Pyramid Credit Repair 2024 Review
Since 2010, Pyramid Credit Repair has provided countless clients with their reputable credit repair services. They are headquartered out of Delaware and have teams in several locations: their sales team is based in Texas, their customer care is based in California, and their legal team is in New York.
During your free consultation, a dedicated dispute manager talks you through your credit situation and lets you know if you are Pyramid Credit Repair is the right service for you. Their credit repair experts are certified in-house and undergo extensive screening and training.
You can sign up on Pyramid Credit Repair's website or by phone. Once you have endorsed the electronic agreement and uploaded your required IDs, the credit team will begin preparing disputes with the three major bureaus (Experian, Equifax, and TransUnion) based on the information provided during your credit assessment. This usually takes 5 to 10 business days, although the time frame may vary depending on your situation.
Your personal account manager will send instructions on how to get your credit reports from the three major bureaus: Experian, Equifax, and TransUnion. Around 24 hours after you are registered and have run the Credit Wizard, you receive access to a live personal account manager, your three bureau credit reports, a cloud-based online dashboard, progress reports in real time, and a score tracker and analysis. Your personalized dashboard allows you to keep track of any progress. Additionally, your dedicated account manager keeps in close contact by texting, calling, or emailing you with updates and reminders.
You typically see results 4 to 6 weeks after bureau disputes. Each time your credit report changes, your account manager schedules a 20 to 30-minute call to discuss the plan for the following round of disputes.
Pyramid Credit Repair Pros
- Money back guarantee: If you are not satisfied with their service, Pyramid Credit repair offers a 90-day 100% money back guarantee.
- Strong customer reviews: As of February 22, 2020, Pyramid Credit Repair had 2400+ positive reviews across trusted 3rd party platforms like Trustpilot and SiteJabber.
- Direct communication: Pyramid Credit Repair maintains a direct line of communication with you, keeping you updated on any negative credit item removals.
- Wide range of removable items: Charge-offs, liens, collections, late payments, bankruptcies, late payments, repossessions, judgments, identity fraud, and foreclosures can be removed from your credit reports.
- Fast, legal, and effective credit repair: Each case is unique, but Pyramid Credit Repair typically shows initial results in 4 to 6 weeks.
- Zero cancellation fees: You are not charged any fees for canceling.
- Great customer reviews: Many clients reported good customer service, quick responses, and around the clock assistance.
- Personalized service: Each account manager has no more than 30 clients, so you will receive quick responses. Account managers may also provide you with a phone number in case you need to text or call them after business hours.
Pyramid Credit Repair Cons
- The monthly fee for Pyramid Credit Repair is higher than some of its competitors.
- Pyramid Credit Repair does not offer a pay-per-deletion plan.
- Their services are not available in the following states: Idaho, Indiana, Iowa, Kansas, Maine, Maryland, Michigan, Mississippi, Ohio, Oregon, South Carolina, and Wisconsin.
- Pyramid Credit Repair is not listed with the Better Business Bureau at the moment.
Pyramid Credit Repair Versus The Competition
Pyramid Credit Repair is one of the few credit repair companies that offers a 90-day money back guarantee. However, they are not available nationwide.
Pyramid Credit Repair Pricing
After a free initial consultation, Pyramid Credit Repair offers two plans with the same benefits:
- Pyramid Credit Repair Singles Service: $0 to start, $99/month afterwards to sustain access to your Dedicated Account Manager and all the financial tools to help keep your life on track.
- Pyramid Credit Repair Couples Service: For $198/month, you and a friend, relative, or partner are given the same benefits at the couple’s price. However, couples receive a 50% discount during the first month of service.
If you are signing up with a spouse and you have a joint account, you are encouraged to sign up at the same time. You can also sign up for a couple’s discount with your significant other, a friend, or a relative. Keeping your accounts separate will speed up the turnaround time.
There are no upfront fees and you are not charged until services are rendered, which usually takes 5 to 10 business days after sending your required documentation and endorsing the agreement.
Customer Testimonials
Pyramid Credit Repair has overall positive reviews and (as of May 2020) have an excellent 4.7/5 rating on Trustpilot.
