to use. The algorithm creates a personalized plan for you to optimize results.
• Signing up doesn’t hurt your credit score
• Wide range of removable items: Dovly has disputed more than 200,000 inaccurate items, ranging from bankruptcies, late payments, repossessions, collections, late payments, and charge-offs.
• 24/7 progress tracking: Check your credit repair progress at any time.
• Strong fintech partnerships: Dovly has partnered with leading financial technology companies like MoneyLion, Credit Sesame, Chime, and Varo Money.
• Money back guarantee: If you don’t get results from a paid service tier, they’ll give you your money back. Terms and conditions apply.

Dovly Cons:

• Due to state law limitations, Dovly cannot yet provide full service to residents of Georgia or Minnesota

Dovly Pricing

Try Dovly Free, which gives you no-cost access to your TransUnion report and score and helps you get started correcting errors. No credit card required. Or try one of Dovly’s fuller featured paid offerings. Dovly Premium costs just $39.99/mo (a $120/mo value).and includes repair for all three credit bureaus, $1 million identity theft protection, and discounts on hundreds of everyday purchases. For a more economical offering, Dovly Essential has you covered with TransUnion repair and monitoring, for just $9.99/mo (a $70/mo value). Cancel any time with no further obligation.

Money Back Guarantee: If you don’t get results, they’ll give you your money back. Terms and conditions apply.

Dovly Versus The Competition

• Automated issue fix: Select the errors on your report and Dovly will dispute them for you without you having to get on the phone or check in.
• Monthly costs: You can get started for free, and Dovly's paid plans still cost half or less than the monthly costs of leading competitors.
• No setup fees: Dovly has no setup fees or hidden fees unlike competitors who have setup fees of $90 or more.
• Online enrollment: Dovly makes the sign-up process easy and smooth, so you can get started in minutes, any time, day or night, from any device.

Contact Dovly

Website: dovly.com/contact, Email: [email protected]