Below are some real customer reviews from Trustpilot:
Jason was very honest about my situation though it was advised not to pursuit credit repair. It showed the integrity of the organization. -Apr 29, 2020
Overall great experience with Pyramid Credit Repair! My credit score started in the dumps and I didn't have any clue on where to start for it to get better. I will be buying a house in the next year so repairing my credit was necessary. Jason and his team work with you ever step of the way and conduct honest business which is very RARE when it comes to credit repair. Overall I would recommend them. -Apr 27, 2020
Jason helped me out tremendously today, completely honest guy who told me not to use their services because he stressed i was on the correct path to success. Feels good to work a honest company -Apr 14, 2020
Summary
Pyramid Credit Repair has many positive aspects, including great customer service, dedicated account managers, and fair pricing. If you are looking for a reputable credit repair service, we recommend contacting Pyramid Credit Repair for a free consultation to see if it is right for you.
Speak To A Pyramid Credit Repair Representative Now
(888) 311-1637 Visit Pyramid Credit Repair WebsiteFrequently Asked Questions
How does Pyramid Credit Repair compare to its competitors?
Pyramid Credit Repair is known for their 24/7 phone support and provides a 90-day 100% money back guarantee in the case their services do not work for you.
How will I know when Pyramid Credit Repair begins the disputes?
Pyramid Credit Repair provides a private dashboard that allows consumers to check activity as it happens.
Is Pyramid Credit Repair a legal credit repair service?
The Credit Repair Organizations Act (CROA) sets tough laws to ensure company compliance and protect consumer rights. For example, the CROA states that no credit repair organization can bill a customer until services are performed. However, many companies charge a “first work fee” in order to acquire credit reports. A for-profit company must also accurately inform you of what they can and cannot do in addition to providing a written contract and allowing the contract to be canceled within three business days of signing. If you ask, a legitimate company will inform you that you have the right to fix your own credit. Companies that guarantee to erase bad credit or raise your credit score by a high amount very quickly is a red flag. Because Pyramid Credit Repair follows all of these guidelines, they are a trusted credit repair service.
Reviews for Pyramid Credit Repair
Why leave a review about the service here?
Your reviews are a valuable source of insight for us to improve our service as well as improve the offerings. All pros and cons submitted here are evaluated and are responded. We also share these insights with our partners so that they could improve their offerings as well.
User Rating
out of 5 stars
(2 Reviews)Rating Distribution
Post your review for Pyramid Credit Repair
2 Pyramid Credit Repair Consumer Reviews and Complaints
Tom Holt, on February 20, 2020
Great company! Glad that I found them and have recommended a few friends and family members to them already.
Mahdi, on April 13, 2023
This company is fraud and they do NOT do anything to improve your credit. 1. This company has a template for letters they write to credit bureaus and they do not even customize the letters for each case. They just submit a ready template to bureaus. You can find these template for free online and you can easily send your own letters. They only change your name and submit the letters. 2. The company lies to bureaus. They misrepresented my case. When I spoke for the first time with a member of their team, I mentioned that I have two late payments that were unauthorized withdrawal from my card!!! However, I really had those late payments in my credit history. But, they lied from my behalf to credit bureaus that I never missed any payments and the records are wrong. This is because they do not spend time for each case and they send a ready template to bureaus for all cases!! They never listened to what I told them when we were speaking over the phone in the beginning of the process. However, they charged me $120 for that phone conversation. Over the phone, I especially emphasized that I did dispute myself for those late payments and it was not successful. They told me about a right strategy to contact the bureaus to get good results. But they simply did what everyone can do easily!!! I never asked them to lie on my behalf. 3. They told me that for hard inquiries that have past 1 year, they can easily remove them from my credit report. Despite the fact that they could not remove it from my credit report, they again lied to credit bureaus on my behalf on that one, too. They did mention in their letters that I never authorized those hard inquiries. 3. The company does not have enough knowledge to help people. Once I called their team about a decrease in my credit score, they said that the score will recover as I paid my balance the next day after I purchased something. But, unfortunately, my score did not recover!!! Since I subscribed with their company, my credit score decreased. This is the opposite of their promise in the beginning of the process. 4. For two months subscription, they charged me 4 times (two for phone calls and two for each months), but they only send 2 letters to credit bureaus without any positive outcome. 5. In their website, the mentioned something about 3 months full refund guarantee. But, this is a lie, too. I emailed them and ask them for a refund, but they said that they do not have such policy. 6. I received a letter from TransUnion, and they advised that do NOT give permission to these credit repair companies and they charge you for doing nothing. Transunion mentioned that everyone can easily dispute if something is wrong in their credit report and you do not need to give it to a company that misrepresent you. One interesting thing is that, in none of their letters to bureaus, they did not mention that they are a company on my behalf. They wrote the letters and had my name at the bottom of the letters. DO NOT waste your money and time with this fraud company.